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    BBVA Más Salud Insurance

    Everything you're looking for in private health insurance.

    • More than 45,000 specialists and 4,200 medical centers at your disposal.
    • Access to the Sanitas medical staff.
    • Lets you save when you combine it with other insurance.

    What does it cover?

    • BASIC COVERAGE
      • General medicine and specialties (gynecology, pediatrics, etc.).
      • Surgery and hospitalization.
      • Pregnancy and childbirth follow-up.
      • Treatments (physiotherapy, rehabilitation, radiation therapy…).
      • Dental 21: access to a wide range of dental services and coverage with special prices, subject to deductible.
      • Tests and diagnoses (x-rays, ultrasounds, resonances, etc.).
      • Second medical opinion.
      • 24-hour emergency telephone.
      • Prosthesis.
      • Emergencies abroad up to €12,000/person.
      • Podology: 12 sessions. 
      • Psychology: 15 sessions. 
      • Logophoniatric treatment. 
      • Prevention programs.

    And you can add

    What are the requirements?

    • REQUIREMENTS
      • You must be under 75 when you take out the insurance.
      • Depending on your situation, you must answer a few questions, do a medical survey or take a medical check up.
      • Once you purchase your insurance, you will have to wait before requesting certain services; here is a list of the grace periods:
        • Outpatient surgical procedures - 3 months.
        • High-tech diagnostic tests - 6 months.
        • Psychology - 6 months.
        • Childbirth or Caesarean - 8 months.
        • Tubal ligation or vasectomy - 10 months.
        • Complex therapeutic methods - 10 months.
        • In-patient surgical procedures and hospitalization - 10 months.

    Which option do you prefer?

    • What would you prefer?
      • BBVA Más Salud without co-payments: a higher fixed premium with no additional payments.

      This is a good option if you frequently go to the doctor. Everything is included in the premium.

      • BBVA Más Salud with co-payments: a medium premium + low-cost copayment.

      This is a good option if you occasionally go to the doctor. You pay a fixed premium + a reduced amount every time you go to the doctor (the 6 first medical services in a year are free).

      See co-payments table

      • BBVA Más Salud Esencial (with co-payment). a lower premium + copayment.

      This is a good option if you don't normally go to the doctor. You pay the lowest premium + a copayment whenever you go to the doctor.

      See co-payments table

    Would you like more information?

    Be a BBVA customer.

    • At BBVA we offer a wide range of insurance products to protect everything you need.
    • We are leaders in digital innovation working to make your life that bit easier.
    • Our approach is based on transparency, clarity and responsibility.
    Más Salud Insurance Calculate