BBVA Coche Online Loan for customers

En solo 3 minutos podrás solicitar la cantidad de dinero que necesites para financiar tu coche.

Up to €75,000

Apply in less than 3 minutes

For vehicles less than 3 years old:

Desde 6,45 % TIN / TAE 6,81 % con nómina o pensión domiciliada en BBVA

Hasta 7,45 % TIN / TAE 7,87 % sin nómina o pensión domiciliada en BBVA

Up to 8 years to repay

NO commitment fee

For vehicles over 3 years old:

Desde 7,70 % TIN / TAE 8,14 % con nómina o pensión domiciliada en BBVA

Hasta 8,70 % TIN / TAE 9,22 % sin nómina o pensión domiciliada en BBVA

This example will make it clearer

Here are several examples of financing a €10,000 car and how much it would cost.

To be eligible for a discount in the interest rate of the Coche Online Loan, you only need to meet one of these conditions:

Paycheck of at least €600.

A pension that is equal to or greater than €300.

Example of financing a vehicle less than 3 years old

With a salary or pension paid into your account	Without direct payment of salary or pension
With a salary or pension paid into your account Interest rate 6.45% NIR / 6,81 % TAE	Without direct payment of salary or pension Interest rate 7.45% NIR / 7,87 % TAE
With a salary or pension paid into your account Loan amount €10,000	Without direct payment of salary or pension Loan amount €10,000
With a salary or pension paid into your account Term 8 years (96 months)	Without direct payment of salary or pension Term 8 years (96 months)
With a salary or pension paid into your account Constant monthly payment €133.62	Without direct payment of salary or pension Constant monthly payment €138.59
With a salary or pension paid into your account Comisión de apertura 0 €	Without direct payment of salary or pension Comisión de apertura 0 €
With a salary or pension paid into your account Importe total adeudado 12.901,96 €	Without direct payment of salary or pension Importe total adeudado 13.379,18 €

The APR was calculated taking into account postage expenses: €0.78 monthly.

Calculations based on loan being signed on the last day of the month.

Example of financing a vehicle more than 3 years old

With a salary or pension paid into your account	Without direct payment of salary or pension
With a salary or pension paid into your account Interest rate 7.70% NIR / 8,14 % TAE	Without direct payment of salary or pension Interest rate 8.70% NIR / 9,22 % TAE
With a salary or pension paid into your account Loan amount €10,000	Without direct payment of salary or pension Loan amount €10,000
With a salary or pension paid into your account Term 8 years (96 months)	Without direct payment of salary or pension Term 8 years (96 months)
With a salary or pension paid into your account Constant monthly payment €139.85	Without direct payment of salary or pension Constant monthly payment €144.95
With a salary or pension paid into your account Comisión de apertura 0 €	Without direct payment of salary or pension Comisión de apertura 0 €
With a salary or pension paid into your account Importe total adeudado 13.500,04 €	Without direct payment of salary or pension Importe total adeudado 13.990,13 €

The APR was calculated taking into account postage expenses: €0.78 monthly.

Calculations based on loan being signed on the last day of the month.

You can improve the interest rate

To be eligible for a discount in the interest rate of the Coche Online Loan, you only need to meet one of these conditions:

Direct deposit at BBVA of your paycheck of a net monthly amount of at least €600.

Direct deposit of your pension of a net monthly amount of at least €300.

Do you want to finance your car?

Financing your BBVA Coche Online is that simple:

Fill out the application form.

Send us the documentation we request.

And if it's all correct, we'll deposit the money into your BBVA account.

You have the right to withdraw from the online car loan without incurring a cancellation fee for 14 calendar days from the date you sign. We will refund the commitment fee to you, and you will only have to pay for the interest generated during those days.

For example: if you apply for a €10,000 car loan with an NIR of 7.20% over 8 years and decide to cancel it within 14 calendar days, you will have to pay €1.97 for each day that has elapsed.

Check the process in detail

You have 14 days to change your mind

Remember that you have the right to withdraw from the online car loan without incurring a cancellation fee for 14 calendar days from the date you sign. We will refund the commitment fee to you, and you will only have to pay for the interest generated during those days.

How much money can I request to finance a car?

From a minimum of €3,000 up to a maximum of €75,000. If you need a smaller amount, you can request one of our credit cards.

How long do I have to pay it off?

You can choose from a minimum period of 2 years up to a maximum period of 8 years, depending on the amount requested.

What are the fees?

BBVA Coche Online Loan for Customers has:

SIN Comisión de apertura sobre el importe del préstamo, sin importe mínimo.

Cancellation fee if you decide to cancel the loan in full or in part before the loan term: 0.50% on the amount to be cancelled if there are less than 12 months to finish paying it, and 1% on that same amount if there are more than 12 months left.

Do you belong to a group?

Enter the name of your company or mutual society in the calculator and see what exclusive conditions are available on the interest rate of your personal loan or credit for belonging to this group.

Illustration of several professional groups: police, doctor, civil servant.

Try out BBVA without being a customer

BBVA Coche Online Loan for customers

If you want to finance your car, BBVA makes it easy

Up to €75,000

Apply in less than 3 minutes

For vehicles less than 3 years old:

Up to 8 years to repay

NO commitment fee

For vehicles over 3 years old:

This example will make it clearer

Example of financing a vehicle less than 3 years old

Example of financing a vehicle more than 3 years old

You can improve the interest rate

Do you want to finance your car?

You have 14 days to change your mind

How much money can I request to finance a car?

How long do I have to pay it off?

What are the fees?

Do you belong to a group?

Take out a BBVA Coche Online Loan

Would you like more information?

You might also be interested in

BBVA Environmentally Friendly Car Loan

Personal Online Loan

Paycheck Advance Loan

Do you want to know how much a car costs?

Be a BBVA customer.

BBVA Coche Online Loan for customers

If you want to finance your car, BBVA makes it easy

Up to €75,000

Apply in less than 3 minutes

For vehicles less than 3 years old:

Up to 8 years to repay

NO commitment fee

For vehicles over 3 years old:

This example will make it clearer

Example of financing a vehicle less than 3 years old

Example of financing a vehicle more than 3 years old

You can improve the interest rate

Do you want to finance your car?

You have 14 days to change your mind

How much money can I request to finance a car?

How long do I have to pay it off?

What are the fees?

Do you belong to a group?

Take out a BBVA Coche Online Loan

Would you like more information?

Do I have to be a BBVA customer to finance my car?

When is the deadline for applying for the Coche Online Loan?

Can you cancel before the deadline is over?

How are the installments of the loans and quick loans paid?

What happens if I fall behind on a payment?

Does the contract have to be signed before a notary public?

Can I cancel the car loan?

What if I need more information before applying for financing for the car?

What is meant by NIR and APR?

Can I finance my car without a guarantee?

You might also be interested in

BBVA Environmentally Friendly Car Loan

Personal Online Loan

Paycheck Advance Loan

Do you want to know how much a car costs?

Be a BBVA customer.