Transferring pension plans

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Up to 3% bonus for transferring your pension plan to BBVA

See the different pension plans that provide a bonus and the bonus conditions. If you have any questions about the transfer bonus, request further information and we will contact you.
  • 1% if you transfer up to €8,000.
  • 2% if you transfer up to €25,000.
  • 3% if you transfer more than €25,000.

Terms and Conditions of the promotion

  • We'll give you up to a 3% bonus on the amount you transfer from a pension plan or an individual employee pension plan (EPSV) with another entity to a pension plan marketed by BBVA or to a Norpensión EPSV individual employee pension plan administered by BBVA. 

    Remember that you will not be taxed for transfers between pension plans.

    Bonus of up to 3% brute of the amount gone through implementable to the transfers from pension plans or employee pension plans social individual not managed or administered for the BBVA Group, requested between the 04/01/2020 and the 06/30/2020, both included, that have as destination any of the social pension plans or employee pension plans individual related in the tables, and provided that not have been mobilized later, in whose case only receive bonus the increase of assets.

    Find the terms and conditions to which you must agree for bonus eligibility in the information attached and available during the pension plans transfer process at bbva.es. As a participant/member you must maintain any pension plans or individual employee pension plans subject to the promotion for a period of 5 consecutive years, counting from the date on which the bonus is credited to you. Otherwise, you will be obligated to return the gross amount of the bonus received to BBVA

    See legal text

Fixed-income plans subject to the promotion

Minimum initial amount: €30.
  • These pension plans invest the majority of their assets in fixed-income (obligations and bonds, treasury bonds, promissory notes, etc.).
    NORPENSIÓN RENTA FIJA, PPSI

    It allocates all of its assets to investment in various fixed-income assets issued mainly in euros.

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    BBVA Fixed-Income Plan, PPI

    It allocates all of its assets to investment in various fixed-income assets issued mainly in euros.

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    BBVA PLAN RENTA FIJA INTERNACIONAL FLEXIBLE, PPI

    Choose active and flexible management of international fixed-income assets.

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Mixed plans subject to the promotion

Minimum initial amount: €30.
  • These pension plans invest part of their assets in fixed-income and the other part in equity. The larger the percentage of equity, the greater the risk will generally be and, therefore, the potential gains will also be higher.
    BBVA PLAN CONSOLIDACIÓN 85, PPI

    Renta Variable Mixta pension plan with the objective of achieving a daily net asset value not below 85% of the historic net asset value achieved by the fund.

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    NORPENSIÓN II, PPSI

    Pension plan that allocates most of its assets to investment in various fixed-income assets and between 15% and 35% in equities.

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    NORPENSIÓN DINÁMICO, PPSI

    Entrust your savings to an active and diversified management system with an equity level of 15% to 80%.

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    NORPENSIÓN EQUILIBRADO, PPSI

    Entrust your savings to an active and diversified management system with an equity level of 30% to 50%.

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    NORPENSIÓN PRUDENTE, PPSI

    Entrust your savings to an active and diversified management system with an equity level of 0% to 20%.

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    BBVA PLAN 30, PPI

    Retirement savings product that offers the possibility of diverse investment in the global fixed-income and equities market.

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    BBVA PLAN 40, PPI

    Retirement savings product suitable for people over the age of 40 that offers the possibility of diverse investment in the global fixed-income and equities market.

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    BBVA PLAN 50, PPI

    Retirement savings product suitable for people over the age of 50 that offers the possibility of diverse investment in the global fixed-income and equities market.

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    BBVA PLAN INDIVIDUAL, PPI

    Pension plan that allocates most of its assets to investment in various fixed-income assets and between 0% and 30% in equities.

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    BBVA PLAN MULTIACTIVO MODERADO, PPI

    Entrust your savings to an active and diversified management system with an equity level between 20% and 60%.

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    BBVA PLAN MULTIACTIVO DECIDIDO, PPI

    Entrust your savings to an active and diversified management system with an equity level between 50% and 90%.

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    BBVA PLAN MULTIACTIVO CONSERVADOR, PPI

    Entrust your savings to an active and diversified management system with an equity level between 0% and 30%.

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    BBVA PLAN JUBILACIÓN 2025, PPI

    Savings solution that actively allocates assets. Suitable for people with a retirement horizon close to 2025.

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    BBVA PLAN JUBILACIÓN 2030, PPI

    Savings solution that actively allocates assets. Suitable for people with a retirement horizon close to 2030.

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    BBVA PLAN JUBILACIÓN 2040, PPI

    Savings solution that actively allocates assets. Suitable for people with a retirement horizon close to 2040.

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    NORPENSIÓN JUBILACIÓN 2025, PPS INDIVIDUAL

    It diversifies into varying types of assets and will adapt your risk profile to become more conservative as the established horizon draws nearer (2025).

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    NORPENSIÓN JUBILACIÓN 2030, PPS INDIVIDUAL

    It diversifies into varying types of assets and will adapt your risk profile to become more conservative as the established horizon draws nearer (2030).

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    NORPENSIÓN JUBILACIÓN 2035, PPS INDIVIDUAL

    It diversifies into varying types of assets and will adapt your risk profile to become more conservative as the established horizon draws nearer (2035).

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Equity plans subject to the promotion

Minimum initial amount: €30.
  • These funds invest the majority of their assets in equity (shares). Subcategories tend to be established depending on the markets or the business sectors in which they are invested, or other characteristics of the securities.
    NORPENSIÓN RENTA VARIABLE, PPSI

    Have the possibility of diversifying your savings in different equity assets.

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    BBVA PLAN RENTA VARIABLE, PPI

    Diversify the investment of your savings in Global Equities assets.

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    BBVA PLAN RENTA VARIABLE IBEX, PPI

    Obtain returns from investment in the largest companies on Spain's stock exchange, taking the IBEX 35 index as an example.

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    BBVA PLAN RENTA VARIABLE EUROPA, PPI

    Have the possibility of diversifying your savings in different European equity assets.

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    NORPENSIÓN RENTA VARIABLE IBEX, PPI

    Obtain returns from investment in the largest companies on Spain's stock exchange, taking the IBEX 35 index as an example.

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    BBVA PLAN TELECOMUNICACIONES, PPI

    Offers clients the possibility of taking positions in the technology and telecommunications sectors in a diversified manner.

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New shareholders/members cannot sign up for guaranteed plans that have started their guarantee.

See legal text

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