How do I apply for a personal loan, and how long does it take to receive it?

The BBVA personal loan application process is simple: Fill out the application form. Send the requested documentation. If everything checks out, the money will be deposited into your account. For the BBVA Fast Online Loan, the process is quick and easy: Calculate your monthly payment. Select how to apply: WITH or WITHOUT documents. Receive a response and start using your Fast Online Credit (in approximately 8 business hours in your selected account).

What documentation do I need to submit to apply for a loan?

One of the advantages of the BBVA Fast Loan is that you do not need to provide any documents if you connect with your other banks. The online loan application service without documents is only available through bbva.es.

Do I have to state a specific reason for requesting a loan?

You only need to be of legal age and creditworthy (have an income higher than the loan repayment obligation agreed with the bank). In some cases, we will request additional documentation to assess the loan application.

How can I consult the status of my loans or credits?

You can check it on the BBVA mobile app, bbva.es, or your credit statements (paper format or PDF file sent by email).

Do I need a guarantee to apply for a loan of less than €3,000?

For a loan of up to €3,000, you do not need to present a guarantee.

Personal Loans for less than €3,000

Do you need financing for less than €3,000? View our offer.

NO need to open an account or direct deposit your paycheck.

From €3,000 to €20,000 for non-customers and NO need to provide documents.
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Calculate the financing conditions of the loan you need with our simulator.

Calculate one of our loans. Choose the one you need and enter the amount, the purpose and the term to find out your monthly fee.

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If you're thinking about applying for a loan, at BBVA we can help you find the one that best suits your needs. Check this comparison tool.

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Turn your project into reality with a personalized and responsible loan. See what your financing limit is and find out how much financing you can afford.

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Making your projects a reality is easier than you think

Apply for a fast €3,000 loan securely with BBVA.

When you need urgent financing, remember that you can get a quick loan almost instantly: in approximately 8 working hours you can have the money available, even without having an account open in the bank previously.

Whether you have had an unforeseen event or need extra money for travel or to renovate your home, you can request a loan of up to €3,000 quickly and easily. Skip the unnecessary formalities and paperwork.

Did you know that you don't need to be a customer to try the BBVA app?

Personal Loans for less than €3,000

Online Fast Loan Without Documents

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Discover new deferral options

Defer payments on expenses from €50

Use our loan payment calculator

Find the loan you need

Loan Simulator

Calculate the financing conditions of the loan you need with our simulator.

Loan comparison tool

View our whole range of BBVA Loans in the fastest possible way.

Financing limit

See how much financing we can offer you at BBVA.

Making your projects a reality is easier than you think

When you need urgent financing, remember that you can get a quick loan almost instantly: in approximately 8 working hours you can have the money available, even without having an account open in the bank previously.

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