BBVA mortgages
See all our mortgage loans and choose the one that best fits your needs.
We have the mortgage that adapts to you
-
The peace of mind of paying the same amount every month, without increases or surprises.
-
Your mortgage made easier. Find out about its characteristics, requirements and benefits.
-
Open the mortgage switching calculator and discover all the advantages of our mortgages.
-
The fixed-rate mortgage for homes with a certified type A or B energy rating.
-
If you have urban land and want to build your home on it, we can help you with tailor-made financing. Contact one of our advisers to start your project.
-
Learn about the Code of Best Practices established by Royal Decree-Law 6/2012 of March 9, on urgent measures to protect mortgage holders without resources, and by the modifications introduced by Law 19/2022 of 22 November.
Mortgage Space
Moving forward together towards your new home
Espacio Hipoteca is a section in the app where you can view the progress of your application, expedite any pending procedures, and communicate with your adviser as needed. How does it work?
- If you are not yet a customer, sign up in a few minutes with the Fee-Free Online Account.
- Do a calculation and apply for the mortgage that best suits you.
- Access Espacio Hipoteca to start processing your application 100% digitally.
Find out the value of your dream home with BBVA Valora
Sustainable tax deductions for the Annual Tax Return
If you are thinking about buying a property that will need remodeling, see what tax deductions are eligible for sustainable renovations.
Related links
- Real-Estate Credit Act 5/2019
- Information on minimum interest clause
- Official interest rates (Banco de España)
- Taking out a mortgage loan in Spain
- Precontractual information file (FIPRE)
- Supplementary pre-contractual information on the fixed-rate mortgage (DIPREC)
- Pre-contractual information on the variable-rate mortgage (DIPREC)
- Compare mortgages
- Informative poster
- Forms for notarizing the mortgage moratorium RD/Law 8/2020, 19/2020 and 3/2021
- Information on mortgage processing costs
- Pre-contractual Information Document Renewable Annual Temporary Mortgage Payment Protection Insurance
- Document Pre-contractual Information Single-Premium Financed Mortgage Payment Protection Insurance
- Information Document: CBP RDL 6/2012 for the viable restructuring of mortgage-backed debts, and CBP RDL 19/2022 and ACM to alleviate the rise in interest rates on mortgage loans on primary residences.
- Other measures RDL 19/2022 and ACM
- Guideline of tools for mortgagors experiencing financial hardship
- Simulator of eligibility and application of measures of the codes of good practices