This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Young Person's Online Account

Join the more than 720,000 young people who don't pay fees

A pack with the three basics to get started

  • Young Person's Online Account

    No fees or conditions
  • Debit card

    No fees and more than 6,000 BBVA ATMs.
  • ISIC Student Card

    You can save up to €128 on average per year on brands like Spotify, HBO and Telepizza
If you're already employed, open a Young Person's Va Contigo Salary Account and get €100 gross
Just for direct depositing a paycheck for over €800 a month.

Young Person's Online Account

For students and university students

  • No account administration or maintenance fees.
  • No obligations, no direct deposits or debits.
  • Más de 6,000 cajeros BBVA para retirar efectivo a débito (o sea, sacar dinero) gratis.
  • And the best tools to help you control your money

More info

Aqua Debit Card

Una nueva tarjeta sin números para controlar todos tus gastos

  • No issue or maintenance fees.
  • Pay with your smartphone with BBVA Mobile Pay, Google Pay, Samsung Pay, or Apple Pay.
  • Peace of mind, with notifications and ON/OFF control from the BBVA app or website.
  • CVV Dinámico. The CVV security code changes automatically, meaning it's not always the same. This way you will be more protected when you shop online.

More information

International Student Identity Card (ISIC)

Free during the first year for new customers between 18 and 29 years of age who open a Young Person's Online Account

  • Up to 50% off on Spotify, HBO and the FNAC card
  • Reduced prices in museums, monuments, movie theaters, festivals, etc.
  • Special offers at Booking.com, Renfe, Alsa, Interrail, Iberia and many more.

Thousands of discounts in more than 135 countries around the world

More info

And the best tools so you can track your money at all times

Send and receive money through your smartphone (with Bizum) or by chatting (with Cashup).

Pay wherever you want with your smartphone, and say goodbye to hassles if you lose or forget the card.

Send money from your smartphone to anyone (including yourself), who can then withdraw it from an ATM without a card.

With our automatic saving rules, you'll achieve your targets by sending the money to a Goals account.

What are you waiting for? Join the more than 720,000 young people who don't pay fees.

You don't need to have a paycheck or direct bill any expenses

  • You'll get a year free and all the discounts of the ISIC student card.
  • You'll be able to withdraw money free of charge at over 6,000 BBVA ATMs.
  • And Bizum integrated into the BBVA app.

Any questions?

Got it?

If you want an account, it can be yours in under 10 minutes with our online help

Young Person's Online Account Open account