Loans fast online: what they are and how they work

We explain how this type of online financing works.
When you apply to your bank for a quick loan, a financial transaction is being undertaken, in which the bank makes a set amount of money available to the borrower with specific conditions concerning terms, fees, interest, etc. The borrower is then under obligation to return that capital, fulfilling the conditions negotiated between the bank and the borrower and laid out in a contract.
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A Fast Loan with no paperwork
If not are customer, can request from 3,000€ to 20,000€ of way 100% online.

Unlike with a credit facility, which can be requested based on your needs at any time, the money provided in quick loans online, and any other kind of loan, is delivered as a single installment to meet a specific need. As such, the term is previously set and interest is charged on the total amount of money loaned.


If need a loan fast online, and not are customer in in BBVA you offer our Loan Fast without documents and without need of open account in BBVA.

Can request it through cell phone ( or website ( Have the response to your application in a term approximate of 8 working hours.

Moreover, be able to choose if wish pay by direct debit your loan in an account of another company or open an account online without fees in BBVA and pay by direct debit it there. If open the account in BBVA and your application of loan is approved be able to receive the money right away.

If already are customer, you offer the BBVA Personal Loan, with some conditions hyper-competitive and with total speed when request it.

Being online, the loan application process is fast, simple, and worry-free: apply for it on our website and fill in the details of the operation (amount, purpose, term…), as well as other personal and financial details. Validate it via text message and wait for the confirmation. This will take just a moment.

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Want a loan?
Request it in a fast way and 100% online. Whether you are a BBVA customer or not.

Another way to gain access to fast online loans is to get a BBVA credit card, which will let you defer payment for your purchases in the form of several monthly payments (with interest added). You can even transfer cash from your card to your account, up to the limit you have been granted, then make convenient monthly payments to pay back your balance along with the added interest.

And if you have any questions during the process, you will find additional information at or at any of our branches.

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