BBVA - Online Banking

BBVA personal loans and credit facilities

Do you need financing? Why not choose one of our consumer loans? See our offer. We have just the financing you need.

  • Personal Online Loan

  • Coche Online Loan

  • Preconcedido Online Online

  • Salary Advance

  • BBVA Estudios Loan

  • Financing Large Bills

Personal Online Loan


6.95% NIR

APR 7.73%

BBVA Personal Online Loans

Taking a trip, remodeling your home, or continuing your education is easier with a personal loan.  

Get your BBVA Online Personal Loan with these financial terms and conditions:

  • Interest rate from 6.95% NIR (APR 7.73%).
  • Up to €75,000 and a term of up to 10 years.
  • With no appraisal fee.

Calculate your monthly payment

Coche Online Loan


5.70% NIR

6.39% APR

BBVA Coche Online Loan

If you're thinking about buying a car, we have the financing you need. What's more, we finance any model.

  • Interest rate from 5.70% NIR (APR 6.39%).
  • Up to €75,000 and a term of up to 10 years.
  • With no appraisal fee.

Calculate your monthly payment

BBVA Preconcedido Online Loan

If you are a customer, depending on your links with us, you will have a personalized loan available.

  • Quick, simple and immediate contracting.
  • Enter the amount, choose the repayment period, the payments, etc. and you're ready to go!
  • Available at, the BBVA app or the BBVA ATM network .

Calculate your monthly payment

BBVA Salary Advance

Do you need extra incomings? Get an advance for the amount of your salary or pension with the following conditions:

  • Interest rate 0% NIR (5.32% APR).
  • Up to a maximum of three salaries and for a maximum amount of €3,000.
  • Term up to 6 months.


BBVA Estudios Loan

With the BBVA Estudios Loan, you can finance your children's university studies:

  • Fixed interest of 4.5% NIR (APR 4.64%).
  • Up to €75,000 and a term of 10 years.
  • No opening fee.


BBVA Financing of Large Bills and Payments

If you would prefer to defer payment for any of your bills or debit card charges on your account, at BBVA we can help you:

  • 0% NIR. APR (12.91 %).
  • From €300 up to €1,000.
  • 3-month term.