Sustainable product
A personal bank loan is a transaction in which a finance entity provides a customer a certain amount of money (established previously) by means of a contract, under which the customer has an obligation to repay the money within a specific time frame. More information
Personal loans and credit lines | BBVA
Check out our range of personal loans and credits, apply for the financing you need.
Even better price with your Fast Online Loan
If you take out your single-borrower fast loan of up to €20,000 between January 13 and September 30, 2025, you can get a lower rate*:
- Previously 5.60% NIR, and 5.75% APR.
- Now at 5.20% NIR and 5.326% APR.
*Offer valid for online loans taken out between January 13 and September 30, 2025.
Apply for our loans
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Online Fast Loan Without Documents
Now we're lowering our prices! Previously 5.60% NIR, and 5.75% APR. Now at 5.20% NIR and 5.326% APR:- NO need to open an account or direct deposit your paycheck.
- From €3,000 to €20,000 for non-customers and NO need to provide documents.
Offer valid for online loans taken out between January 13 and September 30, 2025.
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Personal Online Loan
Turn your projects into reality Request up to €75,000 in less than 3 minutes. -
Loan to Reform your Home
- NO need to open an account or direct deposit your paycheck.
- From €3,000 to €20,000 for non-customers and NO need to provide documents.
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Coche Online Loan
If you want to change cars, BBVA makes it easy. Apply for up to €75,000 in less than 3 minutes, and a term of up to 8 years. -
BBVA Environmentally Friendly Car Loan
Get up to €75,000 to finance your electric or hybrid car, with as much as 8 years to pay it back.Sustainable product -
BBVA Energy Efficiency Loan
Finance your energy saving projects at a lower interest rate.Sustainable product -
Solar panels loan
Finance your solar panels with special conditions and take advantage of the installation offer through our energy partner.
Sustainable product
If you belong to a professional group, your projects are closer to being fulfilled
- Enter the name of your company or mutual society in the calculator.
- And benefit from special conditions on your loan to carry out your plans.
Personal loan calculator
Calculate one of our loans. Choose the one you need and enter the amount, the purpose and the term to find out your monthly fee.
We offer a wide range of personal loan or credit types so you can find the one that best suits what you are looking for. With our personal loans, you can get started on any project or dream you have in mind. You can pay off loans from €3,000 over as many as 8 years.
You can quickly find the personal loan that best suits your needs, like the Fast Online Loan with no Paperwork for new customers if you need between €3,000 and €20,000 with just your salary or pension, the Coche Online Loan for up to €75,000 with an 8-year repayment term, or the Paycheck Advance Loan, for as much as €3,000 with up to 6 months to pay. Don't wait any longer and check out all our offers so you can find the loan you need.
Financing subject to approval from Banco Bilbao Vizcaya Argentaria, S.A.