From 5.50% fixed NIR (5.98% APR) with a paycheck or pension direct deposited at BBVA.
Up to 6.50% fixed NIR (7.03% APR) without a paycheck or pension direct deposited.
Suppose you want to request a €5,000 loan to renovate your home. You would like to repay the money over eight and a half years (96 months) and have the monthly payment be less than €100.
This is what your loan would be like:
| Without a paycheck or pension direct deposited 6.50% fixed NIR (7.03% APR) |
With a paycheck or pension direct deposited 5.50% fixed NIR (5.98% APR) |
|---|---|
| Without a paycheck or pension direct deposited 6.50% fixed NIR (7.03% APR)
Loan amount €5,000 |
With a paycheck or pension direct deposited 5.50% fixed NIR (5.98% APR)
Loan amount €5,000 |
| Without a paycheck or pension direct deposited 6.50% fixed NIR (7.03% APR)
Term 96 monthly payments |
With a paycheck or pension direct deposited 5.50% fixed NIR (5.98% APR)
Term 96 monthly payments |
| Without a paycheck or pension direct deposited 6.50% fixed NIR (7.03% APR)
Monthly payment €66.93
|
With a paycheck or pension direct deposited 5.50% fixed NIR (5.98% APR)
Monthly payment €64.50 |
| Without a paycheck or pension direct deposited 6.50% fixed NIR (7.03% APR)
Commitment fee 0% |
With a paycheck or pension direct deposited 5.50% fixed NIR (5.98% APR)
Commitment fee 0% |
| Without a paycheck or pension direct deposited 6.50% fixed NIR (7.03% APR)
Total amount owed €6,500.27 |
With a paycheck or pension direct deposited 5.50% fixed NIR (5.98% APR)
Total amount owed €6,266.46 |
When calculating the APR, €0.78 per month was applied for the monthly mailing of informational loan statements. This expense will only apply to customers who request the statement by postal mail. Does not apply to customers who receive their statement via digital channels.
Calculations based on loan being signed on the last day of the month.
Total or partial early repayment fee on the unpaid amount: 0.50% if the outstanding payment period does not exceed 12 months, and 1% otherwise.
When you request your loan, you will be able to connect to your main bank without leaving the BBVA website, using your own login password. This will allow us to view, quickly and securely, the financial details we need to determine if your loan is viable.
Offer valid for online loans for new customers for up to €20,000 with a single borrower. The product is not available at BBVA branches.
Financing subject to approval from Banco Bilbao Vizcaya Argentaria, S.A.
The €5,000 Fast Online Loan has no commitment fee.
If you decide to repay some or all of your loan before the end of the period specified in the application, you will have to pay an early repayment fee of:
