BBVA Allianz Home Renters insurance

Basic protection and liability coverage

• Fire, explosion, smoke and total ruin.
• Water and other liquids damage.
• Damage due to atmospheric phenomena: heavy rain, strong wind, lightning, hail and excessive snow.
• Cosmetic repairs if an incident affects the appearance of your insured property.
• Debris removal, salvage, and fire department fees.
• Cosmetic repairs if an incident affects the appearance of your insured property.
• Substitute residence: hotel, restaurant, and laundry costs for up to 7 days.
• Theft damage to the building if you are robbed or attempted to be robbed. 
• Replacement documents and computer files. 
• Temporary relocation of belongings to another home if your main residence is insured.
• Renter liability coverage, protecting you and your family against accidental damage to the landlord’s property.

Breakage, impact, electrical damage, and refrigerated goods

• Breakages of windows, marble, sanitary ware, and glass-ceramic cooktops.
• Sound waves and impacts from outside caused by third parties.
• Electrical damage due to external short-circuit, overvoltage of the external network or lightning.
• Deterioration of food or medicines due to refrigerator breakdown or power failure.

Theft and vandalism:

• Theft and burglary inside the home.
• Robbery outside the main residence.
• Fraudulent use of your cards due to theft, loss or fraud.
• Damage to your property if you are robbed or attempted to be robbed. 
• Replacement of locks due to theft of keys.

Plus, extra services:

• Home assistance: you have a network of professionals available for home repairs such as locksmiths, electricians and security personnel.
• Maintenance due to use and deterioration: you have professional help for certain maintenance work.
• DIY service (Handyman) to perform small jobs and repairs in your home.
• Pet and plant assistance: you have a phone number to ask us everything you need about dogs, cats and plants.
• Home and online computer assistance.
• Legal advice and protection for you and your family.

• The property must be in Spain and meet certain requirements related to its age, construction materials, location and ownership. 
• Both the amounts established for the building and the contents and the characteristics declared for the property must be accurate throughout the term of the policy.
• At the time of signing up, you must provide the complete address of the property or, if available, the land registry reference.
  

You can cancel the renewal of your renters insurance at any time, as long as you do so at least one month before the annual renewal date of your policy. That way, when the renewal date arrives, it will not be processed.

Just put your decision in writing and send it together with a photocopy of your National ID Card (DNI), or equivalent document to BBVA Allianz Seguros, Calle Ramírez de Arellano, 35 28043 Madrid. You can also send it to any BBVA Group branch, or to the email address seguros@bbvaseguros.es