A bank card is a physical means of payment issued by BBVA. It's ideal for doing all types of transactions: withdrawing cash, making purchases, making payments, etc. The bank card is issued in the holder's name and must be blocked and reported if it is lost or stolen.

How are credit cards and debit cards different?

With a debit card, you pay for your purchases immediately with the money in your account. With a credit card, you have a credit limit to buy on the spot and pay when it's best for you: at the end of the month, the following month, in installments or with a fixed monthly payment.

How can I finance my card expenses?

You can finance the purchases you make with your credit and debit card. You decide whether to pay for them all at once, or if you prefer to split the payment by choosing the payments that best suit your needs. Keep in mind that the payment deferral process may accrue interest or fees. More information

Can I associate my bank card to my phone?

Yes, BBVA offers various options to pay for your purchases with your smartphone, including Google Pay, Samsung Pay and Apple Pay. Choose yours and enjoy all the benefits. More information

Can I make online purchases with a bank card?

Yes, it's possible. When you make an online purchase, you have to follow these simple steps: Purchases in the store with your card. Authorize your online purchases in a BBVA secure environment (either through the website or app).

What happens if I use the card outside the Eurozone?

For purchases in currencies other than the euro, no commission will be charged on the first €300 per month. A commission of 3% will be charged on the equivalent amount in euros, based on the exchange rate obtained by the Payment Systems on the date of settlement, for purchases in currencies other than the euro exceeding €300 per month and for all cash withdrawals abroad. If you prefer to forget about limits, you can activate one of the available Travel Pack plans. From just €2.99/month you can increase your limit and make cash withdrawals without fees. You can turn it on and off whenever you want.

Aqua Más Credit Card

Make your purchases more secure and pay at your own pace

No issue or maintenance fees.
You will avoid risks online with our innovative protection.
You can pay over 3 months with no interest (0% NIR, 0% APR*).

Offer valid only for new customers, or for customers who have been with us no more than 6 months since the identification.

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Choose your card depending on how you want to pay

Credit cards

You buy on credit and pay at the end of the month or in installments.

See credit cards
Debit cards

You buy and pay on the spot with the money you have in your account.
See debit cards
Pre-paid cards

You buy and pay on the spot with the money you topped up earlier.
See pre-paid cards

Do you know our featured bank cards?

You can buy and pay with the money you have in your account.

More secure, with no printed numbers and a dynamic CVV.

Control spending with notifications.

4,500 BBVA ATMs without fees.
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More information
For young people between 18 and 29 years old.

No issue or maintenance fees.

Save on fees when paying and taking out money abroad.
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More information
You can buy now and pay at the end of the month or pay in installments using your credit limit.

All the security of Aqua cards.

Defer your payments for more than €50 over 3 months with no interest (0% NIR, 0% APR).

Special service for better protection for your online and offline purchases.
Apply

More information
For young people between 18 and 29 years old.

No issue or maintenance fees.

Save on fees when paying and taking out money abroad.
Apply

More information
You can buy now and pay at the end of the month or pay in installments using your credit limit.

All the advantages of the Aqua Más Card.

10% cash back on subscriptions (Netflix, Spotify, Amazon Prime, etc.).

Savings on fees while traveling abroad.
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More information

Compare the cards

Select up to 3 cards at a time and compare them based on their security, discounts, associated insurance, fees and many other features. If you have any questions, it will help you draw conclusions.

Compare cards

See if you have to pay any fees

Some card services have a cost that may be reflected in fees. We strive to reduce them and we may waive some fees based on the products you have with BBVA.

View card fees

Want to learn more about our bank cards?

Information on revolving cards or deferred payments

Want to try the BBVA app without being a customer?

Make your purchases more secure and pay at your own pace

Choose your card depending on how you want to pay

Credit cards

Debit cards

Pre-paid cards

Do you know our featured bank cards?

Aqua debit card

Aqua Card for young people

Aqua Más Credit Card

Aqua Más Card for young people

Aqua Máxima Card

Want to see it all in more detail?

Compare the cards

See if you have to pay any fees

Want to learn more about our bank cards?

Related links

Want to try the BBVA app without being a customer?

Make your purchases more secure and pay at your own pace

Choose your card depending on how you want to pay

Credit cards

Debit cards

Pre-paid cards

Do you know our featured bank cards?

Aqua debit card

Aqua Card for young people

Aqua Más Credit Card

Aqua Más Card for young people

Aqua Máxima Card

Want to see it all in more detail?

Compare the cards

See if you have to pay any fees

Want to learn more about our bank cards?

What is a bank card?

How are credit cards and debit cards different?

How can I finance my card expenses?

Can I associate my bank card to my phone?

Can I make online purchases with a bank card?

What happens if I use the card outside the Eurozone?

Related links