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    • Accounts
      See all accounts
      Online Account for minors
      • Direct deposit paycheck
      • Switch to BBVA
    • Cards
      See all the cards
      Credit cards Debit cards Pre-paid cards
      • We help you choose your card
    • Mortgages
      See all mortgages
      Fast Track Hipoteca Hipoteca Joven Bring your mortgage
      • New construction developments
      • Mortgage calculator
      • Mortgage switching calculator
      • BBVA Valora
    • Loans
      See all loans
      Personal Online Loan
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      Experiences

      • Bank Moving Service

        Switch to BBVA and we'll handle all the paperwork for you.

      • Solar panel calculator

        Calculate your savings with solar panels in your home.

      • Sections: if I don't see it, I don't spend it

        Put away money from your main account and save easily.

      • Try out BBVA without being a customer

        Discover the features of the BBVA app without opening an account.

      • Bizum

        Send and receive money from your phone instantly. As easy as sending a message.

      • Mobile payment

        Leave your wallet at home and pay for everything with your cell phone.

      Want to try the BBVA app without being a customer?

      You can add all your banks, make an appointment to speak to an agent, calculate the value of a house and do other day-to-day business. Without being a customer and without commitment. Register in two steps and get to know us little by little.
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      Try out BBVA without being a customer
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      Become a customer
      RISK LEVEL
      1/6

      This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

      BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

      Fee-Free Online Account

      No fees and up to €1,060—it's worth it!

      • Now you can earn up to €760 in your first year just for using your account—and up to €1,060 if you transfer your savings.
      • You will have your card and account for €0, with no conditions.

      Enter this code when you open your account by July 22, 2026.

      Copy code PLAN1060

      How it works

      Become a BBVA customer
      Online Account
      In just a few minutes, only for new customers.

      At BBVA, savings are always with you

      Whether you are a potential customer or already a BBVA customer, you can take advantage of our benefits at any time.
      • BBVA Promotions

        Discover the bank's products and services with special conditions for becoming a customer.

      • Invite a Friend Plan

        Share BBVA with your friends to earn up to €660 every year. And they can get up to €450.

      • Offers and discounts

        Enjoy special prices on your favorite brands. Also, if you are not a customer, by registering with the app.

      If you are not yet a BBVA customer, take advantage of these offers for a limited time

      • No fees and up to €1,060, the account you're asking for

        Now you can get up to €760 during the first year just by using your account, and if you bring your savings too, you'll get up to €1,060!

        • Open your Fee-Free Online Account. Use this code during the process:
          Copy code PLAN1060
        • Bring your savings, your paycheck, or whatever you like. We can do it for you.
        • Use your account: use your card to make purchases, pay your bills, use Bizum and receive your paycheck, pension, or self-employment income to earn rewards.

        Until 7/22/2026 and only for new customers.

        See terms and conditions

        Become a BBVA customer
        More information
      • Up to €60 to boost your savings

        • If your children are between the ages of 0 and 11, open an Online Account for Minors for them.
        • Enter this code in the process:
          Copy code IMPULSA60
        • Send money to their account for 6 months.
        • We'll give you 10% of everything they receive, up to €10 net each month.

        Promotion valid until 07/27/2026

        See the legal terms and conditions

        Open your account
        More information
      • Your POS Terminal Plan at no cost for the first 12 months

        Now, take payments from your customers free of charge for the first year with a POS terminal that allows you to manage your business comprehensively no matter where you are, with your Negocios Bienvenida Account.

        Until 12/31/2026. Only for new self-employed customers.

        See terms and conditions

        Become a BBVA customer
        More information
      • Promotion

        If you are self-employed, save up to 2% on fuel

        Become a customer with the Welcome Negocios Account, and save on your trips when paying with the Negocios Debit Card at Repsol, Campus and Petronor gas stations.

        Up to a 2% discount!

        Become a BBVA customer
        More information
      • Get your loan quickly with no explanations necessary

        Need money now? We make it very easy for you at BBVA: your loan with no commitment fee and no need to open an account or direct deposit your paycheck. 

         

        I'm interested
        More information
      • BBVA Más Salud Insurance

        Comprehensive healthcare with the Sanitas medical network, with or without copayment. Includes hospitalization and customized coverage.
        Calculate price
        More information
      • Promotion

        BBVA Allianz Auto Insurance

        The protection you need with Third Party and Comprehensive. Includes 24-hour roadside assistance and exclusive benefits in BBVA Allianz repair shops.

        Get 5% off for the life of the insurance if you take out the policy online between now and June 30, 2026.

        Calculate price
        More information
      • Promotion

        BBVA Allianz Home Insurance

        Protection, maintenance and assistance for your home with your home insurance. With four options designed to meet the needs of your home.

