BBVA mortgages
See all our mortgage loans and choose the one that best fits your needs.
Do you have a mortgage in another bank that you want to transfer to BBVA?
Open the switching lenders simulator and discover the advantages of our mortgages.
We have the mortgage that adapts to you
-
BBVA Variable-Rate Mortgage
Your mortgage made easier. Find out about its characteristics, requirements and benefits. -
BBVA Fixed Mortgage
The peace of mind of paying the same amount every month, without increases or surprises. -
BBVA Efficient Home Mortgage
The fixed-rate mortgage for homes with a certified type A or B energy rating.
Sustainable product
-
Code of Best Practices
Learn about the Code of Best Practices established by Royal Decree-Law 6/2012 of March 9, on urgent measures to protect mortgage holders without resources, and by the modifications introduced by Law 19/2022 of 22 November.
Step-by-step guide to buying your home
If you have any questions when buying a home, check out our guide for the steps to buying a house.
Do you belong to a professional collective? Discover the mortgages with custom conditions we offer you
Get your personalized mortgage study and enter the name of the company or mutual company you belong to.
Enjoy special terms for belonging to your professional collective.
Go to BBVA and simulate it
Find out the value of your dream home with BBVA Valora
-
Analyze a property
Would you like to know if you can afford that home you like so much? What is the value of your home? Discover all this information with BBVA Valora.
Sustainable tax deductions for the Annual Tax Return
If you are thinking about buying a property that will need remodeling, see what tax deductions are eligible for sustainable renovations.
Related links
- Real-Estate Credit Act 5/2019
- Information on minimum interest clause
- Official interest rates (Banco de España)
- Guide to getting a mortgage (pdf)
- FIPRE pre-contractual information sheet (pdf)
- Supplementary pre-contractual information on the fixed-rate mortgage (DIPREC)
- Pre-contractual information on the variable-rate mortgage (DIPREC)
- Compare mortgages
- Informative poster
- Forms for notarizing the mortgage moratorium RD/Law 8/2020, 19/2020 and 3/2021
- Information on mortgage processing costs
- Pre-contractual Information Document Renewable Annual Temporary Mortgage Payment Protection Insurance
- Document Pre-contractual Information Single-Premium Financed Mortgage Payment Protection Insurance
- Information Document: CBP RDL 6/2012 for the viable restructuring of mortgage-backed debts, and CBP RDL 19/2022 and ACM to alleviate the rise in interest rates on mortgage loans on primary residences.
