No. The home remodeling loan is intended for people who do not currently have an account with BBVA. But remember that to benefit from the 1% reduction in the interest rate, you must also have your paycheck or pension directly deposited at BBVA for the duration of the loan.
Home Remodeling Loan
For new customers! Find out your limit
Discover the new digital loan experience, which will let you know how much we can loan you at BBVA.
How does it work?
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With the home remodeling loan, you can renovate your home to make it more comfortable, to change how it looks and turn it into something new, to upgrade a specific room or to improve it with a view to selling it. Regardless of your ultimate goal, BBVA will help you achieve it with this loan that goes from €3,000 to €20,000, repayable in up to 96 installments (8 years).
And, if you wish, you won't have to send any financial documentation when you apply for the home remodeling loan, because we'll check your financial details securely and anonymously by connecting with your usual bank, using your own login password. This will allow us to deposit the amount of this home remodeling loan in approximately 8 working hours into the account you choose.
But if you prefer, you can also apply for the home remodeling loan by sending us the documentation (ID number, pay stub, work history, etc.).
It is very easy to apply
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- Simulate your loan.
- Select whether you want to apply WITH or WITHOUT documents.
- Get a reply.
- Start upgrading your house with the Home Remodeling Loan.
Do you want to lower the loan payments?
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Example of a loan with direct deposit of your paycheck or pension
If you direct deposit your paycheck or pension with BBVA, you will get 1% off the interest rate on your home remodeling loan:
| If you do NOT bring your paycheck or pension | If you bring your paycheck or pension |
|---|---|
| If you do NOT bring your paycheck or pension
Fixed NIR 8.20% |
If you bring your paycheck or pension
Fixed NIR 7.20% |
| If you do NOT bring your paycheck or pension
APR 8.66% |
If you bring your paycheck or pension
APR 7.59% |
| If you do NOT bring your paycheck or pension | |
Apply for the Home Remodeling Loan
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Home Remodeling Loan
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