How are credit cards and debit cards different?

With a debit card , you pay for your purchases immediately with the money in your account. With the credit card , you have a credit limit to buy on the spot and pay when it's best for you: the following month, in installments or with a fixed monthly payment.

How can I finance my card expenses?

You can finance the transactions you make with your credit and debit card. You decide whether to pay them all at once, or if you prefer to split the payment by choosing the payments that best suit your needs. Bear in mind that the payment splitting process accrues interest or fees. More information

Can I associate my bank card to my phone?

Yes, BBVA offers various options for paying for your purchases using your cell phone . Choose yours and enjoy all the benefits. More information

Can I make online purchases with a bank card?

Yes, it's possible. When you make an online purchase, you have to follow these simple steps: Purchases in the store with your card. And you authorize your online purchases in a BBVA secure environment (either through the website or app). More information

BBVA bank cards

Q: What is a bank card?

A bank card is a physical means of payment issued by BBVA. It's ideal for doing all types of transactions: withdrawing cash, making purchases, making payments, etc. The bank card is issued in the holder's name and must be blocked and reported if it is lost or stolen.

Enjoy the peace of mind of having your expenses under control with the Aqua Más Card

No issue or maintenance fees
Split your purchases over 3 months with no interest (0% NIR, 0% APR*). For example, you would repay a purchase of €1,500 over 3 monthly payments of €500.
And keep your expenses under control with the BBVA app.

*Offer valid only for new customers, or for customers who have been with us no more than 6 months since the identification.

Apply for card

More information

If you are not clear about its use, choose the card for its payment method

Credit cards

Purchase with your credit limit and pay at the end of the month, the following month or in installments.
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Debit cards

Use the money you have in your account to pay for purchases or withdraw cash.
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Pre-paid cards

Top up the card with the money you need to make a purchase or withdraw cash.
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Do you know our featured bank cards?

Debit
You can buy and pay with the money you have in your account.

More secure, with no printed numbers.

Control spending with notifications.

4,500 ATMs without fees.
Sustainable product
More information
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Credit
€0 issuance and maintenance fee.

Anti-fraud security, protect your money and your data online.

Pay for your purchases in 3 installments interest-free (0% NIR, 0% APR*)

Valid for non-customers and new customers in the last 6 months.
Sustainable product
More information
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Credit
You can buy now and pay at the end of the month or pay in installments using your credit limit.

10% cash back on subscriptions (Netflix, Spotify, etc.).

Savings on fees while traveling abroad.

Defer any payment over 3 months with no interest (0% NIR, 0% APR). For example, you would repay a purchase of €1,500 over 3 monthly payments of €500.

All the security of Aqua cards.
Sustainable product
More information
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Are you not sure which of the cards to choose? Compare and decide more easily

Select the cards that interest you most and find out how they can help your economy.

Compare cards

You can also view our card fees

Check to see if this card has an issue and maintenance fee for you.

View fees

Find out how to finance your purchases with BBVA's credit and debit cards

BBVA credit and debit cards allow you to finance your purchases and thus keep your finances in balance.

Find out more

Want to know more about cards?

A bank card is a physical means of payment issued by BBVA. It's ideal for doing all types of transactions: withdrawing cash, making purchases, making payments, etc. The bank card is issued in the holder's name and must be blocked and reported if it is lost or stolen.

Information on revolving cards or deferred payments

Did you know that you don't need to be a customer to try the BBVA app?

BBVA bank cards

Enjoy the peace of mind of having your expenses under control with the Aqua Más Card

If you are not clear about its use, choose the card for its payment method

Credit cards

Debit cards

Pre-paid cards

Do you know our featured bank cards?

Debit

Aqua Debit Card

Credit

Aqua Más Card

Credit

Aqua Máxima Card

Are you not sure which of the cards to choose? Compare and decide more easily

Select the cards that interest you most and find out how they can help your economy.

You can also view our card <b>fees</b>

Find out how to finance your purchases with BBVA's credit and debit cards

Want to know more about cards?

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