Now with a 50% discount during the first 3 months

When you take out the policy up to June 1, 2026

Why BBVA and Sanitas?

  • All Sanitas

    You'll have access to more than 58,000 professionals and more than 4,500 medical centers throughout Spain.

  • Less waiting

    Shorter waiting times, with priority access to the medical care of your choice.

  • Whatever happens

    Including surgeries, hospitalization, pregnancy follow-up, physiotherapy and rehabilitation.

  • More than health

    You will have additional coverage such as home services or accident protection.

What does BBVA health insurance include?

  • We're by your side when it matters most:

    • Surgery and hospitalization.
    • Pregnancy and childbirth follow-up.
    • Therapeutic treatments: treatments, physiotherapy, rehabilitation, CT scans, radiotherapy, X-rays...
    • Ambulance.
    • Second medical opinion.
    • Emergencies abroad up to €12,000.

    And whenever you need it:

    • Primary medicine and specialties: gynecology, pediatrics, cardiology...
    • Diagnostic tests: x-rays, ultrasounds, MRIs, etc.
    • Basic dental coverage: treatments, cleanings and extractions.
    • Podiatry, psychology and speech therapy with 12, 15 and 80 sessions a year.
    • Medical consultations and 24-hour emergency hotline.

  • Access additional coverage to make your health insurance even more complete:

    • Access to the prestigious Clínica Universidad de Navarra.
    • Assistance in the United States.
    • Students supplement: for young people between 10 and 35 years of age who are going to study abroad.
    • Pediatrics and gynecology reimbursement outside the medical network with a maximum of €10,000 per insured person per year and a limit of €100/consultation.
    • Eye care: reimbursement of 50% of eyewear expenses, up to €600 per insured person per year.
    • Top dental coverage, with over 50 services included.
    • Accidents: compensation for permanent disability or death due to an accident.
    • Traffic and occupational accidents.
    • Family assistance in the event of unforeseen health situations: care services for the elderly, children, and disabled people, as well as help with household chores, delivering medication, and pet care.
    • Home pharmacy and services: pharmacy reimbursement of 50% up to €300 per insured person, per year, 6 deliveries of medication per insured person, per year, 2 home test kits per insured person, per year, and 6 home physio sessions per insured person, per year.
    • Reimbursement Services.

  • Enjoy digital health services through the Sanitas app:

    • Video consultations for 24/7 emergencies, nursing and pediatrics. Also video consultations with over 3,100 specialists.
    • Digital health with personal training, psychology, nutrition, quit smoking programs...
    • Digital physiotherapy to prevent future injuries and treat symptoms.
    • Check your health: a general check-up for preventive care.
    • Take care of your mental health: service to manage mental health and emotional well-being.

Pay depending on how often you visit the doctor

  • If you almost never go to the doctor:

    • The most cost-effective option.
    • You'll have a minimum monthly fee, and you'll pay an additional amount for each visit to the doctor.

    See co-payments

  • If you rarely go to the doctor:

    • With a low monthly fee.
    • The first 6 doctor visits each year are free. From then on, you will pay an additional amount for each visit.

    See co-payments

  • If you go to the doctor regularly:

    • This insurance covers all your doctor visits.
    • You will not have any additional payments for visits to your doctor.

With assistance from BBVA

Download your health insurance documentation

Still have questions?

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