People

Fee-Free Online Account

NO

Fees
Terms and Conditions
Travel
Paperwork

The Online Account requires NOTHING to avoid paying fees.
No paychecks or bills... NOTHING.

1/6

This number indicates the product risk, with 1/6 representing the lowest risk and 6/6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits held at BBVA.

I'm looking for a debit or credit card

I am looking for a house

I'm looking for savings and investment products

I want an insurance policy

Join the more than 700,000 customers who are already enjoying our online account with no fees or conditions

Become a customer

Benefits of the Online Fee-Free Account

No account fee

No debit card fee

No fees at ATMs

No fees for online transfers

Without having to bring your salary or bills

Online or in person, we're at your service

*With bbva.es you don't pay any fees on transfers in Euros, Swedish Krona or the Romanian Leu within the European Economic Area (members of the European Union & Iceland, Liechtenstein and Norway). Excludes electronic transfers, emergency transfers, Fund Movement Orders (FMOs), Value Day transfers and instant transfers. For transfers which are not included, the accompanying expenses and transfer fees specified for these purposes will apply.

Become a customer

Aqua Card. Greater security, more control

A new card with no numbers to control all your expenses

More secure. The card number and CVV code are no longer printed on it. Only you can access them through the app.
Dynamic CVV. The CVV security code changes automatically, meaning it's not always the same. This way you will be more protected when you shop online.
More control. Temporarily turn your cards on or off whenever you want. This way, you can keep them secure if you can't find them or don't use them.

With the Bank Switching Service, we will handle everything for you

A free way to bring your deposits and bills, or your entire account from another bank, with no paperwork, without having to go to a branch and without talking to the other bank.

Become a customer

More than 6,000 ATMs across Spain

No fees for debit cash withdrawals at more than 6,000 BBVA ATMs throughout Spain.

Become a customer

Do it all on your phone with the BBVA app

Turn your cards on and off. Withdraw money without a card and get lots of tools to stay on top of your money.

Do you want it?

Your online account could be up and running in under 10 minutes.

Become a customer

Moreover, save hassle-free with Set up your account

You can save easily and quickly, activating rules and combining them however you like to save and control your money automatically.

Branches and ATMs

Always nearby

Support Center

Queries, claims and incidents

Emergency support

Emergency help

Learn about megatrends and how to invest in them from our experts. More information

Technology so you can take care of yourself for life

Enjoy the digital advantages of bluaU by taking out BBVA Más Salud insurance now. More information

Protect yourself from fraud

Types of malware and how to get rid of it. More information

BBVA Environmentally Friendly Car Loan

We'll help you to finance your electric or hybrid car. More information

See what BBVA can do for you

Download the BBVA app and start enjoying all its benefits.

BBVA Collectives

Depending on your profession, we offer services and products with conditions designed just for you.

At BBVA, we know that each profession has specific needs. Learn about the services and offers we have designed for you.

Everything from your cell phone

Discover everything you can do from the BBVA app.

Turn your cards on and off.
Pay non-automatic bills with just a photo.
Withdraw cash without a card.
Pay with your cell phone.

Aggregation service

Add your other banks to the best banking app in the world.

Check the status of your accounts, cards, recent transactions, etc.
BBVA will never ask you for your passwords. Your payments and transfers will be made from your other banks.

BBVA Valora

BBVA Valora helps you evaluate the price of a used car, a home and much more.

With BBVA Valora, you'll know the estimated value of a home so you can decide whether to rent or buy. If you already have a home, BBVA Valora can help you combine all your home expenses and get related information. You can also analyze the price of a car, whether you wish to sell it or buy one.

Become a customer

Bank Moving Service

We'll handle the paperwork for you: bring over your paycheck, your bills and even close your other account.

Free and without setting foot in a branch.

More information

People

Fee-Free Online Account

NO

Join the more than 700,000 customers who are already enjoying our online account with no fees or conditions

Benefits of the Online Fee-Free Account

No account fee

No debit card fee

No fees at ATMs

No fees for online transfers

Without having to bring your salary or bills

Online or in person, we're at your service

Aqua Card. Greater security, more control

With the Bank Switching Service, we will handle everything for you

More than 6,000 ATMs across Spain

Do it all on your phone with the BBVA app

Do you want it?

Moreover, save hassle-free with Set up your account

Branches and ATMs

Support Center

Emergency support

Discover the investing megatrends

Technology so you can take care of yourself for life

Protect yourself from fraud

BBVA Environmentally Friendly Car Loan

See what BBVA can do for you

Download the BBVA app and start enjoying all its benefits.

BBVA Collectives

Depending on your profession, we offer services and products with conditions designed just for you.

Everything from your cell phone

Discover everything you can do from the BBVA app.

Aggregation service

Add your other banks to the best banking app in the world.

BBVA Valora

BBVA Valora helps you evaluate the price of a used car, a home and much more.

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