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      ADVERTISING
      MM/DD/YYYY

      BBVA Más Salud Insurance

      Your BBVA Más Salud insurance now includes the advantages of bluaU
      Take out BBVA Más Salud insurance and enjoy the advantages of the bluaU supplement from day one.
      More information
      Calculate your policy

      Everything you're looking for in private health insurance.

      • More than 45,000 specialists and 4,200 medical centers at your disposal.
      • Access to the Sanitas medical staff.
      • Lets you save when you combine it with other insurance.
      Calculate

      What does it cover?

      • BASIC COVERAGE
        • General medicine and specialties (gynecology, pediatrics, etc.).
        • Surgery and hospitalization.
        • Pregnancy and childbirth follow-up.
        • Treatments (physiotherapy, rehabilitation, radiation therapy…).
        • Dental 21: access to a wide range of dental services and coverage with special prices, subject to deductible.
        • Tests and diagnoses (x-rays, ultrasounds, resonances, etc.).
        • Second medical opinion.
        • 24-hour emergency telephone.
        • Prosthesis.
        • Emergencies abroad up to €12,000/person.
        • Podology: 12 sessions. 
        • Psychology: 15 sessions. 
        • Logophoniatric treatment. 
        • Prevention programs.

      Customize your policy

      • BluaU digital supplements

        Three different options. They all include the following advantages:

        • Video consultation with a doctor in 37 specialties and 24/7 emergencies.
        • Measurement of vital signs via facial imaging.*
        • Monitor your health.* A team of experts will be able to monitor your important health variables (chronic disease, heart disease, or overweight).
        • Digital health programs (nutrition, pregnancy, etc.).
        • Home services, like no-cost delivery of medications (up to 6 times a year per insured person, 12 with the Premium option).

        Your BBVA Más Salud policy now includes the advantages of the bluaU digital supplement*.

        See more information on the bluaU digital supplements.

      • Other additional coverages
        • Access to the prestigious Clínica Universidad de Navarra, a highly specialized hospital. 
        • Assistance in the United States.
        • Students supplement.

        See coverage details

      COVID-19 antigen test

      • RAPID ANTIGEN TEST FOR CUSTOMERS OF BBVA-SANITAS HEALTH INSURANCE

        Our policyholders can now get, at no additional charge, rapid antigen tests to detect COVID-19.

        • Each insured person will be entitled to a maximum of 2 tests every 30 days, until March 31, 2021.
        • Valid for customers or new policies, provided they go into effect before 03/31/2021.

        Go to Mi Sanitas for more information.

      What are the requirements?

      • REQUIREMENTS
        • You must be under 75 when you take out the insurance.
        • Depending on your situation, you must answer a few questions, do a medical survey or take a medical check up.
        • Once you purchase your insurance, you will have to wait before requesting certain services; here is a list of the grace periods:
          • Outpatient surgical procedures - 3 months.
          • High-tech diagnostic tests - 6 months.
          • Psychology - 6 months.
          • Childbirth or Caesarean - 8 months.
          • Tubal ligation or vasectomy - 10 months.
          • Complex therapeutic methods - 10 months.
          • In-patient surgical procedures and hospitalization - 10 months.

      Which option do you prefer?

      • What would you prefer?
        • BBVA Más Salud without co-payments: a higher fixed premium with no additional payments.

        This is a good option if you frequently go to the doctor. Everything is included in the premium.

        • BBVA Más Salud with co-payments: a medium premium + low-cost copayment.

        This is a good option if you occasionally go to the doctor. You pay a fixed premium + a reduced amount every time you go to the doctor (the 6 first medical services in a year are free).

        See co-payments table

        • BBVA Más Salud Esencial (with co-payment). A lower cost + per-use payment.

        This is a good option if you don't normally go to the doctor. You pay the lowest premium + a copayment whenever you go to the doctor.

        See co-payments table

      Simulate BBVA Más Salud Insurance

      Calculate

      Would you like more information?

      Check the terms and conditions of the promotion here. 

      By paying a small amount (previously set) whenever you use a medical service. It's a good option if you want to be covered; but you don't go to the doctor very often.

      This is the time between taking out the insurance policy and when certain assistance services or coverage can be requested.

      To enjoy the BBVA EstarSeguro Plan, you need to sign up for the BBVA EstarSeguro Plan card, free of interest charges, fees or extra costs. Credit card subject to approval by BBVA. The BBVA EstarSeguro Plan card can only be used to pay the premiums of certain insurance policies. Offer valid until 06/30/2021.

      For a transaction of 600 euros payable in 12 months at a nominal annual interest of 0%, the total amount payable would be 600 euros in monthly payments of 50 euros each; the resulting APR, annual percentage rate, will be 0%.

      By law, we have to provide you with a standard insurance product information document to help you understand the main features.

      • BBVA Más Salud Esencial insurance: open document.
      • BBVA Más Salud insurance without copayment: open document.
      • BBVA Más Salud insurance with copayment: open document.

      You can see the general terms and conditions of the product. This document is for information purposes only. You will receive your contractual documentation during the application process.

      • BBVA Más Salud Esencial insurance: open document.
      • BBVA Más Salud insurance without copayment: open document.
      • BBVA Más Salud insurance with copayment: open document.

       

      Product 50% underwritten by BBVASEGUROS, S.A. de Seguros y Reaseguros and SANITAS, S.A. de Seguros. 

      BBVA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADOS, S.A. registered in the Special Administrative Registry of Insurance Brokers of the Directorate-General For Insurance And Pension Funds under the registration number OV-0060. With liability insurance arranged and sufficient financial resources.

      You might also be interested in

      • BBVA EstarSeguro Plan

        Group all your BBVA insurance products together, pay the premiums monthly and save up to 15% on your bills.
        More information Apply
      • Father and son playing and taking a selfie

        BBVA Life Insurance

        Buy it on your cell phone and get 25% off. Protection for you and your loved ones in case of death, with a face amount of up to 60,000 euros.

        Only until March 31!

        More information Calculate
      • BBVA Allianz Travel Insurance

        A policy to guarantee your travels: medical assistance and relocation in the event of accident or illness. 
        More information Calculate

      Related links

      • Mi Sanitas

      Discover our insurance products

      • BBVA Third-Party Car Insurance.
      • BBVA Comprehensive Car Insurance.
      • BBVA Motorbike Insurance.
      • BBVA Allianz Vivienda Insurance.
      • BBVA Allianz Vivienda Insurance for tenants.
      • BBVA Housing Insurance for High End Properties.
      • BBVA Más Salud Insurance.
      • BBVA Salud Contigo Insurance.
      • BBVA Life Insurance.
      • BBVA Allianz Travel Insurance.
      • BBVA Pet Insurance.
      • BBVA Allianz Accidentes Mini Insurance.
      • BBVA Allianz Asistencia Legal Mini Insurance.
      • BBVA Allianz Travel Assistance Mini Insurance.
      • BBVA Allianz Repatriación Mini Insurance.
      • BBVA Death Insurance.
      • All Insurance Products.

      Be a BBVA customer.

      • At BBVA we offer a wide range of insurance products to protect everything you need.
      • We are leaders in digital innovation working to make your life that bit easier.
      • Our approach is based on transparency, clarity and responsibility.

      Discover BBVA Bconomy

      A tool that helps you maintain your financial health

      Manage your expenses, create a financial cushion for your peace of mind, and set a savings goal.
      More information
      Más Salud Insurance
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