Fee-free accounts
We are part of the solution
Choose the account that best meets your everyday needs
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Fee-Free Online Account
Enjoy these advantages with no fees or conditions.- €0 for administration and maintenance of the account.
- €0 annual debit card fee.
- And of course, there's no need to arrange for your paycheck or bills to be directly paid into or debited from your account.
Free, with no fees, conditions or paperwork.
Only for new customers.
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Young Person's Online Account
Students and university students.
- No account administration or maintenance fees.
- Debit card with no annual fee.
- 6,000 BBVA ATMs to withdraw cash free of charge.
International Student Identity Card (ISIC): 1 year free with thousands of discounts in 135 countries.
Only for new customers
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Fee-Free Online Account + Repsol más Visa Debit Card
Save on fuel while traveling.
- No account administration or maintenance fees.
- The Repsol más Visa Debit Card has no annual issue or maintenance fee the first year.
- Save up to 7 cents/liter on fuel at Repsol, Campsa and Petronor gas stations.
Salary accounts
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BBVA Va Contigo Salary Account
For your paycheck or income.- €0 for administration and maintenance of the salary account.
- €0 annual debit or credit card fee**.
- With a personal adviser and management team in the BBVA app.
Just for depositing with us your paycheck for more than €800, a pension or unemployment benefit for more than €300 or receiving transfers of at least €2,500/quarter.
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BBVA Va Contigo Salary Account for Young People
If you are working or you receive unemployment
€100 gift if you direct deposit a paycheck of at least €800 (only for new customers).
- No account administration or maintenance fees.
- No debit card issue or maintenance fees.
- A team of advisers to help you with whatever you need.
Just for bringing your salary for more than €800 or your unemployment benefit for more than €300.
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BBVA Negocios Account
For your professional activity
- Negocios credit or debit card with no fees.
- No fees on standard transfers.
- No fees for issuing and collecting national checks in euros.
If you are self-employed or an SME, this is your account.
Basic Payment Account
Switch over to BBVA, hassle free
With the Bank Switching Service, we will handle everything for you:
- Without having to go to a branch.
- With no paperwork.
- And without talking to your other bank.
And start getting all the advantages that are already being enjoyed by over 8 million customers in Spain.
- Without having to go to a branch.
- With no paperwork.
- And without talking to your other bank.
And start getting all the advantages that are already being enjoyed by over 8 million customers in Spain.
You might also be interested in
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Account overdraft facility
The peace of mind you need to deal with unforeseen circumstances. With your authorized limit, we'll cover some of the charges if you have an overdraft.
Calculate the IBAN CODE of any bank account.
Do you want to know how much you'll get paid every month?
How much do you spend on gasoline?
*With bbva.es you don't pay any fees on transfers in Euros, Swedish Krona or the Romanian Leu within the European Economic Area (members of the European Union & Iceland, Liechtenstein and Norway). Excludes electronic transfers, emergency transfers, Fund Movement Orders (FMOs), Value Day transfers, and instant transfers. For transfers which are not included, accompanying expenses and transfer fees established for these purposes do apply.
**The credit card option is only available if you choose to open an account with a single account holder during the registration process. Granting subject to approval by BBVA.