To get the maximum mortgage interest rate discount, you need to have the following products:
- Have your paycheck paid directly into your account (min. €600), pension (min. €300), unemployment benefit or self-employed income direct deposited into your BBVA account.
- Home insurance:
Have a BBVA Allianz Seguros comprehensive home insurance policy in force and its payments up to date.
- Loan repayment insurance:
Have a valid loan repayment insurance policy with BBVA Seguros that covers at least half the mortgage amount and be up to date on premium payments. If the 50% exceeds €150,000, this amount is enough.
It will be reviewed every 6 months if you maintain your deposits and the policies are still in effect and up to date on the premiums. If not, the undiscounted interest rate will be applied.