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    BBVA Coche Online Loan

    If you want to change cars, BBVA makes it easy

    5.95% NIR

    6.93% APR

    with your salary or pension deposited directly at BBVA.

    • 2 Up to €75,000.
    • 2 Up to 8 years to repay.
    • 2 Apply in less than 3 minutes.

    • Is it for a green car ?

      An electric or hybrid car with CO2 emissions below 75g/km

      Is the car under 3 years old?

      The selected purpose has a discounted price. An adviser may request proof from you that you purchased the car

      How much money do you need?

      €

      Enter an amount between €3,000 and €75,000

      Number of holders

      Are you already a BBVA customer?

    Terms and Conditions

    Are you a customer?

    With the best interest rate

    • To be eligible for this interest rate on this car loan, you only need to meet one of these conditions:

      • Direct deposit at BBVA of your paycheck of a net monthly amount of at least €600.
      • Direct deposit of your pension of a net monthly amount of at least €300.

    Do you want it?

    • Request your BBVA Coche Online Loan. It's that simple:

      1. Fill out the application form. 
      2. Send us the documentation we request. 
      3. If everything checks out, we'll deposit the money in your account. 

      You have the right to withdraw from the loan contract without incurring a cancellation fee for a period of 14 calendar days from the date you sign. We will refund the commitment fee to you, and you will only have to pay for the interest generated during those days.

      For example: if you apply for a €10,000 car loan with an NIR of 7.20% over 8 years and decide to cancel it before 14 calendar days, you will have to pay €1.63 for each day that has elapsed.

      Check the process in detail

    This example will make it clear

    • Here is an example of the cost of a €10,000 car loan for a vehicle under three years old and for one over three years old.

      Remember that to enjoy the discount on the price of your Coche Online Loan included in this example, you need to have one of these options deposited directly into your account:

      • Paycheck of at least €600.
      • A pension that is equal to or greater than €300.
    Vehicle less than 3 years old Vehicle more than 3 years old
    Vehicle less than 3 years old

    NIR

    5.95%

    		 Vehicle more than 3 years old

    NIR

    7.20%
    Vehicle less than 3 years old

    APR

    6.93%

    		 Vehicle more than 3 years old

    APR

    8.27%
    Vehicle less than 3 years old
    Postal costs have been included in the calculation of APR: €0.65 monthly.
    See car loan example

    You have 14 days to change your mind

    Remember that you have the right to withdraw from the loan contract without incurring a cancellation fee for a period of 14 calendar days from the date you sign. We will refund the commitment fee to you, and you will only have to pay for the interest generated during those days.

    Would you like more information?

    Be a BBVA customer.

    • We are leaders in digital innovation working to make your life that bit easier.
    • Our approach is based on transparency, clarity and responsibility.
    Coche Online Loan Apply for this loan