€720 bonus for setting up direct debit payments for taxes or social security contributions for 6 months.
Get up to €720 gross in 6 months when you pay your taxes and/or social security by direct debit.
Self-employed professionals and businesses
Fee-free accounts for self-employed workers and companies
Today and tomorrow, accounts with no fees or conditions
Open your account, with no fees for your day-to-day operations, with solutions to keep your business moving forward.
Plus, you'll have a specialized adviser to guide you from day one.
Accounts without administration or maintenance fees, 0% NIR, 0% APR (calculated assuming a daily positive balance for one year).
The Digital Solution to create your company
We offer you a tool that guides you step by step through the process of setting up your business, centralizing the entire process in one place and opening your Empresas Bienvenida Account entirely online.
Online process valid for single-member companies (SL, SRLU, SA) with registered office in Spain.
Boost your company's productivity with ChatGPT Business
BBVA gives you two ChatGPT Business licenses for 12 months so you can do the same old thing, like never before. See how AI can help you work faster, make better decisions, and take your business to the next level.
Valid for new and existing business customers with a turnover of less than €5 million/year through 12/31/2026. The AI service will be provided by OpenAI.
At your side, right from the start
From day one you will have an adviser and a specialized team dedicated to you and your business to accompany you and solve all the doubts that may arise.
Because you want a daily routine without unexpected events
Get liquidity when you need it most
Finance your most common payments, stay on top of your accounts, and get ahead of your invoice payments.
Charge at your premises or from wherever you want
Whatever your type of business, your customers will be able to pay easily, in installments, or in foreign currency if they need to.
Offer Bizum payments to your customers
Fast and cardless, you can receive secure and unlimited payments regardless of the size of your business.
Manage all your business matters with your cell phone
You can consult, carry out and sign your transactions anywhere and through the App.
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A POS terminal + Plan for your business
Your POS terminal + Plan that best suits your business without paying anything for the first 12 months. -
Discount on fuel
Up to 2% off on fuel when paying with your Negocios Debit Card at Repsol, Campsa and Petronor gas stations.
With solutions that allow you to grow and evolve
Cover all your professional activity expenses
With an annual credit limit that you can renew as needed.
Leasing and rental of equipment and vehicles with flexible instalments
Rent and insure everything from your office equipment to a car to get around.
Invest in machinery or upgrade your equipment whenever you want
You can adjust the payment of your instalments according to the income your business has at any given time.
Make your products known worldwide
Expand your business activity while you connect with companies in your sector abroad.
To ensure your peace of mind now and forever
So that your well-being today...
Have income if you are off sick, material and immaterial losses or possible non-payments.
… is carried through into the future
and if you are self-employed, enjoy a worry-free future, according to your needs, age and investment profile.
Be part of a more sustainable future
You can save and improve the energy efficiency of your business by installing solar panels or switching to an electric or hybrid vehicle. Our team of specialists will be at your side to advise you and help you with the change, whenever you need it.
With all the tools at your disposal
Global Finance Award for Best Digital Bank
Best Digital Bank in Spain for Companies 2025