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    • Home
    • Accounts
      See all accounts
      Online Account for minors
      • Direct deposit paycheck
      • Switch to BBVA
    • Cards
      See all the cards
      Credit cards Debit cards Pre-paid cards
      • We help you choose your card
    • Mortgages
      See all mortgages
      Hipoteca Joven Bring your mortgage
      • Mortgage calculator
      • Mortgage switching calculator
      • Mortgage revision calculator
      • BBVA Valora
    • Loans
      See all loans
      Personal Online Loan
      • Loan Simulator
      • Car loan calculator
      • Loan calculator homeowners' associations
    • Insurance
      See all our insurance policies
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      • Group your insurance policies together
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      Pension Plans Basque Country
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      • Personal income tax deductions
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      Stock exchange and markets
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      • Bank Moving Service

        Switch to BBVA and we'll handle all the paperwork for you.

      • Solar panel calculator

        Calculate your savings with solar panels in your home.

      • Sections: if I don't see it, I don't spend it

        Put away money from your main account and save easily.

      • Try out BBVA without being a customer

        Discover the features of the BBVA app without opening an account.

      • Bizum

        Send and receive money from your phone instantly. As easy as sending a message.

      • Mobile payment

        Leave your wallet at home and pay for everything with your cell phone.

      Want to try the BBVA app without being a customer?

      You can add all your banks, make an appointment to speak to an agent, calculate the value of a house and do other day-to-day business. Without being a customer and without commitment. Register in two steps and get to know us little by little.
      More information
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      Become a customer
      RISK LEVEL
      1/6

      This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

      BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

      Fee-Free Online Account

      Get up to €760 for using your Online Account

      Earn money for what you do every day with an account: send a Bizum, shop with the card, pay a bill or receive your paycheck. The more you use it, the more you earn!

      Enter this code when you open your account before 01/08/2026:

      Copy code PLAN760

      How it works

      Become a BBVA customer
      Online Account

      At BBVA, savings are always with you

      Whether you are a potential customer or already a BBVA customer, you can take advantage of our benefits at any time.
      • BBVA Promotions

        Discover the bank's products and services with special conditions for becoming a customer.
      • Offers and discounts

        Enjoy special prices on your favorite brands. Also, if you are not a customer, by registering with the app.

      If you are not yet a BBVA customer, take advantage of these offers for a limited time

      • Up to €760 for doing the usual things with an account

        It's easy to earn up to €63.33 a month for the first year:

        • Open your Fee-Free Online Account. Use this code during the process:
          Copy code PLAN760
        • Bring your bills, your salary, or whatever you want. We can do it for you.
        • Use your account: use Bizum, shop with a card, pay your bills and receive your paycheck and get rewards.

        Until 01/08/2026 and only for new customers.

        See terms and conditions

        Become a BBVA customer
        More information
      • Looking to earn up to €30 extra for back to school?

        • Open your Fee-Free Online Account. 
        • Open an Online Account for Minors aged 0-17 years old. Enter the code in the process:
          Copy code AHORRO30
        • Make a monthly deposit of €5 to €10 into your account.
        • When the money arrives, we will pay you the same amount up to a maximum of €10 per month, over 3 months

        Promotion valid until 10/31/2025.

        See terms and conditions

        Become BBVA customers
        More information
      • Are you self-employed? Get up to €720

        We make it easy for you at BBVA. To get back €120 a month for six months (€720 in total), all you have to do is:

        • Open your Welcome Business Account. Use this code during the process:

        Copy code AUTONOMO720

        • Pay your self-employed worker's payment by direct debit.

        Through 12/31/2025. Only for new self-employed customers. See the terms and conditions.

        Become a BBVA customer
        More information
      • Android POS + POS Pass at no cost for the first 12 months

        Now, take payments from your customers free of charge with a POS terminal that allows you to manage your business comprehensively no matter where you are.
        Apply
        More information
      • Promotion

        If you are self-employed, save up to 2% on fuel

        Become a customer with the Welcome Negocios Account, and save on your trips when paying with the Negocios Debit Card at Repsol, Campus and Petronor gas stations.

        Up to a 2% discount!

        Become a BBVA customer
        More information
      • Get your loan quickly with no explanations necessary

        Need money now? We make it very easy for you at BBVA: your loan with no commitment fee and no need to open an account or direct deposit your paycheck. 

         

        I'm interested
        More information
      • BBVA Más Salud Insurance

        Get complete medical care with access to the Sanitas medical network. Includes hospitalization and surgical procedures. Medical insurance with custom coverage depending on your needs.
        Calculate price
        More information
      • Promotion

        BBVA Allianz Auto Insurance

        Choose from our selection of 6 car insurance options. Enjoy roadside assistance, advantages at BBVA Allianz Excelentes garages, discounts on replacement vehicles and much more.

        Get 5% off when you buy online. Until December 15, 2025. 

         

        Calculate price
        More information
      • Promotion

        BBVA Allianz Home Insurance

        Enjoy your home more without worries.

        Select between the Esencial, Más, Más Seguridad and Cobertura Total options.

