Click enter
Suggestions
    THERE ARE ONLY

    Days

    Hours

    Minutes

    Express Online Loan

    We're lowering our prices for longer!

    Now, through July 7, the fast online loan is cheaper, only for new customers

    Before

    Before

    8.20

    %

    NIR

     

    9.37

    %

    APR

    Now

    Now

    4.75

    %

    NIR*

     

    5.00

    %

    APR

    • Now with no commitment fee.
    • No conditions.
    • 4.75% NIR * for any amount and term, up to €20,000.

    I want it

    RISK LEVEL
    1/6

    This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

    BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

    Fee-Free Online Account

    Become a customer by signing up for the Online Account with no fees

    • No account administration or maintenance fees.
    • No debit card issuance or administration fee.
    • No fees for debit cash withdrawals at more than 6,000 BBVA ATMs throughout Spain.
    • No fees for online transfers within the European Economic Area.
    • Open it in under 10 minutes.
    More information

    No conditions: no conditions, no direct deposits or debits

    The Online Account requires NOTHING to avoid paying fees. It's that simple.

    Aqua Card. Greater security, more control

    A new card with no numbers to control all your expenses.

    • More secure. The card number and CVV code are no longer printed on it. Only you can access them through the app.
    • Dynamic CVV. The CVV security code changes automatically, meaning it's not always the same. This way you will be more protected when you shop online.
    • More control. Temporarily turn your cards on or off whenever you want. This way, you can keep them secure if you can't find them or don't use them.

    More than 700,000 customers are already enjoying this Online Account with no fees or conditions.

    Become a customer

    With the Bank Switching Service, we will handle everything for you

    A free way to bring your deposits and bills, or your entire account from another bank, with no paperwork, without having to go to a branch and without talking to the other bank.

    Become a customer
    More information

    Improve your financial health

    Now, the BBVA app learns from you to give you ideas that can help you improve your financial health.

    • Create savings rules, schedule periodic contributions or round off your purchases to save almost without realizing it.
    • Organize your expenses by category to find out how you're spending your money. You can create budgets to track its progress.
    • Receive notifications on your upcoming account activity and don't get caught off guard by an unexpected bill or expense.
    • Add your home's appraised value to your assets, see its associated expenses and find out how to save on bills.

    With the BBVA app, too

    • Turn your cards on and off.
    • Withdraw cash from BBVA ATMs using your mobile.
    • Use Bizum to send money instantly from cellphone to cellphone without account numbers.
    • Get instant notifications on your account activity.

    And much more!

    Do you want it?

    Your Online Account could be up and running in under 10 minutes.

    Become a customer

    Legal information Express Online Loan

    Example with a paycheck or pension direct deposited at BBVA for a €10,000 loan over 96 months (8 years). 3.75% NIR, 3.97% APR. Constant monthly payment: €120.73. Commitment fee on the loan amount: €0. Mail expenses: €0.70 monthly. Total debited amount: €11,657.64. Total or partial early repayment fee on the unpaid amount: 0.50% if the outstanding payment period is under 12 months, and 1% otherwise.

    Example without a paycheck or pension direct deposited at BBVA for a €10,000 loan over 96 months (8 years). 4.75% NIR, APR. 5%. Constant monthly payment: €125.41. Commitment fee on the loan amount: €0. Mail expenses: €0.70 monthly. Total debited amount: €12,106.82. Total or partial early repayment fee on the unpaid amount: 0.50% if the outstanding payment period is under 12 months, and 1% otherwise.

    Exclusive conditions for online, single-borrower, quick loans for up to €20,000 taken out by new customers between May 13 and July 7, 2021. The product is not available at BBVA branches. Financing subject to approval from Banco Bilbao Vizcaya Argentaria, S.A.

    See what BBVA can do for you