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    BBVA Personal Online Loan

    It's time to make your projects a reality

    Interest rate 7.20% NIR

    APR 8.27%

    with your salary paid in directly

    • Up to €75,000 and a term of 8 years.
    • Apply in less than 3 minutes.
    • With minimum documentation.

    With the best interest rate

    • So that can enjoy this interest rate only have to fulfill one of these conditions:

      • Pay by direct debit your salary in BBVA for amount net monthly equal to or more than 600€.
      • Pay by direct debit your pension for amount net monthly equal to or more than 300€.

    Do you want it?

    • Requesting a BBVA Personal Online Loan is this simple:

      1. Fill out the application form.
      2. Send us the documentation we request.
      3. And if it's all correct, we'll deposit the money into your account.

      Remembers that have right to desist of the loan contract during 14 running days from your signature and not have fee of cancellation. You return the start-up fee and only have to pay for the interests generated those days.

      For example: if ask for a loan of 10,000€ with a NIR of 7.20% to 8 years and decide cancel it before the 14 running days, have to pay 1.97€ for every day elapsed.

      Check the process in detail

    This example will make it clear

    • Example of loan with salary or pension direct billing
      • Loan amount: €10,000
      • Term: 8 years
      • Interest rate: 7.20% NIR 8.27% APR
      • Monthly payment: €137.33
      • Start-up fee 2.30%: 230€
      • Total amount: 13,476.67€

      The APR was calculated taking into account postage expenses: €0.65 monthly.

      In the event of have to open a checking account exclusively for the management of this loan and if not fulfill the conditions so that this account not has maintenance fee, this fee be of 120€ yearly. Therefore, the APR of the loan be 10.53% and the total amount 14,436.67€.

      Remembers that for enjoy the bonus of 1% fewer in the price of your Personal Online Loan that includes in this example, need pay by direct debit one of these options:

      • A salary equal to or more than 600€.
      • A pension equal to or more than 300€.

      Offer valid until the 12/31/2020 subject to previous approval of BANCO BILBAO VIZCAYA ARGENTARIA, S.A.

    Would you like more information?

    Be a BBVA customer.

    • We are leaders in digital innovation working to make your life that bit easier.
    • Our approach is based on transparency, clarity and responsibility.
    • We are leaders in digital innovation working to make your life that bit easier.
    • Our approach is based on transparency, clarity and responsibility.
    Personal Online Loan Apply