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      Experiences

      • Aggregation service

        If you're self-employed, you can now add your other banks to the BBVA app.

      • BBVA My Business

        Manage your everyday business operations with ease on your cell phone.

      • BBVA Company aggregator

        All your business bank accounts in the same place with the aggregation service.

      Bienvenida Account for self-employed workers and companies

      New bank, zero fees on the usual services. Whether you are self-employed, an SME or a company, a new bank has many advantages.
      More information
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      Become a customer
      ADVERTISING
      MM/DD/YYYY
      Android POS terminal

      POS terminal promotion

      Receive payments and manage your business with a POS terminal + POS Plan free of charge for the first year.

      • You can choose the POS terminal that best suits your business: Android POS Terminal, Virtual POS Terminal, or Smartpay Mobile POS Terminal.
      • Without paying anything for the first 12 months.
      • With a Negocios Bienvenida Account with no fees or conditions to keep your finances under control at all times.
      Become a BBVA customer
      See terms and conditions
      Promotion valid until 12/31/2025. Only for new self-employed customers and companies with a turnover below 5 million euros a year.

      UntilThrough 12/31/2025

      Do you want to get up to €720 gross in six months?

      We make it easy for you at BBVA. To get back €120 a month for six months (€720 in total), all you have to do is:

      • Open your Bienvenida Account with no fees or conditions.
      • Pay your self-employed worker's payment, social security or taxes by direct debit.

      Only for new self-employed customers and companies with a turnover below 5 million euros a year.

      Become a BBVA customer
      How does the promotion work?
      Phone call

      Do you prefer to sign up through an adviser?

      If you have an SME, you can request your POS terminal and benefit from the promotion through a BBVA adviser. The adviser will guide you to find the best POS terminal + Pass option for your business.
      Contact an adviser

      Once you are a customer, find the POS terminal that best suits your business

      Sign in to your private area, request your POS terminal, and pay nothing for the first 12 months
      • Android POS terminal

        Ideal for hospitality and physical stores. 

        • Available with Plans 10, 15, 20, and 30.
        • Allows you to install management apps with 4G network and Wi-Fi connection.
        • Accept more types of foreign payments.
      • Virtual POS

        If you are freelance or have a website, this is the POS terminal for you.

        • Available with Plan 10.
        • Generate payment links or QR codes.
        • Accept payments via card or Bizum with no computer developments.
      • POS terminal payments on your mobile

        Do you travel a lot for work? Charge your customers anywhere.

        • Available with Plan 6.
        • Turn your phone into a POS terminal with the BBVA Cobros app.
        • Generates digital receipts. No printer needed.

      With advantages designed to facilitate your business

      • Maintenance included

        Our commitment is to solve your POS terminal problems in less than 48 hours.
      • Fixed rate

        So you always know what you are going to pay. Now free of charge for the first year!
      • Sales control

        Track your collections and manage real-time refunds from the app.
      Become a BBVA customer

      With a Bienvenida Account, your finances will be under control

      When you become a customer, you will have an account and debit card, at no cost and with no fine print. And you will have an adviser assigned to you from day one.

      You can also control your business transactions from the BBVA app: pay bills, make transfers, manage the card and much more.

      Open it online.

      Open account
      More information

      No fees, all benefits

      Bienvenida Account with no fees or conditions

      No account administration or maintenance fees, 0% NIR 0% APR (calculated assuming a daily positive balance for one year).

      Negocios Debit Card

      The account includes a debit card with no issuance and maintenance fee for each holder.

      For transfers

      From bbva.es, the BBVA app, or ATMs within the European Economic Area.

      For issuance and cashing of checks

      Without fees for issuing and collecting of national checks in euros.

      Become a BBVA customer
      Offer valid during current month
      1. POS terminal
      2. Android POS terminal
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