In order to open a Young Person's Online Account, you must be between 18 and 29 years old.
BBVA for young people who study or work
More than 720,000 young people are already enjoying a fee-free account and card. Sound good?
RISK LEVEL
1/6
If you're between 18 and 29, we have a Young Person's Account & Card that are perfect for you
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Young Person's Online Account
If you are a student or you are in a university- €0 No account administration or maintenance fees.
- €0 No issue or maintenance fees for the Aqua Debit Card.
- 6,000 ATMs where you can take out cash on debit free of charge.
ISIC International Student Card free for one year, with thousands of discounts in 135 countries (only for new customers).
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BBVA Va Contigo Salary Account for Young People
If you are working or you receive unemployment
And you direct deposit a paycheck of over €800, or your unemployment benefits of over €300 or you receive income of at least €2,500 per quarter.
- €0 No account administration or maintenance fees.
- €0 No issue or maintenance fees for the Aqua Debit or Credit Card.
- A team of advisers to help with whatever you need.
Get €100 gross if you direct deposit a paycheck of at least €800 (only for new customers).
Do you need some help controlling your money?
Get organized with the best tools
Settle up with your friends & family
Send and receive money through your smartphone (with Bizum) or by chatting (with Cashup).
Your card is on your phone
Pay wherever you want with your smartphone, and say goodbye to hassles if you lose or forget the card.
The chatbot that knows how you're doing money-wise
It will explain how you're doing every month so you can track where your money is going.
Stretch your money with the minimum effort
With our automatic saving rules, you'll achieve your targets by sending the money to a Goals account.
Aqua Card. Greater security, more control
A new card with no numbers to control all your expenses
- More secure. The card number and CVV code are no longer printed on it. Only you can access them through the app.
- Dynamic CVV. The CVV security code changes automatically, meaning it's not always the same. This way you will be more protected when you shop online.
- More control. Temporarily turn your cards on or off whenever you want. This way, you can keep them secure if you can't find them or don't use them.
Do you go shopping, partying, on trips... ? Get the card that suits your lifestyle
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Aqua Debit Card
A debit card that's with you wherever you go.
- So you can take out cash on debit at an ATM with no fees.
- And pay in online stores using the money you have available in your account.
Free with the Online Young Person's Account -
Aqua Credit Card
A credit card for travel and to prepare for the unexpected.
- To withdraw cash from an ATM.
- Defer payment on your purchases (with interest) or pay for them the following month (without interest).
- And be able to rent cars or make reservations in hotels.
You can select it with the Young Person's Salary Account -
Aqua Prepaid Card
A prepaid card with zero complications
- For shopping online.
- Pay wherever you want with the amount you previously loaded.
#SacaMoneyGratis
Find all the BBVA ATMs near you so you can take out money without any fees.
Are you planning any projects? We'll help you take off wherever you want
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Study Loan (degree shorter than 2 years)
For your pre-university or university education
From €1,000, repayable over up to 7 years, to pay for your pre-university or higher studies.
- Fixed interest rate of 3.95% NIR (4.14% APR).
- No commitment fee.
- Fixed interest rate of 3.95% NIR (4.14% APR).
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Study Loan (degree longer than 2 years)
For your pre-university or university education
Get up to €75,000, repayable over up to 8 years, for your higher, pre-university or university education.
- Fixed interest rate 3.95% NIR (4.09% APR).
- Fixed interest rate 3.95% NIR (4.09% APR).
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Fast Online Loan Without Documents
If you're working and have a salary
Get up to €20,000, repayable over up to 8 years, for your education or whatever you want.
- Without sending in paperwork.
- Without opening an account.
- In just 8 business hours.
- Fixed 7.20% NIR (7.57% APR) interest rate if you direct deposit a paycheck, and 8.20% NIR (8.64% APR) if you do not.
- Without sending in paperwork.
What are you waiting for? Join the more than 720,000 young people who don't pay fees.
- You can say goodbye to paying fees for your account, your card or for making transfers.
- You'll be able to use over 6,000 ATMs throughout Spain for free.
- You'll have Bizum inside the BBVA app.
- And our chatbot is available 24/7.
Got it?
In addition to opening your account from this website, if you prefer you can also do it from the BBVA app (the best in the world, so says the international consulting firm Forrester).