BBVA mortgages
See all our mortgage loans and choose the one that best fits your needs.
We have the mortgage that adapts to you
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The peace of mind of paying the same amount every month, without increases or surprises.
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Your mortgage made easier. Find out about its characteristics, requirements and benefits.
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Open the mortgage switching calculator and discover all the advantages of our mortgages.
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The fixed-rate mortgage for homes with a certified type A or B energy rating.Sustainable product
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If you have urban land and want to build your home on it, we can help you with tailor-made financing. Contact one of our advisers to start your project.
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Learn about the Code of Best Practices established by Royal Decree-Law 6/2012 of March 9, on urgent measures to protect mortgage holders without resources, and by the modifications introduced by Law 19/2022 of 22 November.
Sustainable product
Step-by-step guide to buying your home
If you have any doubts about buying a home or applying for a mortgage loan, check out our guide to buying a home.
Mortgage Space
Moving forward together towards your new home
Espacio Hipoteca is a section in the app where you can view the progress of your application, expedite any pending procedures, and communicate with your adviser as needed. How does it work?
- If you are not yet a customer, sign up in a few minutes with the Fee-Free Online Account.
- Do a calculation and apply for the mortgage that best suits you.
- Access Espacio Hipoteca to start processing your application 100% digitally.
Go to BBVA and simulate it
Find out the value of your dream home with BBVA Valora
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Would you like to know if you can afford that home you like so much? What is the value of your home? Discover all this information with BBVA Valora.
Sustainable tax deductions for the Annual Tax Return
If you are thinking about buying a property that will need remodeling, see what tax deductions are eligible for sustainable renovations.
Related links
- Real-Estate Credit Act 5/2019
- Information on minimum interest clause
- Official interest rates (Banco de España)
- Taking out a mortgage loan in Spain
- Precontractual information file (FIPRE)
- Supplementary pre-contractual information on the fixed-rate mortgage (DIPREC)
- Pre-contractual information on the variable-rate mortgage (DIPREC)
- Compare mortgages
- Informative poster
- Forms for notarizing the mortgage moratorium RD/Law 8/2020, 19/2020 and 3/2021
- Information on mortgage processing costs
- Pre-contractual Information Document Renewable Annual Temporary Mortgage Payment Protection Insurance
- Document Pre-contractual Information Single-Premium Financed Mortgage Payment Protection Insurance
- Information Document: CBP RDL 6/2012 for the viable restructuring of mortgage-backed debts, and CBP RDL 19/2022 and ACM to alleviate the rise in interest rates on mortgage loans on primary residences.
- Other measures RDL 19/2022 and ACM
- Guideline of tools for mortgagors experiencing financial hardship
- Simulator of eligibility and application of measures of the codes of good practices
