RISK LEVEL
1/6

This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Better control of your expenses and online purchases.

€0
No management or maintenance fees.
€0
no issue or maintenance for debit cards.
If you are under 21 years old, the above fees are waived. If you are between 21 and 29 years old and use your card once a month, the fees are waived.

You will also have

For young people between 18 and 29 years of age.

No fee for debit cash withdrawals

At more than 6,000 BBVA ATMs in Spain

No paycheck or bills

You do not need to have your paycheck or bills paid in to enjoy the benefits.

Online transfers

No fees for your online transfers within the EEA*.

Two account holders

You can also open your BBVA Joven Account with two account holders.

How do I open a BBVA bank account?

If you are not a BBVA customer, you can now become one and include a second account holder in your account.
To allow you to use the world's best banking App (according to the market research company Forrester) and access all its features, we need you to enter your contact details and passwords (email, phone number, DNI and password).

You can now use our video identification system to contact one of our advisers. It's free and your bank account will be open and operative within 5 minutes.

If you prefer, you can also confirm your identity with an account number which you hold in another bank.

 

Fill in and confirm your personal details (name, surnames, etc.) that coincide with those of your ID documentation (DNI/NIE) as well as those of your domicile for tax purposes (where you are registered).
You can avoid paperwork and traveling by signing the contracts of your new bank with a code we will send you via SMS (free for you). You will receive it on the mobile phone number you provided in step 2. It's that easy.

Would you like more information?

Be a BBVA customer.

  • At BBVA we want to help you with your day-to-day errands.
  • We are leaders in digital innovation working to make your life that bit easier.
  • Our approach is based on transparency, clarity and responsibility.
  • At BBVA we want to help you with your day-to-day errands.
  • We are leaders in digital innovation working to make your life that bit easier.
  • Our approach is based on transparency, clarity and responsibility.

*Pay no fees at bbva.es, the BBVA app and ATMs on your transfers in euros, Swedish krona or Romanian leu within the European Economic Area (members of the European Union + Iceland, Liechtenstein and Norway). Not including transfers on magnetic media, FMOs (Fund Movement Orders), same-day-value transfers and immediate transfers. For transfers which are not included, accompanying expenses and transfer fees established for these purposes do apply. 

** APR: 00.0% calculated if the account requirements are satisfied. APR: -3.31% if you don't meet the requirements (assuming a constant daily balance of €3,000 for one year).

***The APR resulting from the applying the interest payable and the overdraft fee has a legal limit established for "consumers" and cannot exceed 2.5 times the legal interest rate. Any change to the legal interest rate will automatically modify the APR applied to overdrafts.

Ahora Empleados Young Person's Card Open an account