BBVA Health Insurance

Digital channels

• Depending on the insurance you want to purchase, you can simulate the price and purchase it through the app and website.

1. Click on get or calculate price and log in to BBVA with your credentials.
2. Specify who the insurance will cover.
3. Choose the option you need.
4. Provide the details of the insured parties.
5.  Complete a short health questionnaire to complete the application process.

By phone

• With your adviser: Talk to your usual adviser or use the "Mi gestor" or "Mis conversaciones" tools online and in the app to request a call.
• Contigo Team: If you don't have an assigned adviser, the Contigo Team will assist you to answer your questions and give you a price (phone: 918 33 06 25).
  

At our branches

• Visit our BBVA branches directly or book an appointment through the website or app.

Salud Contigo and Salud Senior:

• Primary care and specialties.
• Diagnostic tests.
• Simple therapeutic treatments.
• Basic dental coverage.
• Podiatry, psychology and speech therapy (max. 12, 15 and 80 sessions per year respectively).
• 24-hour emergency telephone.
• 24-hour medical video or telephone consultations.

Más Salud and Salud Autónomos, with all of the above and, in addition:

• Surgery and hospitalization.
• Pregnancy follow-up, second medical opinion and ambulance.
• Therapeutic treatments (physiotherapy, rehabilitation…)
• Emergency treatment abroad

Más Salud Passport, with all of the above and, in addition:

• Repatriation in case of death.

Más Salud and Más Salud Passport:

• Digital health programs: personal trainer, nutrition, child health and pregnancy.
• "Check your health" review.
• "Take care of your mental health" service.
• Online physiotherapist.
• 24/7 emergency video consultations.
• Video consultations with specialists and nurses.
• Digital prescriptions for tests and medications.
• Measurement of vital signs via facial imaging.
  

Salud Contigo, BBVA Health Insurance for the Self-Employed and Salud Senior, with all of the above and, in addition:

• 50% reimbursement on medications.
• Home delivery of medicines and test results.

Salud Senior:

• Superior dental coverage.
• Reimbursement Services.

Salud Contigo, with all of the above and, in addition:

• Students supplement.
• Reimbursement of pediatrics, gynecology and obstetrics consultations outside the medical network.
• Optical.
• Accidents.
• Family Assistance.
  

Más Salud and Medical Insurance for the self-employed BBVA, with all of the above and more:

• Access to the prestigious Clínica Universidad de Navarra.
• Assistance in the United States.
• Traffic and Occupational Accident Guarantee.

Insurance with co-payment:

• Más Salud Esencial.

• Salud Senior Esencial.

• Más Salud Passport Esencial.

• Self-employed Esencial.

After taking out the insurance, you will have to wait before requesting certain services; in other words, you will have a waiting period for:

Insurance BBVA Más Salud, Más Salud Passport and Medical Insurance for Self-Employed BBVA:

• Outpatient surgical operations: 3 months.
• High-technology diagnostic tests: 6 months.
• Psychology: 6 months.
• Childbirth or Cesarean section: 8 months.
• Fallopian tube tying or vasectomy: 10 months.
• Complex therapeutic methods: 10 months.
• Non-outpatient surgical procedures and hospitalization: 10 months.

Insurance BBVA Salud Contigo and Salud Senior:

• You only have to wait 9 months before you're covered for complex diagnostic tests.