Fee-free bank accounts
Join the more than 700,000 customers who are already enjoying our online account with no fees or conditions
Choose the account that best meets your everyday needs
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Fee-Free Online Account
Enjoy these advantages with no fees or conditions.- €0 for administration and maintenance of the account.
- €0 annual fee for the Aqua Debit Card.
- And of course, there's no need to arrange for your paycheck or bills to be directly paid into or debited from your account.
Only for new customers.
No paperwork or travel. More than 500,000 customers are already enjoying this account.
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Young Person's Online Account with no fees
Enjoy these advantages with no fees or conditions- €0 No account administration or maintenance fees.
- €0 No issue or maintenance fees for the Aqua Debit Card.
- 6,000 ATMs where you can take out cash on debit free of charge.
Plus, if you're between 18 and 29, the International ISIC card is free for the first year, and you renew it only if you want to.
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Fee-Free Online Account + Repsol más Visa Debit Card
Save on fuel while traveling.
- €0 No account administration or maintenance fees.
- €0 The Repsol más Visa Debit Card has no annual issuance or maintenance fee the first year.
- Save up to 7 cents/liter on fuel at Repsol, Campsa and Petronor gas stations.
Salary accounts
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BBVA Va Contigo Salary Account
For your paycheck or income.- €0 for administration and maintenance of the salary account.
- €0 annual fee for the Aqua Debit Card.
- With a personal adviser and management team in the BBVA app.
Just for depositing with us your paycheck for more than €800, a pension or unemployment benefit for more than €300 or receiving transfers of at least €2,500/quarter.
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BBVA Va Contigo Salary Account for Young People
If you are working or you receive unemployment
And you direct deposit a paycheck of over €800, or your unemployment benefits of over €300 or you receive income of at least €2,500 per quarter.
- €0 No account administration or maintenance fees.
- €0 No issue or maintenance fees for the Aqua Debit or Credit Card.
- A team of advisers to help with whatever you need.
Get €100 gross if you direct deposit a paycheck of at least €800 (only for new customers).
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BBVA Negocios Account
For your professional activity
- Negocios credit or debit card with no fees.
- No fees on standard transfers.
- No fees for issuing and collecting national checks in euros.
If you are self-employed or an SME, this is your account.
Basic Payment Account
Haven't you fallen in love with any account yet?
It doesn't matter. Let's be friends and get to know each other: try our app WITHOUT being a customer
- Keep tabs on all your banks from a single place.
- Manage your income and spending and improve your budgeting.
- Make better decisions if you are planning to buy, sell or rent your house, with BBVA Valora.
- And no need to apply for any products or be a customer.
Try it free and register as a user in just a minute.
Bring your deposits and bills for free, or your entire account, without having to go to a branch and no paperwork
With the Bank Transfer Service, you decide what you want to bring to BBVA:
- Your regular transfers to other banks.
- Your recurring income (paycheck, pension) and bills (direct debits).
- Your balance, closing the other account.
We'll take care of transferring what you choose and, if you wish, ask the other bank to close your account. And start enjoying all the advantages of being a BBVA customer.
You might also be interested in
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Account overdraft facility
The peace of mind you need to deal with unforeseen circumstances. With your authorized limit, we'll cover some of the charges if you have an overdraft.
Calculate the IBAN CODE of any bank account.
Do you want to know how much you'll get paid every month?
How much do you spend on gasoline?
Transfers at BBVA
(*) At bbva.es there is no fee for transfers made in Euros, Swedish Krona, or Romanian Leu within the European Economic Area (members of the European Union + Iceland, Liechtenstein and Norway). Excludes electronic transfers, emergency transfers, Fund Movement Orders (FMOs), Value Day transfers, and instant transfers. For transfers which are not included, accompanying expenses and transfer fees established for these purposes do apply.