Before 8.20% NIR
9.37% APR
Now 4.75% NIR
5.00% APR
*3.75% NIR and 3.97% APR if you direct deposit your paycheck. 4.75% NIR and 5.00% APR if you do not direct deposit a paycheck. Offer valid for online loans from October 13 to December 15, 2021, for up to €20,000 with a single borrower. The product is not available at BBVA branches.
Financing subject to approval from Banco Bilbao Vizcaya Argentaria, S.A.
Even if you do not have a BBVA account, with the Fast Online Loan Without Documents, you just need to have a paycheck or pension in order to request from €3,000 to €20,000, to be repaid between a minimum of 24 installments (2 years) and a maximum of 96 installments (8 years).
And, if you prefer, you won't have to send any financial documentation to apply for this fast online credit, because we'll check your financial details by connecting with your usual bank securely and anonymously using your own login password. This way you can have your money in approximately 8 business hours in the account of your choice.
But if you prefer, you can also apply for your fast credit by sending us documentation (ID number, paycheck, work history, etc.)
| Without direct depositing a paycheck or pension 4.75% NIR (5.00% APR) |
With a salary or pension paid into your account 3.75% NIR (3.97% APR) |
|---|---|
| Without direct depositing a paycheck or pension, 4.75% NIR (5.00% APR)
Amount of the loan €10,000 |
With paycheck or pension direct deposited 3.75% NIR (3.97% APR)
Amount of the loan €10,000 |
| Without direct depositing a paycheck or pension, 4.75% NIR (5.00% APR)
Term 96 monthly payments |
With paycheck or pension direct deposited 3.75% NIR (3.97% APR)
Term 96 monthly payments |
| Without direct depositing a paycheck or pension, 4.75% NIR (5.00% APR)
Monthly payment €125.41 |
With paycheck or pension direct deposited 3.75% NIR (3.97% APR)
Monthly payment €120.73 |
| Without direct depositing a paycheck or pension, 4.75% NIR (5.00% APR)
Commitment fee 0% through December 15, 2021 |
With paycheck or pension direct deposited 3.75% NIR (3.97% APR)
Commitment fee 0% through December 15, 2021 |
| Without direct depositing a paycheck or pension, 4.75% NIR (5.00% APR)
Total amount owed €12,106.82 |
With paycheck or pension direct deposited 3.75% NIR (3.97% APR)
Total amount owed €11,657.64 |
When calculating the APR, €0.70 per month was applied for the monthly mailing of informational loan statements. This expense will only apply to customers who request the statement by postal mail. Does not apply to customers who receive their statement via digital channels.
Total or partial early repayment fee on the unpaid amount: 0.50% if the outstanding payment period does not exceed 12 months, and 1% otherwise.
The Fast Paperless Online Loan has a commitment fee of 2.30%. However, through December 15, 2021, this fee is €0.
If you decide to repay all or part of your loan before the end of the term indicated in the application, you will have to pay an early payment fee of 0.50% of the unpaid principal if fewer than 12 months remain to pay off the loan, or 1% if more than 12 months remain.
