RISK LEVEL

1/6

This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

BBVA Young Person's Account

Apply now and get the ISIC International Student Card, with more than 155,000 discounts.

International Student Card

12 months free of the ISIC International Student Card. Get discounts and deals on trips, movie theaters and stores such as Apple, Spotify, Renfe, and much more. Just for becoming a new BBVA customer and opening a Young Person's Account.

€0

No management or maintenance fees.

€0

no issue or maintenance for debit cards.

If you are under 21 years old, the above fees are waived. If you are between 21 and 29 years old and use your card once a month, the fees are waived.

You will also have

For young people between 18 and 29 years of age.

No fee for debit cash withdrawals

At more than 6,000 BBVA ATMs in Spain

No paycheck or bills

You do not need to have your paycheck or bills paid in to enjoy the benefits.

Online transfers

No fees for your online transfers within the EEA*.

Two account holders

You can also open your BBVA Joven Account with two account holders.

Product description (not customers) Product description (not customers)

No fees

If you are under 21 years old

Pay no administration and maintenance fees for the account.

If you are between 21 and 29 years old

Uses the card once a month and you will save on both account fees and debit card issue and maintenance fees.

You can use it in any way: payments in stores, online purchases, memberships to a TV or music streaming platform, or cash withdrawals at ATMs.

With the ISIC Card

Free for the first year

If you are not yet a BBVA customer and you open a Young Person's Account, you will have the ISIC Card free for the first year. At the end of the introductory period, or if you are already a customer, you will be able to access all its advantages for just €7 a year.

Great advantages and discounts

With the ISIC Card you will be able to benefit from more than 155,000 discounts in movie theaters, museums, trips (transport and accommodation) and technology.

It is valid in more than 130 countries and can be used with brands such as Apple, Renfe, Spotify and more.

Find out all about the ISIC Card

With the BBVA app, too

World leader in mobile banking

Save effortlessly by activating automatic rules to manage your money with Set Up Your Account.
With BBVA Bconomy, you can check your financial health, optimize and track your expenses in detail, improve your ability to save and much more.
If you're looking for a home or you already have one, BBVA Valora helps you determine how much it's worth so you can make better decisions.
Use Bizum to send money instantly from cellphone to cellphone without account numbers.
And much more!

Save effortlessly by activating automatic rules to manage your money with Set Up Your Account.
With BBVA Bconomy, you can check your financial health, optimize and track your expenses in detail, improve your ability to save and much more.
If you're looking for a home or you already have one, BBVA Valora helps you determine how much it's worth so you can make better decisions.
Use Bizum to send money instantly from cellphone to cellphone without account numbers.
And much more!

Open it with a selfie

If you want the account, take out your phone, take a selfie and complete the process. Just a few steps and you will be part of BBVA.

With the advantages of being with BBVA

Changes limits when you want

You can set limits to avoid overspending at any time or just as a precaution.

Turn your cards off and on

Your cards have a “switch” in the app: activate them and deactivate them whenever you want.

How do I open a BBVA bank account?

If you are not a BBVA customer, you can now become one and include a second account holder in your account.

To allow you to use the world's best banking App (according to the market research company Forrester) and access all its features, we need you to enter your contact details and passwords (email, phone number, DNI and password).

You can now use our video identification system to contact one of our advisers. It's free and your bank account will be open and operative within 5 minutes.

If you prefer, you can also confirm your identity with an account number which you hold in another bank.

Fill in and confirm your personal details (name, surnames, etc.) that coincide with those of your ID documentation (DNI/NIE) as well as those of your domicile for tax purposes (where you are registered).

You can avoid paperwork and traveling by signing the contracts of your new bank with a code we will send you via SMS (free for you). You will receive it on the mobile phone number you provided in step 2. It's that easy.

Open an account

Would you like more information?

BBVA for young people

In BBVA we have more products and services designed for you.

Recommended cards (not customers) Recommended cards (not customers)

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For personal use.

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Direct debit payments and transfers.

For one or more account holders.

Sign up in-branch.

If you don't already have a similar account in Spain.
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Be a BBVA customer.

At BBVA we want to help you with your day-to-day errands.
We are leaders in digital innovation working to make your life that bit easier.
Our approach is based on transparency, clarity and responsibility.

At BBVA we want to help you with your day-to-day errands.
We are leaders in digital innovation working to make your life that bit easier.
Our approach is based on transparency, clarity and responsibility.

Moving Service Moving Service

Moving Service

We help you to switch your bills and deposits to BBVA

And if you prefer, you can request to have your account transferred. We'll take care of everything. Easily and free of charge.

More information

And if you prefer, you can request to have your account transferred. We'll take care of everything. Easily and free of charge.

More information

*Pay no fees at bbva.es, the BBVA app and ATMs on your transfers in euros, Swedish krona or Romanian leu within the European Economic Area (members of the European Union + Iceland, Liechtenstein and Norway). Not including transfers on magnetic media, FMOs (Fund Movement Orders), same-day-value transfers and immediate transfers. For transfers which are not included, accompanying expenses and transfer fees established for these purposes do apply.

** APR: 00.0% calculated if the account requirements are satisfied. APR: -3.31% if you don't meet the requirements (assuming a constant daily balance of €3,000 for one year).

***The APR resulting from the applying the interest payable and the overdraft fee has a legal limit established for "consumers" and cannot exceed 2.5 times the legal interest rate. Any change to the legal interest rate will automatically modify the APR applied to overdrafts.

Ahora Empleados Young Person's Card Open an account

Bizum

My everyday operations

Mobile payment

BBVA Valora

Download the BBVA app