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    RISK LEVEL
    1/6

    This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

    BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

    Bienvenida Negocios Account

    Become an online customer in 10 minutes and start banking with all these benefits for the first 12 months:

    • No account maintenance fee.
    • No fees on Negocios credit or debit cards.
    • No fees for ordinary transfers*.
    • Without fees for issue and collection of national checks in euros.

    More information

    Become a customer
    • No account maintenance fee.
    • No fees on Negocios credit or debit cards.
    • No fees for ordinary transfers*.
    • Without fees for issue and collection of national checks in euros.

    More information

    Become a customer

    In addition, if you become a customer, you can enjoy special conditions on:

    • Liquidity for paying your taxes, suppliers, social security contributions, payroll, and imports with a simple click.

      • 0% NIR/APR interest.
      • 0% opening fee.
      • 0% early cancellation fee.

    • So that selling costs you less.

      • POS terminal voucher with a fixed fee starting at €10/month. 
      • Regardless of the sales made through your POS terminal.
      • The first 4 payments without costs.

    • Pay at the highway toll booth and enjoy the following benefits:

      • Avoid lines and waits. 
      • No issue or maintenance fees for a credit or debit card for the first year.
      • You can also pay in some parking lots in Spain.

    Find your customized solution and add products to your Bienvenida Negocios Account

    Tell us about your current business and find products designed by BBVA to meet the needs of your company.

    Find your solution

    *Transfers
    No fee for ordinary transfers and paychecks paid in Euros, Swedish Krona or Romanian Leu (RON) within the European Economic Area (members of the European Union in addition to Iceland, Liechtenstein, and Norway) ordered from bbva.es, the BBVA App, BBVA Net Cash and BBVA ATMs. Not including transfers on magnetic media, FMOs (Fund Movement Orders), same-day-value transfers and immediate transfers. Any transfer methods that are not included will be subject to the additional transfer fees and amounts stipulated in the Annex of Fees.
    Offer for businesses with a maximum revenue of €5 billion. Financing subject to prior approval by BBVA. Valid until 04/30/2020. This document does not constitute a binding offer or recommendation by BBVA for the contracting of the products and services described in it, nor does it replace or modify the pre-contractual and contractual documentation corresponding to these products and services. Formalization subject to prior analysis and approval by BBVA. BBVA may require additional guarantees as a requirement prior to taking out these products.