Switch your mortgage to BBVA

Would you like to improve the terms of your mortgage?

Calculate your monthly payment and find out if you could obtain a lower interest rate. You can also clear up any doubts with an adviser or request a personalized study.

Why switch mortgage lenders?

Switching a mortgage from one bank to another is a type of switch that can offer better loan conditions, without having to cancel the mortgage.

Check how your mortgage would be when coming to BBVA. 

What terms of the mortgage could you improve?

If you bring your mortgage to BBVA, you'll be able to:

  • Lower the interest rate and monthly payment.
  • Switch the type of mortgage.
  • Change the repayment period, adapting it to your preferences or circumstances.

And if your current bank charges you a fee for early repayment of your mortgage, you can finance it with BBVA.

And how much would it cost you to bring your mortgage to BBVA?

At BBVA, there is no fee for arranging the new mortgage loan. You will neither have to pay management, notary or registration fees. 

If a new home appraisal is required, you will have to pay that amount.

Discover the terms and conditions of your group

  • Get your personalized mortgage study and enter the name of your company or mutual company.
  • Find out if you're eligible for special terms for belonging to your group.

Do you want us to call you?

At BBVA, we will guide you to achieve your goals. If you need to talk with our team, fill in the form below with your details and we will get in touch with you.

This way you can bring your mortgage to BBVA

  • Calculate your monthly payment and find out if you could save by switching.

  • Choose the mortgage that best suits you: fixed-rate or variable-rate.

  • Fill in the form with the details we need and submit the application.

  • Someone at BBVA will contact you to inform you about the switch.

We can answer all your questions

Main types of switch:

  • Switching credit lenders: switching the mortgage from one bank to another. It could involve better loan conditions for the holder, without having to cancel the mortgage and formalize a new one.
  • Switching debtor: the mortgage holder is changed. The buyer of a mortgaged property agrees with the seller to take over their mortgage. The bank can choose whether or not to switch to the new debtor, and to do this it will carry out a risk assessment. 

At BBVA, we offer you to switch lender.

Switch your mortgage to BBVA
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