THERE ARE ONLY

Days

Hours

Minutes

Express Online Loan

We're lowering our prices for longer!

Now, through July 7, the fast online loan is cheaper, only for new customers

Before

Before

8.20

%

NIR

 

9.37

%

APR

Now

Now

4.75

%

NIR*

 

5.00

%

APR

  • Now with no commitment fee.
  • No conditions.
  • 4.75% NIR * for any amount and term, up to €20,000.
RISK LEVEL
1/6

This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Fee-Free Online Account

Become a customer by signing up for the Online Account with no fees

No conditions: no conditions, no direct deposits or debits

The Online Account requires NOTHING to avoid paying fees. It's that simple.

Aqua Card. Greater security, more control

A new card with no numbers to control all your expenses.

  • More secure. The card number and CVV code are no longer printed on it. Only you can access them through the app.
  • Dynamic CVV. The CVV security code changes automatically, meaning it's not always the same. This way you will be more protected when you shop online.
  • More control. Temporarily turn your cards on or off whenever you want. This way, you can keep them secure if you can't find them or don't use them.

More than 700,000 customers are already enjoying this Online Account with no fees or conditions.

With the Bank Switching Service, we will handle everything for you

A free way to bring your deposits and bills, or your entire account from another bank, with no paperwork, without having to go to a branch and without talking to the other bank.

Improve your financial health

Now, the BBVA app learns from you to give you ideas that can help you improve your financial health.

  • Create savings rules, schedule periodic contributions or round off your purchases to save almost without realizing it.
  • Organize your expenses by category to find out how you're spending your money. You can create budgets to track its progress.
  • Receive notifications on your upcoming account activity and don't get caught off guard by an unexpected bill or expense.
  • Add your home's appraised value to your assets, see its associated expenses and find out how to save on bills.

With the BBVA app, too

  • Turn your cards on and off.
  • Withdraw cash from BBVA ATMs using your mobile.
  • Use Bizum to send money instantly from cellphone to cellphone without account numbers.
  • Get instant notifications on your account activity.

And much more!

Do you want it?

Your Online Account could be up and running in under 10 minutes.

Legal information Express Online Loan

Example with a paycheck or pension direct deposited at BBVA for a €10,000 loan over 96 months (8 years). 3.75% NIR, 3.97% APR. Constant monthly payment: €120.73. Commitment fee on the loan amount: €0. Mail expenses: €0.70 monthly. Total debited amount: €11,657.64. Total or partial early repayment fee on the unpaid amount: 0.50% if the outstanding payment period is under 12 months, and 1% otherwise.

Example without a paycheck or pension direct deposited at BBVA for a €10,000 loan over 96 months (8 years). 4.75% NIR, APR. 5%. Constant monthly payment: €125.41. Commitment fee on the loan amount: €0. Mail expenses: €0.70 monthly. Total debited amount: €12,106.82. Total or partial early repayment fee on the unpaid amount: 0.50% if the outstanding payment period is under 12 months, and 1% otherwise.

Exclusive conditions for online, single-borrower, quick loans for up to €20,000 taken out by new customers between May 13 and July 7, 2021. The product is not available at BBVA branches. Financing subject to approval from Banco Bilbao Vizcaya Argentaria, S.A.