This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Become a customer

Open your bank account without fees for transfers* or for cash withdrawals at BBVA ATMs

Fee-Free Online Account

Enjoy these advantages with no fees or conditions.


No management or maintenance fees.


no issue or maintenance for debit cards.

  • No fees for debit cash withdrawals at more than 6,000 BBVA ATMs throughout Spain.
  • You can also open your Online Account without fees with two account holders.
  • No fees for your online transfers within the EEA*.
  • You do not need to have your paycheck or bills paid in to enjoy the benefits.

*With bbva.es you don't pay any fees on transfers in Euros, Swedish Krona or the Romanian Leu within the European Economic Area (members of the European Union & Iceland, Liechtenstein and Norway). Excludes electronic transfers, emergency transfers, Fund Movement Orders (FMOs), Value Day transfers, and instant transfers. For transfers which are not included, accompanying expenses and transfer fees established for these purposes do apply.

*The credit card for a single cardholder. Granting subject to approval by BBVA.