        Get 10% off for the life of the policy if purchased online before June 30, 2026.

        Calculate price
        More information
      • BBVA Allianz Home Insurance for tenants

        Protection for your belongings with an insurance policy designed for your rental home.
        Calculate price
        More information
      • BBVA Pet Insurance

        Protect your pet from accidents and illnesses, with reimbursement of veterinary expenses and free choice of clinic.
        Calculate price
        More information

      Invite them with the Friend Plan

      If you have 10 friends, you've got a great plan!

      With the BBVA Friend Plan, you could get up to €660 and your friends up to €450. Just think of all the things you could do together!

      Do you want to pay less on the best brands? See our discounts

      • 10% discount

        Find the best destination for you with the Train + Parador package with a 10% discount.

        Make your booking: Train ticket with the Renfe AVE trains + stay at a Paradores hotel with Viajes Reina.

        Online

        See discounts at Viajes Reina (Renfe)
      • 15% discount

        Small household appliances make life easier for us. Now you can get yours at the best price and with free shipping if your purchase is over €30. 

        Access the promotion from your cell phone at bbva.es or in the app.

        Online

        See Rowenta discounts
      • Up to 50%

        Find household appliances and equipment from brands such as Tefal, Rowenta or Moulinex at half price. And some products like kitchen robots have an additional 15% off! 

        Access the promotion from your cell phone at bbva.es or in the app.

        Classroom

        See Home&Cook discounts
      • 20% off

        Find your small household appliance with the guarantee and quality of a top brand. And now, with this discount.

        Access the promotion from your cell phone at bbva.es or in the app.

        Online

        See Philips discounts
      • Domino's Pizza logo

        Deal on a medium pizza

        Craving pizza? Pick up your medium pizza for just €6 or get 2 delivered for just €17. Offer good from Monday to Friday.

        Check out the promotion on your phone at bbva.es or in the app.

        Online

         

        See Domino's Pizza discounts
      • 20% off

        At Merkal, you can find footwear for the whole family. Subscribe to the Club Merkal Family program to enjoy exclusive benefits and a 20% discount.

        Access the promotion from your cell phone at bbva.es or in the app.

        Online or in person

        See Merkal discounts
      • An 8% discount

        Enjoy a unique event that tells the history of Spain through various shows. Take advantage of this special price!

        Access the promotion from your cell phone at bbva.es or in the app.

        Online

        See Puy du Fou discounts
      • Up to 25% off

        Get discounts of up to 25% on accessories, laptops, monitors, printers and much more. It's time to take home the best premium technology at prices that will not be repeated.

        Access the promotion from your cell phone at bbva.es or in the app.

        Online

        See HP discounts
      • Special price

        Samsung offers BBVA customers the option to access an exclusive website. Smartphones, tablets, televisions, household appliances and much more with exclusive prices for BBVA customers.

        Access the promotion from your cell phone at bbva.es or in the app.

        Online

        See Samsung discounts

      Every month we feature new offers, don't miss them!

      • Leisure

        Entradas reducidas para Grease (El Musical) y Puy du Fou.

         

        See discounts on leisure activities

      • Technology

        Direct discounts on electronic brands such as Lenovo, Samsung and HP.

         

        See discounts on technology

      • Restaurants

        Promociones en Domino’s Pizza.

         

        See discounts on restaurants

      • Travel

        Special prices at Viajes Reina.

         

        See discounts on travel

      • Household appliances

        Direct discounts on Rowenta, Home & Cook, Philips and Balay products.

        See discounts on household appliances

      • Fashion

        Direct discounts on Merkal y Perfume's Club.

         

        See discounts on fashion

      Would you like to enjoy these discounts without being a customer?

      You just need to follow these steps:
      • Register in the BBVA app without obligation.
      • Select the offer in My promotions, from the app menu or from your cell phone at bbva.es.
      • Follow the instructions to start enjoying it.
      Register
      More information

      Selected as the best bank in 2025

      Awarded for Online Account and Salary Account

      This will help clear up any uncertainties

      Yes, you can benefit from all the discounts without having to become a customer. To do this, you have to create a username in the BBVA app.

      On the other hand, if you want to enjoy the offers of BBVA Products or the Friend Plan, you must first register as a customer.

      No. You can pay with the BBVA card or any other bank card. The only requirement is that you become a user of the BBVA app to access discounts.

      Yes, to enjoy BBVA Vacaciones discounts, you need to be a customer and pay with your debit or credit card.

      Brand discounts are only available on the BBVA app. On the other hand, you can access the offers of BBVA products and the Friend Plan from any device.

      Some discounts are only redeemable online, and others can be redeemed in physical stores and restaurants. In addition, you can search for the ones closest to you through the app.

      The discount will be activated when you complete the application and BBVA checks if it is eligible.
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