Personal loan simulator: Calculate your loan online

Discover the BBVA loan simulator.

At BBVA, we can offer you the finance you need. With our loan simulator, you can choose the loan amount and repayment period, calculate your monthly payment and determine the interest on your loan.

Additionally be able to carry out the calculation of the interests of the loan and obtain information on the interest rates NIR and APR and the total of fees that will suppose for know the total amount to return debited.

Remember that the information on interest rates provided during the simulation does not constitute an offer. It only provides information on the given example.

Offer valid until the 01/10/20. Financing subject to previous approval of Banco Bilbao Vizcaya Argentaria, S.A.

With salary or pension direct billing in BBVA the price be: 7.20% NIR fixed (from 8.15% APR up to 10.46% APR).

Without salary nor pension direct billing in BBVA: 8.20% NIR fixed (from 9.24% APR up to 11.57% APR).

Amount: from €3,000 to €75,000. Term: from 2 years up to 8 years. Payment of the monthly installment: the last day of each month.

Example with salary or pension direct billing in BBVA for amount of 25,000€ to 96 months. 7.20% NIR, 8.18% APR. Monthly payment: 343.34€. Start-up fee on the amount lent (2.30%): 575€. Mail expenses: €0.65 monthly. Total debited amount: 33,597.60€.

Example without salary nor pension direct billing in BBVA for amount of 25,000€ to 96 months. 8.20% NIR, 9.27% APR. Monthly payment: 355.96€. Start-up fee (2.30%): 575€. Mail expenses: €0.65 monthly. Total debited amount: 34,810.04€. Fee of total early cancellation or partial on the amount pending of cancel: 0.50% if the term pending of payment not overcomes the 12 months and 1% if it overcomes.