Cuenta de Pago Básica
Payment services brochure
Mortgage debtors without resources
Required mortgage information (Andalusia)
Interest rates and fees
Offices and Departments
Information on minimum interest rate clauses
Information document on fees
Deposit guarantee fund
Code of Best Practices
ICO COVID ACM 6-22 extensions
Information on opening Basic Payment Accounts and free access to the Account.
More information is available on the Cuenta de Pago Básica.
Information Document: CBP RDL 6/2012 for the viable restructuring of mortgage-backed debts, and CBP RDL 19/2022 and ACM to alleviate the rise in interest rates on mortgage loans on primary residences.
Index of Required Documents (IDEP) for mortgage-backed loans on a home (Autonomous Community of Andalusia).
Interest rates and fees
Interest rates and fees for tacit overdrafts in deposit accounts and tacit overdrafts in credit accounts
Quarterly information on the fees and rates most commonly applied or offered in the most frequent transactions with the most common customer profiles of individuals.
Information on the exchange rates and commissions applicable to transactions with foreign currency banknotes.
Information on minimum interest rate clauses.
More information is available on minimum interest rate clauses.
Information on the information documents on account fees.
- FID Va Contigo Account.
- FID Mi Segunda Cuenta.
- FID Young Person's Account.
- FID Online Account.
- FID Cuenta Elección.
- FID Basic Payment Account.
- BBVA FID Associated Payment Account.
- FID Ordinary CIF/NIF Account.
- FID Fee-Free Account for Young People.
A list of the most usual services associated with an account is available.
In accordance with the regulations of the Deposit Guarantee Fund, there is a double coverage, one for deposits and another for securities. In both cases, the maximum guaranteed amount is €100,000.
The Code of Best Practices for the ICO guarantee facility was published by way of the Resolution of May 12, 2021, of the State Secretariat for Economy and Business Support, publishing the Agreement of Council of Ministers of May 11, 2021, which approves the Code of Best Practices for the renegotiation framework for customers with guaranteed financing specified in Royal Decree-Law 5/2021 of March 12, on extraordinary measures to guarantee business solvency in response to the COVID-19 pandemic. This Code of Best Practices has been extended pursuant to the Council of Ministers Agreement of November 30, 2021, published in the BOE by the Resolution of November 30, 2021, of the State Secretariat for Economy and Business Support.
For more information on the measures included, see the Code of Best Practices in the following document.
Payment Account Transfer Service.
More information is available on the Payment Account Transfer Service.