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      ADVERTISING
      MM/DD/YYYY

      Study Loan

      For degrees longer than 2 years

      Pay for your preparatory, undergraduate or graduate studies.

      Fixed interest rate of 3.95% NIR

      4.10% APR.

      • Request from €3,000 to €75,000.
      • Up to 8 years to repay.
      • No commitment fee.
      Apply
      Do you need less than €3,000?
      Check out the advantages of the BBVA Después Card.
      I would like more information

      Do you want it?

      • Applying for your Study Loan (degree longer than 2 years) is as simple as:

        • Fill out the application form.
        • Send us the documentation we request.
        • If everything's correct, we'll deposit the money into your account.

        Check the process in detail

      With the BBVA Estudios Loan you will also be able to finance your studies abroad.

      Details

      • How you can use your Study Loan (degree longer than 2 years):

        • It's a one-stop loan to finance study programs lasting more than 2 years, for your pre-university, university or higher studies, in Spain or abroad.
        • Request the total amount you will need for the duration of your studies, and the repayment period.
        • Make arrangements to pay for your studies and pay only for what you need during that time.

        More information

      How does it work?

      • Request the amount you think you will need for the duration of your studies. Every year, request part of that amount and use it to cover the expenses related to your studies.

        See representative example

      Apply for your Study Loan (degree longer than 2 years)

      Apply

      Would you like more information?

      Conditions valid until 02/28/2021. Loan subject to approval by Banco Bilbao Vizcaya Argentaria, S.A.

      Yes, to obtain this loan you must have a BBVA account, which is where the money will be deposited and the installments will be charged. If you are not already a client, you can open your account during the process.

      If you decide to cancel a part or all of your loan before the end of the term indicated in the application, you will have to pay a cancellation fee of 0.50% of the amount canceled, if less than 12 months remain to pay off the loan, or 1% if more than 12 months remain.

      In the event of a delay in the monthly repayment, the corresponding late payment fees will be applied. Non-payment may cause serious consequences (such as foreclosure) and affect your credit score.

      BBVA recommends responsible use of the loan in order to be able to pay the monthly instalments and avoid surcharges in fees or interest.

      The monthly interest payment may vary depending on the number of days in the month being liquidated, and will be charged to your BBVA account on the last day of each month.

      From a minimum of €3,000 up to a maximum of €75,000. If you need a smaller amount, request one of our credit cards.

      You can choose from a repayment period between 1 and 8 years.

      Before signing the contract, you will receive the European standardized information on consumer credit. To grant loans based on prudential and responsible criteria, the bank may request the involvement of a notary public.

      You have right to cancel the loan at no additional cost within the first 14 days after signing the contract.

      NIR (Nominal Interest rate) is what you pay to a bank in exchange for receiving a loan. NIR is usually less than APR and is not useful to compare the price of different loans, since it includes the interest rate only and not the transaction costs.

      APR (Annual Percentage Rate) indicates the cost of a financial product such as a loan, including interest and the various associated expenses and fees. This information lets you compare different loans because the lower the APR, the cheaper the loan.

      BBVA for young people
      In BBVA we have more products and services designed for you.
      Learn about us
      • Personal Online Loan

        Turn your projects into reality Request up to €75,000 in less than 3 minutes.
        More information Apply
      • Paycheck Advance Loan

        Deal with unexpected expenses by getting up to a €3000 advance on your paycheck, and pay it back in 6 months.
        More information Apply
      • Study Loan (degree shorter than 2 years)

        Pay for your preparatory or graduate studies. From €1,000 and a term of up to 8 years. Fixed 3.95% NIR (4.15% APR), with no commitment fee.
        More information Apply

      Be a BBVA customer.

      • We are leaders in digital innovation working to make your life that bit easier.
      • Our approach is based on transparency, clarity and responsibility.

      Discover BBVA Bconomy

      A tool that helps you maintain your financial health

      Manage your expenses, create a financial cushion for your peace of mind, and set a savings goal.
      More information
      Higher Education Loan at 2 years
      Apply
      Offer valid during current month
      1. Loans
      2. Study Loan (degree longer than 2 years)

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