Personal loan simulator: Calculate your loan online

Discover the BBVA loan simulator.

At BBVA, we can offer you the finance you need. With our simulator of loans be able to choose the amount, the repayment period, calculate the fee of the loan and know the interests.

Additionally be able to carry out the calculation of the fee of the loan monthly and of the interests of the loan and obtain information on the interest rates NIR and APR and the total of fees that will suppose for know the total amount to return debited

Remember that the information on interest rates provided during the simulation does not constitute an offer. It only provides information on the given example.

Terms and Conditions Personal Online Loan for Customers

  • With your paycheck or pension directly deposited into BBVA, the cost will be: 7.20% NIR fixed (APR 8.27%)
  • Without a paycheck or pension direct deposited into BBVA: 8.20% NIR fixed (APR 9.36%).
  • Amount: from €3,000 to €75,000. Term: from 2 years up to 8 years. Payment of the monthly installment: the last day of each month.

Example with salary or pension direct billing in BBVA for amount of 10,000€ to 96 months (8 years). 7.20% NIR, 8.27% APR. Monthly payment: 137.33€. Commitment fee on the borrowed amount (2.30%): €230. Mail expenses: €0.65 monthly. Total debited amount: 13,476.67€.

Example without salary nor pension direct billing in BBVA for amount of 10,000€ to 96 months (8 years). 8.20% NIR, 9.36% APR. Monthly payment: 142.39€. Commitment fee (2.30%): €230. Mail expenses: €0.65 monthly. Total debited amount: 13,961.23€. Total or partial early repayment fee on the unpaid amount: 0.50% if the outstanding payment period is under 12 months, and 1% otherwise.

Offer valid until the April 30, 2020. Financing subject to approval from Banco Bilbao Vizcaya Argentaria, S.A.

Terms and Conditions Loan Fast for new Customers

  • With your paycheck or pension directly deposited into BBVA, the cost will be: 7.20% NIR fixed (7.57% APR).
  • Without a paycheck or pension direct deposited into BBVA: 8.20% NIR fixed (8.64% APR).
  • Amount: from 3,000€ until 20,000€. Term: from 2 years up to 8 years. Payment of the monthly installment: the last day of each month.

Example with salary or pension direct billing in BBVA for amount of 10,000€ to 96 months. 7.20% NIR, 7.57% APR. Monthly payment: 137.33€. Start-up fee on the amount lent: €0. Offer valid until the 12/31/2020. Mail expenses: €0.65 monthly. Total debited amount: 13,246.67€. Total or partial early repayment fee on the unpaid amount: 0.50% if the outstanding payment period is under 12 months, and 1% otherwise.

Example without salary nor pension direct billing in BBVA for amount of 10,000€ to 96 months. 8.20% NIR, 8.64% APR. Monthly payment: 142.39€. Start-up fee on the amount lent: €0. Offer valid until the 12/31/2020. Mail expenses: €0.65 monthly. Total debited amount: 13.731.23€. Total or partial early repayment fee on the unpaid amount: 0.50% if the outstanding payment period is under 12 months, and 1% otherwise.

Financing subject to approval from Banco Bilbao Vizcaya Argentaria, S.A.