BBVA Paycheck Advance Loan

Get an advance on your salary and pay for unexpected expenses.

  • Up to 2 paychecks and a maximum of €3,000.
  • You have up to 6 months to pay it back.
  • No commitment fee.
  • $${tinBon}% NIR / $${taeBon}% APR.

Do you need more than €3,000?

See the advantages of our Personal Online Loan.

A couple of examples will make it clear

  • Here are several examples of what it would be like if you receive your paycheck in advance:

    • Suppose you receive an advance on your salary of €3,000, which you plan to pay back in 3 months.

    You would pay €$${monthValueBon} a month for the next 3 months. In total, you would pay €$${totalValueBon}.

    In this example, the commitment fee is $${openingFeePercentage}%, the NIR is $${tinBon}% and the APR is $${taeBon}%. Calculations based on loan being signed on the last day of the month.

    • Suppose you receive an advance on your salary of €1,000, which you plan to pay back in 6 months.

    You would pay €$${monthValueBon2} a month for the next 6 months. In total, you would pay €$${totalValueBon2}.

    In this example, the commitment fee is $${openingFeePercentage}%, the NIR is $${tinBon}% and the APR is $${taeBon}%. Calculations based on loan being signed on the last day of the month.

How do I open one?

  • Applying for the BBVA Salary Advance Loan is that easy:

    1. Click on "Apply."
    2. Choose the amount of the loan and the number of account holders.
    3. Fill in your personal and financial details.
    4. If everything is correct and at BBVA we approve the Salary Advance Loan, all you will have to do is sign it.
    5. And 24 business hours after signing, you will receive the money in your account.

    Remember that you have the right to withdraw from the loan contract without incurring a cancellation fee for a period of 14 calendar days from the date you sign. We will refund the commitment fee to you, and you will only have to pay for the interest generated during those days.

This is how it works

    • To apply for the BBVA Salary Advance Loan, you need to be a BBVA customer and have your salary or pension paid into your account.
    • You can receive an advance from €1,000 until 2 paychecks with a maximum of €3,000. 
    • Pay it back over 3 to 6 months.

Apply for the BBVA Nómina Loan

Would you like more information?

Yes, the BBVA Nómina Loan has no commitment fee.

Plus, you can repay it early. The partial or total cancellation fee is 0.50% of the capital to repay.

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Be a BBVA customer.

  • At BBVA we want to help you with your day-to-day errands.
  • We are working to make your life a little easier with our digital solutions.
  • Our approach is based on transparency, clarity and responsibility.
Paycheck Advance Loan
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