Fee-free bank accounts
Join the more than 700,000 customers who are already enjoying our online account with no fees or conditions
Choose the account that best meets your everyday needs
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Fee-Free Online Account
Enjoy these advantages with no fees or conditions.- €0 for administration and maintenance of the account.
- €0 annual fee for the Aqua Debit Card.
- And of course, there's no need to arrange for your paycheck or bills to be directly paid into or debited from your account.
Only for new customers.
No paperwork or travel. More than 500,000 customers are already enjoying this account.
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Young Person's Online Account
If you are a student or you are in a university- €0 No account administration or maintenance fees.
- €0 No issue or maintenance fees for the Aqua Debit Card.
- 6,000 ATMs where you can take out cash on debit free of charge.
ISIC International Student Card free for one year, with discounts in 135 countries (only for new customers).
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Fee-Free Online Account + Repsol más Visa Debit Card
Save on fuel while traveling.
- €0 No account administration or maintenance fees.
- €0 The Repsol más Visa Debit Card has no annual issuance or maintenance fee the first year.
- Save up to 7 cents/liter on fuel at Repsol, Campsa and Petronor gas stations.
Salary accounts
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BBVA Va Contigo Salary Account
For your paycheck or income.- €0 for administration and maintenance of the salary account.
- €0 annual fee for the Aqua Debit Card.
- With a personal adviser and management team in the BBVA app.
Just for depositing with us your paycheck for more than €800, a pension or unemployment benefit for more than €300 or receiving transfers of at least €2,500/quarter.
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BBVA Va Contigo Salary Account for Young People
If you are working or you receive unemployment
And you direct deposit a paycheck of over €800, or your unemployment benefits of over €300 or you receive income of at least €2,500 per quarter.
- €0 No account administration or maintenance fees.
- €0 No issue or maintenance fees for the Aqua Debit or Credit Card.
- A team of advisers to help with whatever you need.
Get €100 gross if you direct deposit a paycheck of at least €800 (only for new customers).
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BBVA Negocios Account
For your professional activity
- Negocios credit or debit card with no fees.
- No fees on standard transfers.
- No fees for issuing and collecting national checks in euros.
If you are self-employed or an SME, this is your account.
Basic Payment Account
Switch over to BBVA, hassle free
With the Bank Switching Service, we will handle everything for you:
- Without having to go to a branch.
- With no paperwork.
- And without talking to your other bank.
A free and simple way to transfer your income and bills, or an entire account, from another bank. You decide what you want to transfer and BBVA will take care of everything.
You might also be interested in
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Account overdraft facility
The peace of mind you need to deal with unforeseen circumstances. With your authorized limit, we'll cover some of the charges if you have an overdraft.
Do you want to use the BBVA app even if you're not a customer?
Calculate the IBAN CODE of any bank account.
Do you want to know how much you'll get paid every month?
How much do you spend on gasoline?
Transfers at BBVA
(*) At bbva.es there is no fee for transfers made in Euros, Swedish Krona, or Romanian Leu within the European Economic Area (members of the European Union + Iceland, Liechtenstein and Norway). Excludes electronic transfers, emergency transfers, Fund Movement Orders (FMOs), Value Day transfers, and instant transfers. For transfers which are not included, accompanying expenses and transfer fees established for these purposes do apply.