- Calculate your payment: Select the amount you need in our loan calculator (from €3,000 to €20,000), the payment that best suits your needs and the period over which you wish to repay the home renovation loan (from 24 to 96 payments).
- Once you enter your personal details, we will connect online with the bank where you have your paycheck or pension direct deposited, using your own login password, to check your financial information. This will allow us to evaluate your home renovation loan and also to keep your data well protected.
- Get an answer and enjoy your loan: We will let you know in approximately 8 working hours if your home renovation loan is approved. We will do this by email, although you can also check it in the BBVA app. If so, all you have to do is sign the contract using the latter to receive your money.
Home Remodeling Loan
Turn your projects into reality with the quick loan without changing banks!
From 5.50% fixed NIR (5.81% APR) with a paycheck or pension direct deposited at BBVA.
Up to 6.50% fixed NIR (6.86% APR) without a paycheck or pension direct deposited with BBVA.
If you want it, applying is this simple
-
Calculate your monthly repayment
Go to our calculator and calculate the loan payment you need in an instant. -
Fill out your personal details
Connect securely with your other banks thanks to the banking aggregation process. -
Enjoy your loan
Within 8 hours, you will have your answer and you will be able to enjoy Fast Online Credit.
Get Fast Online Loans without paperwork and without having to change banks
And you'll have the money in 8 working hours
And remember, you have 14 days to change your mind
Do you want to improve your loan's interest rate by 1%?
Example of a loan with direct deposit of your paycheck or pension
Without a paycheck or pension direct deposited 6.50% fixed NIR (6.86% APR) |
With a paycheck or pension direct deposited 5.50% fixed NIR (5.81% APR) |
---|---|
Without a paycheck or pension direct deposited 6.50% fixed NIR (6.86% APR)
Loan amount €10,000 |
With a paycheck or pension direct deposited 5.50% fixed NIR (5.81% APR)
Loan amount €10,000 |
Without a paycheck or pension direct deposited 6.50% fixed NIR (6.86% APR)
Term 96 monthly payments |
With a paycheck or pension direct deposited 5.50% fixed NIR (5.81% APR)
Term 96 monthly payments |
Without a paycheck or pension direct deposited 6.50% fixed NIR (6.86% APR)
Monthly payment €133.86 |
With a paycheck or pension direct deposited 5.50% fixed NIR (5.81% APR)
Monthly payment €128.99 |
Without a paycheck or pension direct deposited 6.50% fixed NIR (6.86% APR)
Commitment fee 0% |
With a paycheck or pension direct deposited 5.50% fixed NIR (5.81% APR)
Commitment fee 0% |
Without a paycheck or pension direct deposited 6.50% fixed NIR (6.86% APR)
Total amount owed €12,925.70 |
With a paycheck or pension direct deposited 5.50% fixed NIR (5.81% APR)
Total amount owed €12,458.31 |
When calculating the APR, €0.78 per month was applied for the monthly mailing of informational loan statements. This expense will only apply to customers who request the statement by postal mail. Does not apply to customers who receive their statement via digital channels.
Calculations based on loan being signed on the last day of the month.
Total or partial early repayment fee on the unpaid amount: 0.50% if the outstanding payment period does not exceed 12 months, and 1% otherwise.
Do you belong to a professional collective? Enjoy special conditions
- Enter the name of your company or mutual society in the calculator.
- Enjoy special terms for belonging to your professional collective.
Would you like more information?
The home remodeling loan has no commitment fee.
If you decide to cancel all or part of your loan before the end of the term indicated in the application, you will have to pay a cancellation fee of 0.50% of the unpaid principal if fewer than 12 months remain to pay off the loan, or 1% if more than 12 months remain.
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- At BBVA we want to help you with your day-to-day errands.
- We are working to make your life a little easier with our digital solutions.
- Our approach is based on transparency, clarity and responsibility.