        Get 10% off for the life of the policy if you purchase it online. Until December 15, 2025.

        Calculate price
        More information
      • Promotion

        BBVA Allianz Home Insurance for tenants

        Enjoy your home more without worrying about anything.

        Get 10% off for the life of the policy if you purchase it online. Until December 15, 2025.

         

        Calculate price
        More information
      • BBVA Pet Insurance

        Protect your pet as you would any other family member: medical assistance in the event of accident or illness.
        Calculate price
        More information

      Do you want to pay less on the best brands? See our discounts

      • 30% discount

        Get 30% off your tickets and enjoy the best works of modern and contemporary art. 

        Online or in person

        See Moco Museum discounts
      • 10% discount

        Find the best destination for you with the Train + Parador package with a 10% discount.

        Make your booking: Train ticket with the Renfe AVE trains + stay at a Paradores hotel with Viajes Reina.

        Online

        See discounts at Viajes Reina (Renfe)
      • 15% discount

        Small household appliances make life easier for us. Now you can get yours at the best price and with free shipping if your purchase is over €30. 

        Access the promotion from your cell phone at bbva.es or in the app.

        Online

        See Rowenta discounts
      • Up to 50%

        Find household appliances and equipment from brands such as Tefal, Rowenta or Moulinex at half price. And some products like kitchen robots have an additional 15% off! 

        Access the promotion from your cell phone at bbva.es or in the app.

        Classroom

        See Home&Cook discounts
      • 20% off

        Find your small household appliance with the guarantee and quality of a top brand. And now, with this discount.

        Access the promotion from your cell phone at bbva.es or in the app.

        Online

        See Philips discounts
      • 15% discount

        Enjoy a tasty pizza made to your liking, with your favorite ingredients. This discount is valid both in the restaurant and for takeout. 

        Access the promotion from your cell phone at bbva.es or in the app.

        Classroom

        See Papa John's discounts
      • Domino's Pizza logo

        Deal on a medium pizza

        Craving pizza? Pick up your medium pizza for just €6 or get 2 delivered for just €17. Offer good from Monday to Friday.

        Check out the promotion on your phone at bbva.es or in the app.

        Online

         

        See Domino's Pizza discounts
      • 20% off

        At Merkal, you can find footwear for the whole family. Subscribe to the Club Merkal Family program to enjoy exclusive benefits and a 20% discount.

        Access the promotion from your cell phone at bbva.es or in the app.

        Online or in person

        See Merkal discounts
      • An 8% discount

        Enjoy a unique event that tells the history of Spain through various shows. Take advantage of this special price!

        Access the promotion from your cell phone at bbva.es or in the app.

        Online

        See Puy du Fou discounts
      • Up to 25% off

        Get discounts of up to 25% on accessories, laptops, monitors, printers and much more. It's time to take home the best premium technology at prices that will not be repeated.

        Access the promotion from your cell phone at bbva.es or in the app.

        Online

        See HP discounts
      • Special price

        Samsung offers BBVA customers the option to access an exclusive website. Smartphones, tablets, televisions, household appliances and much more with exclusive prices for BBVA customers.

        Access the promotion from your cell phone at bbva.es or in the app.

        Online

        See Samsung discounts

      Every month we feature new offers, don't miss them!

      • Leisure

        Discounted tickets for Grease, The Musical, Moco Museum and Puy du Fou.

         

        See discounts on leisure activities
      • Technology

        Direct discounts on electronic brands such as Lenovo, Samsung and HP.

         

        See discounts on technology
      • Restaurants

        Promotions at La mafia se sienta a la mesa, Domino's Pizza and Papa John's.

         

        See discounts on restaurants
      • Travel

        Special prices at Viajes Reina.

         

        See discounts on travel
      • Household appliances

        Direct discounts on Rowenta, Home & Cook, Philips and Balay products.
        See discounts on household appliances
      • Fashion

        Direct discounts at TotalSport, Merkal and Perfume's Club.

         

        See discounts on fashion

      Would you like to enjoy these discounts without being a customer?

      You just need to follow these steps:
      • Register in the BBVA app without obligation.
      • Select the offer in My promotions, from the app menu or from your cell phone at bbva.es.
      • Follow the instructions to start enjoying it.
      Register
      More information

      This will help clear up any uncertainties

      Yes, you can benefit from all the discounts without having to become a customer. To do this, you have to create a username in the BBVA app.

      On the other hand, if you want to enjoy the offers of BBVA Products or the Friend Plan, you must first register as a customer.

      No. You can pay with the BBVA card or any other bank card. The only requirement is that you become a user of the BBVA app to access discounts.

      Yes, to enjoy BBVA Vacaciones discounts, you need to be a customer and pay with your debit or credit card.

      Brand discounts are only available on the BBVA app. On the other hand, you can access the offers of BBVA products and the Friend Plan from any device.

      Some discounts are only redeemable online, and others can be redeemed in physical stores and restaurants. In addition, you can search for the ones closest to you through the app.

      The discount will be activated when you complete the application and BBVA checks if it is eligible.
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