risk level


This number indicates the product risk, with 1/6 representing the lowest risk and 6/6 representing the highest risk.

Accounts with no fees for

online transfers(1) and cash withdrawals using your debit card at BBVA ATMs.
Open your bank account and start enjoying it today.


Online Account

No fees or conditions

  • 0 account administration and maintenance

  • €0 annual fee on your debit card

  • And of course, there's no need to arrange for your paycheck or bills to be directly paid into or debited from your account.

  • And send and receive money with bizum using the BBVA app.

Free, with no fees, conditions or paperwork.
Only for new customers.

More info Become a customer

BBVA Young Person's Account

For young people between 18 and 29 years of age.

  • €0 account administration and maintenance.

  • €0 annual fee on your debit card

  • No need to pay in your salary

No fees just for using your card once a month (cash withdrawals, purchases, etc.).

More information Open your account

Va Contigo Account

For your paycheck or income.

  • 0 account administration and maintenance

  • €0 debit card annual fee

  • With a personal Manager and team in your BBVA app

Just for bringing over your salary of more than €800 or receiving transfers of at least €2,500/quarter.

More information Open your account

do it all from your cell phone

BBVA app
Enjoy the world's best
banking app

With the BBVA app you can:

  • Activate and deactivate your cards.

  • Pay with your cell phone.

  • Pay bills with just a picture.

Download it and start doing things you can't even imagine.


Basic Payment Account

Set up your account