This product can only be opened online by self-employed workers.
The BBVA Autónomos Account is available to BBVA customers or new registrations made from a BBVA branch.
RISK LEVEL
1/6
Account for self-employed workers
Become a customer online with our Negocios Bienvenida Account
- €0 account administration and maintenance fee for the first 12 months.
And now, add benefits to your Negocios Bienvenida Account by choosing one of these two promotions:
- Financing with special conditions for the first year.
- Android POS + POS Pass at no cost for the first 12 months.
The fee-free account for self-employed workers
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€0 administration and maintenance fee
No account administration and maintenance fee for the first 12 months. -
€0 credit or debit card
No annual credit or debit card issuance and maintenance fee. -
€0 for transfers
No fee for ordinary transfers online within Europe.
And choose one of two promotions
Financing with special conditions the first year for your day-to-day business operations and your foreign trade activities
Get the financing you need for your business to thrive.
Android POS + POS Pass at no cost for the first 12 months
Take payments from your customers free of charge with a POS terminal that allows you to manage your business comprehensively from anywhere.
Open an account without going to a branch
You can open it online in under 10 minutes. You just need your DNI or TIE and a mobile phone. It's that simple:
- Provide the information requested.
- Identify yourself with a video call or an account number you have in another bank.
- Sign by entering the password we will send you.
- If everything is correct, your account will be ready to use.
The advantages of becoming a customer: bank quickly wherever you are
With the BBVA app, you can do all your banking, automate payments and check your deposits, expenses, sales, remittances, cards and POS terminal at a glance. You also get instant notifications of every transaction.
When you become a customer, you can request different solutions: loans to invest in your business, credit accounts for your day-to-day expenses, advance payments or collections, equipment rental and more.
The fee-free account for the self-employed
- €0 account administration and maintenance fee for the first 12 months.
- €0 annual credit or debit card issuance and maintenance fee.
- €0 fee for ordinary transfers within Europe.
- €0 fee to issue and cash national checks in euros.
Forget about fees
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Pay nothing the first year
- €0 account administration and maintenance fee.
- €0 annual credit or debit card issuance and maintenance fee
- €0 fee for ordinary transfers within Europe.
- €0 fee to issue and cash national checks in euros.
Nor afterward, if you meet the conditionsYou only have to direct deposit 2 of these professional payments: Social Security payments, taxes or payrolls.
If you don't meet the conditions in a given month, you will be charged a €12 account administration and maintenance fee.
Get the card with no annual fee
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This account includes a card for your professional activity, with no annual issuance or maintenance fee, which features many advantages, such as a discount on fuel and associated insurance products. You can choose between:Negocios Debit CardPay whatever you need with the balance in your account. You can also deposit and withdraw cash with no fees at any of the 4,500 BBVA ATMs in Spain.Negocios Credit CardPay whatever you need and return the amount whenever you want. You can also deposit and withdraw cash, with no fees if on debit and with a 2% fee if on credit, at BBVA ATMs in Spain.
How does it work and how much does it cost?
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- Complying with the linking requirements: €0/month account maintenance fee.
- If the account does not satisfy the linking requirements in a given month, a maintenance fee of €12 will be paid for said month.
For the 12 first calendar months of the opening of the account for self-employed workers, the
maintenance fee will be €0/month. After that time, if these requirements are not met
in the monthly review, you will have all the services included by paying a single account maintenance fee
of €12/month. The fees of the Autónomos Bienvenida Account will be charged on the
15th of each month or the next business day.
0% APR calculated if the Autónomos Account meets the payment requirements in the contract's general conditions. -2.37% APR if requirements not satisfied (calculated based on maintaining an average balance of €6,000).
Are you interested?
You can open the Negocios Bienvenida Account 100% online.
Would you like more information?
You might also be interested in
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Fixed, wireless, virtual or on your phone. Track your sales from the app. Fixed or sales-based monthly payment.
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- Up to 2% on Repsol Group gasoline.
- Roadside assistance.
- Accident insurance.
- Pay the following month or in installments.
And if you take it out before June 30, you can get an additional discount on fuel of up to 5%.
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- Up to €50,000 a year for your day-to-day operations.
- Finance whatever you need, with no supporting documents.
- Apply instantly 100% online.
Offer valid until 04/30/2023. This document does not constitute a binding offer or recommendation by BBVA for the contracting of the products and services described in it, nor does it replace or modify the pre-contractual and contractual documentation corresponding to these products and services. Formalization subject to prior analysis and approval by BBVA. BBVA may require additional securities as a requirement prior to these products being taken out.
To become an online customer you will need: AutoFirma Software; the computer must have the AutoFirma software installed and updated (version 1.5 or higher), Digital Certificate; have the Sole or Joint Administrator Certificate issued by the FNMT and identification documents of the representative residing in Spain (DNI or NIE) and of the company (deeds, powers, etc.) installed on the browser.
Autónomos Bienvenida Account
Become a customer