BBVA credit cards
Purchase with your credit limit and pay at the end of the month, the following month or in installments.
What type of credit card are you looking for?
Credit cards to make purchases and withdraw cash
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Credit
Aqua Más Card
You can buy now and pay at the end of the month or pay in installments using your <b>credit limit</b>.
- More secure, with no printed numbers.
- Better protection for your online and offline purchases.
- Split any payment exceeding €50 over 3 months without interest (0% NIR, 0% APR for the first year). For example, you would repay a purchase of €1,500 over 3 monthly payments of €500.
Sustainable product
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Credit
Aqua Máxima Card
You can buy now and pay at the end of the month or pay in installments using your <b>credit limit</b>.
- 10% cash back on subscriptions (Netflix, Spotify, etc.).
- Savings on fees while traveling abroad.
- Defer any payment over 3 months with special conditions.
- All the security of Aqua cards.
Sustainable product
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- Credit card, you pay the following month or in installments.
- Monthly credit of up to €30,000.
- Accident and travel insurance.
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- Credit card, you pay the following month or in installments.
- Set your own credit limits.
- Robbery insurance.
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- Card with revolving deferred payment method only.
- Money on credit immediately.
- It includes insurance in the event of mugging at an ATM, at no additional cost.
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- More than 4,500 BBVA ATMs at your disposal.
- Accident insurance of up to €1,250,000.
- Travel Assistance Insurance.
Credit cards to save on gasoline and pay highway tolls
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- Save up to 7 cents/liter on Repsol Group gas.
- 5% in Repsol Group stores.
- Up to €310,000 in accident insurance.
- Pay the following month or in installments.
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- Pay at tolls without stopping.
- Pay in parking lots without waiting.
- Valid in Spain, Portugal and France.
- Credit card, you pay the amount the following month.
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- Save up to 7 cents/liter on Repsol Group gas.
- 5% in Repsol Group stores.
- Up to €1,250,000 in accident insurance.
- Credit card, you pay the following month or in installments.
Credit cards to buy tickets and save on trips
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Credit
Aqua Máxima Card
You can buy now and pay at the end of the month or pay in installments using your <b>credit limit</b>.
- 10% cash back on subscriptions (Netflix, Spotify, etc.).
- Savings on fees while traveling abroad.
- Defer any payment over 3 months with special conditions.
- All the security of Aqua cards.
Sustainable product
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- Up to 40% on Renfe tickets.
- Up to €310,000 in accident insurance.
- Credit card, you pay the following month or in installments.
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- Lower fees on purchases and ATMs outside Spain.
- 5% in B The Travel Brand, check with the agency.
- Trip cancellation and lost luggage insurance.
- Credit card, you pay the following month or in installments.
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- 10% on Iberia airplane tickets.
- 1 Avio point for every €5 in purchases.
- Medical, cancellation and lost luggage insurance.
- Credit card, you pay the following month or in installments.
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- 10% on Iberia airplane tickets.
- 1 Avios point for every €2 in purchases.
- Preferential boarding and insurance with extensive coverage.
- Credit card, you pay the following month or in installments.
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- Discounts on hotels and trips.
- Insurance packages with extensive coverage.
- For Private Banking and Asset Management customers.
- Credit card, you pay the following month or in installments.
Credit cards for customers under 30 years of age
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- Credit card, you pay the following month or in installments.
- 4,500 BBVA ATMs without fees.
- Robbery insurance.
Would you like to compare several cards at a glance?
Use the comparison tool to choose a card based on its features and advantages.

Manage your credit cards with the BBVA app
- Contactless payments. Make purchases or even take out cash at BBVA ATMs directly with your phone. Without touching any buttons.
- Optimize costs. You can change your monthly credit limit, change the payment method or defer purchases instantly.
- Your money is 100% secure. You'll get transaction alerts and be able to turn your cards on or off whenever you need to.


Find out how to finance your purchases with BBVA's credit and debit cards
Let us show you the different ways to finance your purchases, whether with your credit card or debit card.
Would you like more information?
- You must be of legal age
- You must have an active bank account with BBVA
- You need to have some income to guarantee your ability to pay back the credit.
- You must have a good credit history
- You must not appear on any credit default lists
To answer this question, you should review and compare the credit cards.
The primary difference is the payment method. With a debit card, the amount is charged directly to the cardholder's account. Thus, they only allow you to pay up to the limit of the funds in the account. On the other hand, with a credit card you can even pay if you do not have funds, since you can postpone the charge until the following month. More information
Yes, it's possible. When you make an online purchase, you have to follow these simple steps: Purchases in the store with your card. And you authorize your online purchases in a BBVA secure environment (either through the website or app).
Yes, BBVA offers various options for paying for your purchases using your cell phone. Choose yours and enjoy all the benefits. More information