BBVA Allianz Home Insurance

Esencial, Más, Más Seguridad and Cobertura Total

• Fire, explosion, smoke and total ruin.
• Water and other liquids damage.
• Damage due to atmospheric phenomena: heavy rain, strong wind, lightning, hail and excessive snow.
• Aesthetic restoration (if a loss aesthetically affects your insured property), debris removal, salvage and firemen's fee.
• Substitute residence: expenses, for a maximum of one year, for the rental of a dwelling due to a loss that renders your habitual residence uninhabitable.
• Loss of rent: amount, for a maximum of one year, of the rent that you do not receive from your rented property due to a loss that renders it uninhabitable.
• Theft damage to the building if you are robbed or attempted to be robbed.
• Replacement documents and computer files.
• Public liability for the property and domestic staff.

Más, Más Seguridad and Cobertura Total:

• Breakages of windows, marble, sanitary ware, and glass-ceramic cooktops.
• Sound waves and impacts from outside caused by third parties.
• Electrical damage due to external short-circuit, overvoltage of the external network or lightning.
• Deterioration of food or medicines due to refrigerator breakdown or power failure.

Más Seguridad and Cobertura Total:

• Robbery inside the insured property.
• Robbery outside the main residence.
• Fraudulent use of your cards due to theft, loss or fraud.
• Damage to your property if you are robbed or attempted to be robbed.
• Replacement of locks due to theft of keys.
• Acts of vandalism by third parties.

Total Coverage:

• Fully Comprehensive Accident Insurance: accidental damage to your property inside your home, even for causes not included in the policy.
• Leaks in walls and façades due to heavy rain.
• Electrical damage due to internal short circuit.
• Lock replacement due to lost keys.
• Employee fraud: property stolen from the home by domestic staff.
• Temporary relocation of insured property: damage or theft of your property in a temporary dwelling other than your usual one, or during transportation.

Additionally, extra services in all options (Esencial, Más, Más Seguridad and Cobertura Total)

• Home assistance: you have a network of professionals available for home repairs such as locksmiths, electricians and security personnel.
• Maintenance due to use and deterioration: you have professional help for certain maintenance work.
• DIY service (Handyman) to perform small jobs and repairs in your home.
• Pet and plant assistance: you have a phone number to ask us everything you need about dogs, cats and plants.
• Home and online computer assistance.
• Legal advice and protection for you and your family.

Extra services only in Full Coverage

• Pest control.
• Preventive unblocking in single-family houses: one unblocking of water drainage pipes per year to prevent water damage.
• Express service: commitment to improve the time required to attend and respond to claims.

• To take out home insurance, the property must be in Spain and meet certain requirements related to its age, construction materials, location and ownership.
• Both the amounts established for the building and the contents and the characteristics declared for the property must be accurate throughout the term of the policy.
• At the time of signing up, you must provide the complete address of the property or, if available, the land registry reference.

To enjoy the BBVA Plan EstarSeguro, you need to sign up for the BBVA Plan EstarSeguro card, free of interest charges, fees or extra costs. Credit card subject to approval by BBVA. The BBVA Plan EstarSeguro card can only be used to pay the premiums of certain insurance policies. Offer valid until 01/31/2027, after which date it will be renewed annually, provided there are no changes in the conditions.

For a transaction of €600 payable in 12 months at a nominal annual interest rate of 0%, the total amount payable would be €600 in monthly payments of €50 each; the resulting APR, annual percentage rate, will be 0%.