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    RISK LEVEL
    1/6

    This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

    BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

    Open Fee-Free Online Account

    The account with no fees or conditions

    • No direct deposits or debits, no minimum or maximum balance... NOTHING.
    • Traemos gratis tus ingresos y recibos con el Servicio Cambio de Banco, incluso solicitamos el cierre de tu otra cuenta.
    • You can control and take care of your finances with the BBVA app.
    • More than a million people are already enjoying this free account.

    And now, with the Amigo Plan, you can get up to €350 for bringing your friends to BBVA. You'll get €35 for every friend you invite and they'll get €15 each.

    See terms and conditions

    More information
    100% online in just 10 minutes. Only for new customers.
    Do you have a daughter or son between 14 and 17 years of age? Open a Children's Online Account
    An account with no fees, with your own card, an app suited to your age and even Bizum! Once you are a customer, you can open your account 100% online.
    More information

    More than 1 million customers have an Online Account with no fees or conditions

    Become a customer

    RISK LEVEL
    1/6

    This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

    BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

    Fee-Free Online Account

    Become a customer by signing up for the Online Account with no fees

    • No account administration or maintenance fees. 0% NIR 0% APR.
    • No debit card issuance and maintenance fee.
    • No fees for debit cash withdrawals at more than 4,500 BBVA ATMs throughout Spain.
    • No fees for online transfers within the European Economic Area.
    • Open it in under 10 minutes.
    More information

    And get up to €350 with the Friend Plan

    Do you want to get €35 for yourself and €15 for every friend you invite to BBVA (maximum 10 friends)?

    You just need to follow these steps:

    1. Become a customer by signing up for the Fee-Free Online Account.
    2. Go to the private customer private in "My promotions" and share your code with friends and family.

    To get the reward, your friends will have to use your code when they become customers and make a purchase for more than €15 with their new BBVA card.

    Valid until 04/03/2023.

    Become a customer
    See terms and conditions

    Aqua Card. Greater security, more control

    A new card with no numbers to control all your expenses.
    • More secure. The card number and CVV code are no longer printed on it. Only you can access them through the app.
    • Dynamic CVV. The CVV security code changes automatically, meaning it's not always the same. This way you will be more protected when you shop online.
    • More control. Temporarily turn your cards on or off whenever you want. This way, you can keep them secure if you can't find them or don't use them.

    With the Bank Switching Service, we will handle everything for you

    A free way to bring your deposits and bills, or your entire account from another bank, with no paperwork, without having to go to a branch and without talking to the other bank.
    Become a customer
    More information

    Improve your financial health

    Take control of your money and receive personalized ideas through the BBVA app, so you can start saving where you didn't know you could.

    • Add savings rules, schedule regular contributions or round up your purchases to save almost without realizing it.
    • Organize your expenses by category to find out how you're spending your money. You can add budgets to track its progress.
    • Receive notifications and know in advance how your monthly expenses will vary, and what transactions or charges you can expect to see in your account in the next few days.
    • Add your home's appraised value to your assets, see its associated expenses and find out how to save on bills.

    Do you want it?

    Your Online Account could be up and running in under 10 minutes.

    Become a customer

    Not convinced yet? Then try the BBVA app even if you're not a customer and you'll see

    It's possible, because love at first sight is not for banks.

    But it's fine, let's be friends. You can use our app even if you are NOT a customer and, who knows, you may end up in love.

    • Keep tabs on all your banks from a single place. 
    • Manage your income and spending and improve your budgeting.
    • Make better decisions if you are planning to buy, sell or rent your house, with BBVA Valora.
    • Now enjoy all the Learning Together content with exclusive features: you can choose your favourite theme and watch the most popular videos.
    • And no need to apply for any products or be a customer.

    Try it free and register as a user in just a minute

    Create user

    Do you have a company or are you self-employed?

    A new bank for your business has many advantages with the Bienvenida accounts for freelancers and businesses.

    Zero fees for the first 12 months, extendable indefinitely depending on your company's turnover.

    More information

    Take part in this draw for 300 Amazon checks of €100 while you enjoy the summer. Just for using the app!

    If you're thinking about transferring your fund to BBVA, go all in

    Because when you transfer a fund from another bank, you will get 2% of the amount as a bonus.

    Protect yourself from fraud

    Types of malware and how to get rid of it

    Sustainability at BBVA

    Solutions for your commitment to the environment and social development.

    See what BBVA can do for you