Young Person's Fee-Free Online Account
0 commissions, 0 requirements. An account that's just your style.
Get your Young Person's Online Account with an Aqua Máxima Card, free forever. For what you have planned, and what you don't.
Your must-haves, covered
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Investment
With €0 custody fees and €0.99 per transaction in ETFs and stocks. No monthly transaction limit.
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Travel
You can make payments and withdrawals with no fees when traveling abroad, even on weekends.
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Discounts
You can find discounts on movies, restaurants, travel and more in the Promotions section of the app.
Put your money to work
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Stocks and ETFs
With BBVA Stock Exchange Trader, you can invest in stocks and ETFs with a fee structure designed for you, with no custody fees and just €0.99 per trade.
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Mutual funds
Invest in one of our 10 selected funds and, in case of losses in the first year, we'll give you up to €300 back. Access the promo 24-48 hours after becoming a customer.
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Crypto
Manage your crypto without leaving the app: Buy, sell, and store Bitcoin and Ether securely.
Remember that investing entails risks
Investing entails risks, and could result in the loss of your investment. If you have any questions, before taking out an investment product, talk to a BBVA specialist.
And with an app that has it all
Travel Pack
Enjoy your trips with no fees
With the Pack Viajes Superior, free for people under 30, we'll refund the fees when you use your card abroad.
It'll be ready to use from day one, without needing to do anything else
Quick payments
To pay faster
To use Bizum and access your cards on the app's home screen, you just need to identify yourself using your face or fingerprint. It's that easy.
Advantages
Discounts
Enjoy exclusive offers at Cinesa, Vips, Parque Warner and many more. Check out the available promotions in the app.
Invite a Friend Plan
Up to €660 for referring friends? Great plan
Start thinking about what to do with the €660 you could earn by referring your friends. And each friend could get up to €450 for joining.
Cards personalized with AI
With your style leading the way
With the BBVA app and an iPhone with Apple Intelligence, you can personalize your cards with images created by artificial intelligence. Coming soon to more devices.
Get more from your bank
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How do I open a bank account?
There are a series of steps involved in opening a bank account at BBVA, starting with choosing the account and ending with completing the form.
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Requirements for opening an Online Account
Being of legal age and having a valid ID card or Foreigner's Identity Card (TIE) are two of the requirements to open an online account at BBVA -
I want to transfer my bank account
With BBVA's Bank Switching Service, just indicate the account to be switched and what you want to transfer from it, along with the date of the switch. However, you need to be a customer.
