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      See all the financing
      Loan for self-employed workers and companies Commercial Premises Mortgage Online POS Terminal Loan Leasing Click & Pay credit limit Multi-Purpose Financing Line Credit Account
      • Financing for non-customers
    • POS terminal
      See all POS terminals and dataphones
      Virtual POS Mobile POS terminal Android POS terminal POS terminals for the hospitality industry POS terminal for tourism and hotels POS terminal sales management POS terminal for stores
      • Search for POS terminal
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      • Aggregation service

        If you're self-employed, you can now add your other banks to the BBVA app.

      • BBVA My Business

        Manage your everyday business operations with ease on your cell phone.

      • BBVA Company aggregator

        All your business bank accounts in the same place with the aggregation service.

      Bienvenida Account for self-employed workers and companies

      New bank, zero fees on the usual services. Whether you are self-employed, an SME or a company, a new bank has many advantages.
      More information
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      ADVERTISING
      MM/DD/YYYY
      Android POS terminal

      POS Terminal Plan Promotion

      Get your POS Terminal Plan at no cost for the first year, and up to 50% off for the second and third years

      • You can choose the POS terminal that best suits your business: Android POS Terminal, Virtual POS Terminal or Smartpay Mobile POS Terminal.
      • Free for the first 12 months. The second year 50% off and the third 25% off.
      • With a Bienvenida Account with no fees or conditions to keep your finances under control at all times.
      Become a BBVA customer
      See terms and conditions
      Promotion valid until 01/31/2026. Only for new self-employed customers and companies with a turnover below 5 million euros a year.

      Through 04/30/2026

      Do you want to get up to €720 gross in six months?

      We make it easy for you at BBVA. To get back €120 a month for six months (€720 in total), all you have to do is:

      • Open your Bienvenida Account with no fees or conditions.
      • Pay your self-employed worker's payment, social security or taxes by direct debit.

      Only for new self-employed customers and companies with a turnover below 5 million euros a year.

      Become a BBVA customer
      How does the promotion work?

      Once you are a customer, find the POS terminal that best suits your business

      Sign in to your private area, request your POS terminal, and pay nothing for the first 12 months
      • Android POS terminal

        Ideal for hospitality, physical stores and when you're on the move. 

        • Install management apps like Tax Free and more.
        • Accept payments in other currencies and receive them in euros with the DCC service.
        • You can also take payment with Bizum from your own POS terminal.
      • Virtual POS

        If you are freelance or have a website, this is the POS terminal for you.

        • A payment gateway for your online and remote sales.
        • Easy integration in various e-commerce platforms.
        • Take payments easily online, both with a card and Bizum. 
        • Payment links can also be sent via Paygold, and sales can be made through social media with Social Pay.
      • POS terminal payments on your mobile

        Do you travel a lot for work? Charge your customers anywhere.

        • Turn your phone into a POS terminal with the BBVA Cobros app.
        • Take payment easily with a card or with Bizum.
        • Also available with a Bluetooth reader for devices other than Android 11.0.

      With advantages designed to facilitate your business

      • Maintenance included

        Our commitment is to solve your POS terminal problems in less than 48 hours.
      • Customized rate

        With the POS Terminal Plan, you pay a fee based on your business's turnover from the previous month, or with the Variable Rate based on your daily sales.
      • Sales control

        Track your collections and manage real-time refunds from the app.
      Become a BBVA customer

      With a Bienvenida Account, your finances will be under control

      When you become a customer, you will have an account and debit card, at no cost and with no fine print. And you will have an adviser assigned to you from day one.

      You can also control your business transactions from the BBVA app: pay bills, make transfers, manage the card and much more.

      Open it online.

      Open account
      More information

      No fees, all benefits

      Bienvenida Account with no fees or conditions

      No account administration or maintenance fees, 0% NIR 0% APR (calculated assuming a daily positive balance for one year).

      Negocios Debit Card

      The account includes a debit card with no issuance and maintenance fee for each holder.

      For transfers

      From bbva.es, the BBVA app, or ATMs within the European Economic Area.

      For issuance and cashing of checks

      Without fees for issuing and collecting of national checks in euros.

      Become a BBVA customer
      Offer valid during current month
      1. POS terminal
      2. Android POS terminal
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