Fee-Free Online Account
No account administration or maintenance fees, 0% NIR 0% APR (calculated assuming a daily positive balance for one year).
Through 1/31/2024
We want to help you keep connected. Therefore, if you are one of the first 3,000 families to become BBVA customers and meet the requirements, you can get your smartphone.
Use this code when opening your account:
Apple ® does not collaborate in this promotion. IPhone SE3 ® is a registered trademark of Apple Inc.
Only at BBVA will you be able to split any expenses in your account and ask for the money owed to you via Bizum.
Your card's CVV code will change with each online payment, and you'll be able to track purchases with the app.
Both nationally and in the European Economic Area. You can schedule them so you don't forget them.
If you can't find your card, you can immediately turn it off. We will also send you real-time notifications.
If you are between 18 and 30 years old, you can use the Travel Pack service free of charge during your first 12 months at BBVA and save on fees:
You will be able to open Second Account without fees for your expenses.
You will be able to open their own account for them to learn how to manage their money.
With our tools, you will be able to manage your expenses and save money without even realizing it.
To study, buy a house, travel... We will find the best solution with you.
No account administration or maintenance fees, 0% NIR 0% APR (calculated assuming a daily positive balance for one year).
Account documentation
It is important for you to know and understand the documents we make available to you before opening this account. You can view them here:
IP Online Account: pre-contractual information document detailing the terms and conditions between BBVA and the account holder.
FID Online Account: information document about the fees applied for using the main services associated with the payment account.
You can view a list of the most representative services associated with a payment account.
IP Aqua Debit Card: document with the pre-contractual information detailing the conditions of the debit card that includes the account.
Authorized overdraft fees
If you have an overdraft on your account, such as when a bill is due and your balance is insufficient, the following fees will apply:
The APR resulting from the application of borrowing interest and the overdraft fee is legally restricted for "consumers" and cannot be more than 2.5 times higher than the legal interest rate. Any change to the legal interest rate will automatically modify the APR applied to overdrafts.