
BBVA Más Salud Insurance
What does it cover?
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BASIC COVERAGE
- General medicine and specialties (gynecology, pediatrics, etc.).
- Surgery and hospitalization.
- Pregnancy and childbirth follow-up.
- Treatments (physiotherapy, rehabilitation, radiation therapy…).
- Dental 21: access to a wide range of dental services and coverage with special prices, subject to deductible.
- Tests and diagnoses (x-rays, ultrasounds, resonances, etc.).
- Second medical opinion.
- 24-hour emergency telephone.
- Prosthesis.
- Emergencies abroad up to €12,000/person.
- Podology: 12 sessions.
- Psychology: 15 sessions.
- Logophoniatric treatment.
- Prevention programs.
Customize your policy
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BluaU digital supplements
Three different options. They all include the following advantages:
- Video consultation with a doctor in 37 specialties and 24/7 emergencies.
- Measurement of vital signs via facial imaging.*
- Monitor your health.* A team of experts will be able to monitor your important health variables (chronic disease, heart disease, or overweight).
- Digital health programs (nutrition, pregnancy, etc.).
- Home services, like no-cost delivery of medications (up to 6 times a year per insured person, 12 with the Premium option).
Your BBVA Más Salud policy now includes the advantages of the bluaU digital supplement*.
See more information on the bluaU digital supplements.
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Other additional coverages
- Access to the prestigious Clínica Universidad de Navarra, a highly specialized hospital.
- Assistance in the United States.
- Students supplement.
COVID-19 antigen test
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RAPID ANTIGEN TEST FOR CUSTOMERS OF BBVA-SANITAS HEALTH INSURANCE
Our policyholders can now get, at no additional charge, rapid antigen tests to detect COVID-19.
- Each insured person will be entitled to a maximum of 2 tests every 30 days, until March 31, 2021.
- Valid for customers or new policies, provided they go into effect before 03/31/2021.
Go to Mi Sanitas for more information.
What are the requirements?
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REQUIREMENTS
- You must be under 75 when you take out the insurance.
- Depending on your situation, you must answer a few questions, do a medical survey or take a medical check up.
- Once you purchase your insurance, you will have to wait before requesting certain services; here is a list of the grace periods:
- Outpatient surgical procedures - 3 months.
- High-tech diagnostic tests - 6 months.
- Psychology - 6 months.
- Childbirth or Caesarean - 8 months.
- Tubal ligation or vasectomy - 10 months.
- Complex therapeutic methods - 10 months.
- In-patient surgical procedures and hospitalization - 10 months.
Which option do you prefer?
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What would you prefer?
- BBVA Más Salud without co-payments: a higher fixed premium with no additional payments.
This is a good option if you frequently go to the doctor. Everything is included in the premium.
- BBVA Más Salud with co-payments: a medium premium + low-cost copayment.
This is a good option if you occasionally go to the doctor. You pay a fixed premium + a reduced amount every time you go to the doctor (the 6 first medical services in a year are free).
- BBVA Más Salud Esencial (with co-payment). A lower cost + per-use payment.
This is a good option if you don't normally go to the doctor. You pay the lowest premium + a copayment whenever you go to the doctor.
Would you like more information?
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- At BBVA we offer a wide range of insurance products to protect everything you need.
- We are leaders in digital innovation working to make your life that bit easier.
- Our approach is based on transparency, clarity and responsibility.

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