From 5.50% fixed NIR (5.81% APR) with a paycheck or pension direct deposited at BBVA.
Up to 6.50% fixed NIR (6.86% APR) without a paycheck or pension direct deposited.
| Without a paycheck or pension direct deposited 6.50% fixed NIR (6.86% APR) |
With a paycheck or pension direct deposited 5.50% fixed NIR (5.81% APR) |
|---|---|
| Without a paycheck or pension direct deposited 6.50% fixed NIR (6.86% APR)
Loan amount €10,000 |
With a paycheck or pension direct deposited 5.50% fixed NIR (5.81% APR)
Loan amount €10,000 |
| Without a paycheck or pension direct deposited 6.50% fixed NIR (6.86% APR)
Term 96 monthly payments |
With a paycheck or pension direct deposited 5.50% fixed NIR (5.81% APR)
Term 96 monthly payments |
| Without a paycheck or pension direct deposited 6.50% fixed NIR (6.86% APR)
Monthly payment €133.86 |
With a paycheck or pension direct deposited 5.50% fixed NIR (5.81% APR)
Monthly payment €128.99 |
| Without a paycheck or pension direct deposited 6.50% fixed NIR (6.86% APR)
Commitment fee 0% |
With a paycheck or pension direct deposited 5.50% fixed NIR (5.81% APR)
Commitment fee 0% |
| Without a paycheck or pension direct deposited 6.50% fixed NIR (6.86% APR)
Total amount owed €12,925.70 |
With a paycheck or pension direct deposited 5.50% fixed NIR (5.81% APR)
Total amount owed €12,458.31 |
When calculating the APR, €0.78 per month was applied for the monthly mailing of informational loan statements. This expense will only apply to customers who request the statement by postal mail. Does not apply to customers who receive their statement via digital channels.
Calculations based on loan being signed on the last day of the month.
Total or partial early repayment fee on the unpaid amount: 0.50% if the outstanding payment period does not exceed 12 months, and 1% otherwise.
Even if you do not have a BBVA account, with the Fast Online Loan Without Documents, you just need to have a paycheck or pension in order to request from €3,000 to €20,000, from 5.50% fixed NIR (5.81% APR) with paycheck or pension direct deposited with BBVA up to 6.50% fixed NIR (6.86% APR) without a paycheck or pension direct deposited with BBVA, repayable in up to 96 installments (8 years).
And, if you prefer, you won't have to send any financial documentation to apply for this fast online credit, because we'll check your financial details by connecting with your usual bank securely and anonymously using your own login password. This way you can have your money in approximately 8 business hours in the account of your choice.
But if you prefer, you can also apply for your fast credit by sending us documentation (ID number, paycheck, work history, etc.).
Offer valid for online loans for new customers for up to €20,000 with a single borrower. The product is not available at BBVA branches.
Financing subject to approval from Banco Bilbao Vizcaya Argentaria, S.A.
The Fast Paperless Online Loan has no commitment fee.
If you decide to cancel all or part of your loan before the end of the term indicated in the application, you will have to pay a cancellation fee of 0.50% of the unpaid principal if fewer than 12 months remain to pay off the loan, or 1% if more than 12 months remain.
