People
RISK LEVEL
1/6
Fee-Free Online Account
The account with no fees or conditions
- No direct deposits or debits, no minimum or maximum balance... NOTHING.
- We'll switch over your deposits and bills for free with the Bank Switching Service, and we'll even ask to close your other account.
- You can control and take care of your finances with the BBVA app.
- More than one and a half million people are already enjoying this free account.
And now, with the Amigo Plan, you can get up to €350 for bringing your friends to BBVA. You'll get €35 for every friend you invite and they'll get €15 each.
100% online in just 10 minutes. Only for new customers.
Do you have a child between 0 and 17 years old? Open an Online Account for Minors for them
And if they are 14 or older, it includes their own Aqua debit card, a Goals Savings Account and their own BBVA app tailored to their needs, where you can also activate Bizum
More than a million and a half customers have an Online Account with no fees or conditions
RISK LEVEL
1/6
Fee-Free Online Account
Become a customer by signing up for the Online Account with no fees
- No account administration or maintenance fees. 0% NIR 0% APR.
- No debit card issuance and maintenance fee.
- No fees for debit cash withdrawals at more than 4,500 BBVA ATMs throughout Spain.
- No fees for online transfers within the European Economic Area.
- Open it in under 10 minutes.
And get up to €350 with the Friend Plan
Do you want to get €35 for yourself and €15 for every friend you invite to BBVA (maximum 10 friends)?
You just need to follow these steps:
- Become a customer by signing up for the Fee-Free Online Account.
- Go to the private customer private in "My promotions" and share your code with friends and family.
To get the reward, your friends will have to use your code when they become customers and make a purchase for more than €15 with their new BBVA card.
Valid until 04/03/2023.
Aqua Card. Greater security, more control
A new card with no numbers to control all your expenses.
- More secure. The card number and CVV code are no longer printed on it. Only you can access them through the app.
- Dynamic CVV. The CVV security code changes automatically, meaning it's not always the same. This way you will be more protected when you shop online.
- More control. Temporarily turn your cards on or off whenever you want. This way, you can keep them secure if you can't find them or don't use them.
With the Bank Switching Service, we will handle everything for you
A free way to bring your deposits and bills, or your entire account from another bank, with no paperwork, without having to go to a branch and without talking to the other bank.
Improve your financial health
Take control of your money and receive personalized ideas through the BBVA app, so you can start saving where you didn't know you could.
- Add savings rules, schedule regular contributions or round up your purchases to save almost without realizing it.
- Organize your expenses by category to find out how you're spending your money. You can add budgets to track its progress.
- Receive notifications and know in advance how your monthly expenses will vary, and what transactions or charges you can expect to see in your account in the next few days.
- Add your home's appraised value to your assets, see its associated expenses and find out how to save on bills.
Do you want it?
Your Online Account could be up and running in under 10 minutes.
Not convinced yet? Then try the BBVA app even if you're not a customer and you'll see
It's possible, because love at first sight is not for banks.
But it's fine, let's be friends. You can use our app even if you are NOT a customer and, who knows, you may end up in love.
- Keep tabs on all your banks from a single place.
- Manage your income and spending and improve your budgeting.
- Make better decisions if you are planning to buy, sell or rent your house, with BBVA Valora.
- Now enjoy all the Learning Together content with exclusive features: you can choose your favourite theme and watch the most popular videos.
- And no need to apply for any products or be a customer.
Try it free and register as a user in just a minute
Do you have a company or are you self-employed?
A new bank for your business has many advantages with the Bienvenida accounts for freelancers and businesses.
Zero fees for the first 12 months, extendable indefinitely depending on your company's turnover.
See what BBVA can do for you
Download the BBVA app and start enjoying all its benefits.
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BBVA Collectives
Depending on your profession, we offer services and products with conditions designed just for you.
At BBVA, we know that each profession has specific needs. Learn about the services and offers we have designed for you. -
Everything from your cell phone
Discover everything you can do from the BBVA app.
- Turn your cards on and off.
- Pay non-automatic bills with just a photo.
- Withdraw cash without a card.
- Pay with your cell phone.
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Aggregation service
View the accounts in your other banks from the BBVA app.
- Check the status of your accounts, cards, recent activity, etc.
- BBVA will never ask you for your passwords. Your payments and transfers will be made from your other banks.
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BBVA Valora
BBVA Valora helps you evaluate the price of a used car, a home and much more.
With BBVA Valora, you'll know the estimated value of a home so you can decide whether to rent or buy. If you already have a home, BBVA Valora can help you combine all your home expenses and get related information. You can also analyze the price of a car, whether you wish to sell it or buy one.
