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    BBVA Más Salud Insurance

    Your BBVA Más Salud insurance now includes the advantages of bluaU
    Take out BBVA Más Salud insurance and enjoy the advantages of the bluaU supplement from day one.
    More information
    Calculate your policy

    Everything you're looking for in private health insurance.

    • More than 45,000 specialists and 4,200 medical centers at your disposal.
    • Access to the Sanitas medical staff.
    • Lets you save when you combine it with other insurance.

    What does it cover?

    • BASIC COVERAGE
      • General medicine and specialties (gynecology, pediatrics, etc.).
      • Surgery and hospitalization.
      • Pregnancy and childbirth follow-up.
      • Treatments (physiotherapy, rehabilitation, radiation therapy…).
      • Dental 21: access to a wide range of dental services and coverage with special prices, subject to deductible.
      • Tests and diagnoses (x-rays, ultrasounds, resonances, etc.).
      • Second medical opinion.
      • 24-hour emergency telephone.
      • Prosthesis.
      • Emergencies abroad up to €12,000/person.
      • Podology: 12 sessions. 
      • Psychology: 15 sessions. 
      • Logophoniatric treatment. 
      • Prevention programs.

    Customize your policy

    • Other additional coverages
      • Access to the prestigious Clínica Universidad de Navarra, a highly specialized hospital. 
      • Assistance in the United States.
      • Students supplement.

      See coverage details

    COVID-19 antigen test

    What are the requirements?

    • REQUIREMENTS
      • You must be under 75 when you take out the insurance.
      • Depending on your situation, you must answer a few questions, do a medical survey or take a medical check up.
      • Once you purchase your insurance, you will have to wait before requesting certain services; here is a list of the grace periods:
        • Outpatient surgical procedures - 3 months.
        • High-tech diagnostic tests - 6 months.
        • Psychology - 6 months.
        • Childbirth or Caesarean - 8 months.
        • Tubal ligation or vasectomy - 10 months.
        • Complex therapeutic methods - 10 months.
        • In-patient surgical procedures and hospitalization - 10 months.

    Which option do you prefer?

    • What would you prefer?
      • BBVA Más Salud without co-payments: a higher fixed premium with no additional payments.

      This is a good option if you frequently go to the doctor. Everything is included in the premium.

      • BBVA Más Salud with co-payments: a medium premium + low-cost copayment.

      This is a good option if you occasionally go to the doctor. You pay a fixed premium + a reduced amount every time you go to the doctor (the 6 first medical services in a year are free).

      See co-payments table

      • BBVA Más Salud Esencial (with co-payment). A lower cost + per-use payment.

      This is a good option if you don't normally go to the doctor. You pay the lowest premium + a copayment whenever you go to the doctor.

      See co-payments table

    Simulate BBVA Más Salud Insurance

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    Would you like more information?

    Be a BBVA customer.

    • At BBVA we offer a wide range of insurance products to protect everything you need.
    • We are leaders in digital innovation working to make your life that bit easier.
    • Our approach is based on transparency, clarity and responsibility.
    Más Salud Insurance
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