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Contract information

Consult the discretionary portfolio management service agreement with delegation (Private Banking Portfolios) in effect on this date. We will generate the contract with your personalized data in the application process.

Consult the discretionary asset portfolio management service agreement in effect on this date. We will generate the contract with your personalized data in the application process.  

View the 2/2016 version of the standard contract for the discretionary and individualized global management of investment portfolios and of the contract for investment advice, together with the contract amendments derived from the entry into force of the MiFID II Guidelines, which we have added for your information. The previous versions are not the ones BBVA currently signs with its customers. 

View the contract for comprehensive, discretionary and individualized investment portfolio management.

View the investment advisory contract.

Interest rates and fees

Interest rates and fees for tacit overdrafts in deposit accounts and tacit overdrafts in credit accounts

Quarterly information on the fees and rates most commonly applied or offered in the most frequent transactions with the most common customer profiles of individuals.

Custody and/or Administration of securities

Currency and Banknote Exchange

Telematic services and online banking terms and conditions

Information on opening Basic Payment Accounts and free access to the Account.

For more information on the Basic Payment Account, see here.

Information on the information documents on account fees.

A list of the most usual services associated with an account is available here.

Information on minimum interest rate clauses.

For more information on minimum interest rate clauses, see here.

Information Document Royal Decree-Law 6/2012 of March 9, on urgent measures to protect mortgage loan holders without resources.

Information Document.

Payment Account Transfer Service.

For more information on the payment account transfer service, see here.