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    BBVA Coche Online Loan

    If you want to change cars, BBVA makes it easy.

    5.95% NIR

    6.93% APR

    with your salary or pension deposited directly at BBVA.

    • Up to €75,000.
    • Up to 8 years to repay.
    • Apply in less than 3 minutes.

    With the best interest rate

    • To enjoy this interest rate, you only need to meet one of these conditions:

      • Direct deposit at BBVA of your paycheck of a net monthly amount of at least €600.
      • Direct deposit of your pension of a net monthly amount of at least €300.

    Do you want it?

    • Request your BBVA Coche Online Loan. It's that simple:

      1. Fill out the application form. 
      2. Send us the documentation we request. 
      3. If everything checks out, we'll deposit the money in your account. 

      Remember that you have the right to withdraw from the loan contract without incurring a cancellation fee for a period of 14 calendar days from the date you sign. We will refund the commitment fee to you, and you will only have to pay for the interest generated during those days.

      For example: if you apply for a loan of €10,000 with an NIR of 7.20% over 8 years and decide to cancel it before the 14 calendar days, you will have to pay €1.63 for each day that has elapsed.

      Check the process in detail

    This example will make it clear

    • Here is an example of the cost of a loan of €10,000 for a vehicle under three years old and for one over three years old.

      Remember that to enjoy the discount on the price of your Coche Online Loan included in this example, you need to have one of these options deposited directly into your account:

      • Paycheck of at least €600.
      • A pension that is equal to or greater than €300.
    Vehicle less than 3 years old Vehicle more than 3 years old
    Vehicle less than 3 years old

    NIR

    5.95%

    		 Vehicle more than 3 years old

    NIR

    7.20%
    Vehicle less than 3 years old

    APR

    6.93%

    		 Vehicle more than 3 years old

    APR

    8.27%
    Vehicle less than 3 years old
    Postal costs have been included in the calculation of APR: €0.65 monthly.
    Loan example

    Would you like more information?

    Be a BBVA customer.

    • We are leaders in digital innovation working to make your life that bit easier.
    • Our approach is based on transparency, clarity and responsibility.
    • We are leaders in digital innovation working to make your life that bit easier.
    • Our approach is based on transparency, clarity and responsibility.
    Coche Online Loan Apply for this loan