A personal bank loan is a transaction in which a finance entity provides a customer a certain amount of money (established previously) by means of a contract, under which the customer has an obligation to repay the money within a specific time frame.
Personal loans and credit facilities
Check out our range of personal loans. We have the financing you need.
We're lowering the rates on our loans for new customers!
If you take out a single-borrower fast loan for up to €20,000 between October 13 and December 15, 2021, you'll get a lower rate. Before 8.20% NIR and 9.37% APR. Now at 4.75% NIR and 5% APR. No commitment fee or conditions.
Online Loans
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Online Fast Loan Without Documents
- Now, the fast online loan is cheaper: Before 7.20% NIR and 8.28% APR. Now 4.75% NIR and 5.00% APR.
- Request from €3,000 to €20,000 and one borrower
- We'll get back to you in about 8 business hours.
- No need to open an account or direct deposit your paycheck.
- And no commitment fee.
- Offer valid for online loans from October 13 to December 15, 2021.
- Only for new customers!
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Personal Online Loan
Turn your projects into reality Request up to €75,000 in less than 3 minutes. -
Loan to Reform your Home
- Now the loan to renovate your home has a lower price: Before 7.20% NIR and 8.28% APR. Now 4.75% NIR and 5.00% APR.
- Request from €3,000 to €20,000 and one borrower
- We'll get back to you in about 8 business hours.
- No need to open an account or direct deposit your paycheck.
- And no commitment fee.
- Offer valid for online loans from October 13 to December 15, 2021.
- Only for new customers!
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Coche Online Loan
If you want to change cars, BBVA makes it easy. Apply for up to €75,000 in less than 3 minutes, and a term of up to 8 years. -
BBVA Environmentally Friendly Car Loan
Get up to €75,000 to finance your electric or hybrid car, with as much as 8 years to pay it back.
Sustainable product
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BBVA Energy Efficiency Loan
Finance your energy saving projects at a lower interest rate. We can help you consume energy more responsibly.Sustainable product
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Paycheck Advance Loan
Deal with unexpected expenses by getting up to a €3000 advance on your paycheck, and pay it back in 6 months.
Do you belong to a group?
Enter the name of your company or mutual society in the calculator and see what exclusive conditions are available on the interest rate of your personal loan for belonging to this group.
Loan Simulator
Calculate one of our loans. Choose the one you need and enter the amount, the purpose and the term to find out your monthly fee.
We offer a wide range of loan types so you can find the one that best suits what you are looking for. With our loans, you can get started on any project or dream you have in mind. You can pay off loans from €8,000 over as many as 8 years.
You can find the personal loan that best suits your needs, like the Fast Online Loan with no Paperwork if you need between €3,000 and €20,000 with just your salary or pension, the Coche Online Loan for up to €75,000 with an 8-year repayment term, or the Paycheck Advance Loan, for as much as €3,000 with up to 6 months to pay. Don't wait any longer and check out all our offers so you can find the loan you need.
*3.75% NIR and 3.97% APR if you direct deposit your paycheck. 4.75% NIR and 5.00% APR if you do not direct deposit a paycheck. Offer valid for online loans from October 13 to December 15, 2021, for up to €20,000 with a single borrower. The product is not available at BBVA branches.
Financing subject to approval from Banco Bilbao Vizcaya Argentaria, S.A.