Online accounts without fees

Without having your salary or bills paid directly, but advantages as if you did.

  • For people under 30

Risk level


This number indicates the product risk, with 1/6 representing the lowest risk and 6/6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

BBVA Online Account Without Fees

Open your online account and forget about fees.

  • Free transfers(1) to any company, from any device.
  • No administration or maintenance fees for your account.
  • Free cash withdrawals at over 6,000 BBVA ATMs.

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(1) (*) At there is no fee for transfers made in Euros, Swedish Krona, or Romanian Leu within the European Economic Area (members of the European Union + Iceland, Liechtenstein and Norway). Excludes electronic transfers, emergency transfers, Fund Movement Orders (FMOs), Value Day transfers, and instant transfers. For transfers which are not included, accompanying expenses and transfer fees established for these purposes do apply.

Payments not directly debited

You will be able to pay all your bills that are not direct debited quickly and easily by charging them to your BBVA account or to one of your cards.

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Direct debit your bills at BBVA

It's fast, easy and free of charge. Direct deposit your bills at BBVA and enjoy all the benefits offered by our bank.

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Account overdraft facility

The peace of mind you need in unexpected situations when you have an insufficient balance in your account.

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Related links

IBAN code calculator

Calculate the IBAN code for any account with the BBVA calculator.

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BBVA Mobile

Learn about the BBVA apps for your cellphone. Manage your accounts and cards from your cell phone, receive notifications and enjoy promotions.

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