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      ADVERTISING
      MM/DD/YYYY

      BBVA Environmentally Friendly Car Loan

      Financing with special conditions

      • From $${tinBon}% NIR/$${taeBon}% APR with your paycheck at BBVA.
      • To $${tinNoBon}% NIR/$${taeNoBon}% APR with your paycheck not direct deposited at BBVA.

      With NO commitment fee! Calculate your example and get the financing you need.

      Request it now

      We help you finance your electric or hybrid car

      From $${tinBon}% NIR/$${taeBon}% APR with a paycheck or pension direct deposited at BBVA.

       

      To $${tinNoBon}% NIR/$${taeNoBon}% APR without a paycheck or pension direct deposited at BBVA.

      • From €3,000 to €75,000.
      • No commitment fee.
      • From 2 to 8 years to repay the loan.
      Apply

      This example will make it clearer


      • EXAMPLE OF A LOAN WITH PAYCHECK OR PENSION DIRECT DEPOSITED
        • Loan amount: €10,000.
        • Commitment fee: $${openingFeeAmount} €.
        • Repayment period: 8 years (96 months).
        • Constant monthly payment: $${monthValueBon} €.
        • Interest rate: $${tinBon}% NIR/$${taeBon}% APR.
        • Total to repay: $${totalValueBon} €
        EXAMPLE OF A LOAN WITH NO PAYCHECK OR PENSION DIRECT DEPOSITED
        • Loan amount: €10,000.
        • Commitment fee: $${openingFeeAmount} €.
        • Repayment period: 8 years (96 months).
        • Constant monthly payment: $${monthValueNoBon} €.
        • Interest rate: $${tinNoBon}% NIR/$${taeNoBon}% APR.
        • Total to repay: $${totalValueNoBon} €

      You can improve the interest rate


      • To be eligible for a discount in the interest rate of the Eco-Car Loan, you only need to meet one of these conditions:

        •  Direct deposit at BBVA of your paycheck of a net monthly amount of at least €600.
        • Direct deposit of your pension of a net monthly amount of at least €300.

      What can you use the loan for?


      • With this loan you can finance the purchase of electric or hybrid vehicles (does not apply to LPG vehicles). 100% of the loan amount must go toward the purchase of the car.

      Are you interested?


      • Applying for your Environmentally Friendly Car Loan is this simple:

        1. Fill out the application form.
        2. We will contact you for further information.
        3. If everything is in order and BBVA approves the loan, the only thing left to do would be to sign the contract at your branch.
        4. 24 hours after signing, you will receive the money in your BBVA account.

        You have the right to withdraw from the loan contract without incurring a cancellation fee for a period of 14 calendar days from the date you sign. You will only have to pay for the interest accrued during those days.

        For example: if you apply for a loan of €10,000 with an NIR of 4.80% over 8 years (96 months) and decide to cancel it before the 14 calendar days, you will have to pay €1.31 for each day that has elapsed.

      Fewer emissions and fewer fees


      • Mobility is changing, and we want to promote this change at BBVA. This is why, if you choose an electric or hybrid car, you don't have to pay any commitment fees when you apply for this loan.

      You have 14 days to change your mind

      Remember that you have the right to withdraw from the loan contract without incurring a cancellation fee for a period of 14 calendar days from the date you sign. You will only have to pay for the interest accrued during those days.

      How much money can I request to finance a car?


      • From a minimum of €3,000 up to a maximum of €75,000. If you need a smaller amount, you can request one of our credit cards.

      How long do I have to pay it off?


      • You can choose from a minimum period of 2 years up to a maximum period of 8 years, depending on the amount requested.

      What fees does this loan have?


      • You don't have to pay any study or commitment fees.

      Apply for the BBVA Environmentally-Friendly Car Loan

      Apply

      Would you like more information?

      If you decide to pay back all or part of your loan early, you will have to pay a 0.50% fee if there are less than 12 months left to repay it, and 1% if there are more than 12 months left.

      Be a private citizen, have an account with BBVA and choose an environmentally-friendly car. As with all loans, you need to get the bank's prior approval. 

      If the car is new, we will ask for you the proforma invoice. If you buy a second-hand car, we will ask you for the vehicle's Technical Inspection Card.

      NIR (Nominal Interest rate) is what you pay to a bank in exchange for receiving a loan. The NIR is usually lower than the APR and is not used to compare the price between different loans, as it only includes the interest rate and not all the transaction charges.

      APR (Annual Percentage Rate) provides the cost of a financial product, such as loans, and includes both the interest and the various costs and fees associated with it. This information lets you compare different loans because the lower the APR, the cheaper the loan.

      You would be charged interest on arrears. Not making payments on time could have adverse consequences, such as forced sales or problems getting loans.

      Yes, the offer is valid until 09/30/2025, subject to approval by Banco Bilbao Vizcaya Argentaria, S.A.

      You can contact our advisers to resolve any doubts you may have. If you need more information, you can consult this generic document with pre-contractual content and an example: 

      Download document as a PDF

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        If you're looking for a car or if you already have one, BBVA Valora can help you determine its estimated price.
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      Do you want to know how much you could save on your bill with solar panels?

      We offer you financing with special conditions for the installation of solar panels and we help you find and apply for subsidies.
      Calculate savings

      Be a BBVA customer.

      • At BBVA we want to help you with your day-to-day errands.
      • We are working to make your life a little easier with our digital solutions.
      • Our approach is based on transparency, clarity and responsibility.
      BBVA Environmentally Friendly Car Loan
      Apply
      Are you looking for a hybrid or electric car?
      Discover the models of our partner dealers and find your new car in our new range.
      Discover the models of our partner dealers and find your new car in our new range.
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