BBVA Environmentally Friendly Car Loan

Take the step towards more efficient mobility

Finance the purchase of your hybrid or electric car with a loan designed to promote more efficient driving and lower fuel consumption.

With more advantages and less spending

  • Straightforward financing with no surprises

    Enjoy a loan with no commitment fee and with an adjustable term (from 2 to 8 years) depending on your needs.

  • The process is simple and, if you want, 100% digital

    Choose, calculate, and apply for your loan via the app or website. All with the security of BBVA.

  • Move smarter

    Experience the peace of mind that comes with choosing a modern and efficient vehicle, designed for lower fuel consumption.

Straightforward terms & conditions

  • The financing you need for your hybrid or electric car

    • You can choose from a minimum period of 2 years up to a maximum period of 8 years, depending on the amount requested.
    • From a minimum of €3,000, up to a maximum of €75,000. If you need a smaller amount, you can apply for one of our credit cards.
    • 100% of the loan must be used to purchase the car.
    • From $${tinBon}% NIR / $${taeBon}% APR with direct deposit of your paycheck or pension in BBVA up to $${tinNoBon}% NIR / $${taeNoBon}% APR without direct deposit of your paycheck or pension in BBVA.
    • To be eligible for a discount in the interest rate, you only need to meet one of these conditions:
    1. Direct deposit of your paycheck of a net monthly amount of at least €600
    2. Direct deposit of your pension of a net monthly amount of at least €300

Here's a real-life example to make it clearer

  • With a salary or pension paid into your account

    Juanjo has decided to change his car and needs €10,000 to buy an ECO car (electric or hybrid). As he has direct deposit of his paycheck in BBVA, he receives a discount on the loan intended for the purchase of a hybrid or electric car while enjoying improved terms and conditions.
    • Loan amount: €10,000.
    • Commitment fee: $${openingFeeAmount} €.
    • Repayment period: 8 years (96 months).
    • Constant monthly payment: $${monthValueBon} €.
    • Interest rate: $${tinBon}% NIR/$${taeBon}% APR.
    • Total to repay: $${totalValueBon} €

  • Without direct payment of salary or pension

    If Juanjo had not had his paycheck paid directly into his account, these would have been his conditions:
    • Loan amount: €10,000.
    • Commitment fee: $${openingFeeAmount} €.
    • Repayment period: 8 years (96 months).
    • Constant monthly payment: $${monthValueNoBon} €.
    • Interest rate: $${tinNoBon}% NIR/$${taeNoBon}% APR.
    • Total to repay: $${totalValueNoBon} €

     

Apply for the BBVA Environmentally-Friendly Car Loan

And if you have any questions, we'll answer them

If you decide to pay back all or part of your loan early, you will have to pay a 0.50% fee if there are less than 12 months left to repay it, and 1% if there are more than 12 months left.

Do you need something more personalized?

BBVA Environmentally Friendly Car Loan