Fee-Free Salary Account
No account administration or maintenance fees, 0% NIR 0% APR (calculated assuming a daily positive balance for one year).
Through 1/31/2024
We want to help you keep connected. Therefore, if you are one of the first 3,000 families to become BBVA customers and meet the requirements, you can get your smartphone.
Use this code when opening your account:
Apple ® does not collaborate in this promotion. IPhone SE3 ® is a registered trademark of Apple Inc.
If a minor unforeseen event arises one day (for example, your computer breaks down), you'll be able to request an advance on your paycheck.
Your card's CVV code will change with each online payment, and you'll be able to track purchases with the app.
We'll send you notifications before any activity in your account, so you can plan ahead.
You will be able to open a Second Account without fees to separate and control your day-to-day expenses.
In addition to improving your mortgage's interest rate by 0.5%, we'll support you up to the last repayment.
You will be able to open their own account for them to learn how to manage their money and send them their pocket money via Bizum.
A refurbishment, a trip, a course... You can apply for your loan with a 1% interest rate reduction.
We'll guide you from scratch, so you can choose the best option to put your money to work. You can invest from €30.
No account administration or maintenance fees, 0% NIR 0% APR (calculated assuming a daily positive balance for one year).
Account documentation
It's important for you to know and understand the documents required to open this salary account. You can view them here:
IP Online Account: pre-contractual information document detailing the terms and conditions between BBVA and the account holder.
FID Online Account: information document about the fees applied for using the main services associated with the payment account.
You can view a list of the most typical services for a payment account.
IP Aqua Debit Card: document with the pre-contractual information detailing the conditions of the debit card that includes the account.
Authorized overdraft fees
If you have an overdraft on your account, such as when a bill is due and your balance is insufficient, the following fees will apply:
The APR resulting from the application of borrowing interest and the overdraft fee is legally restricted for "consumers" and cannot be more than 2.5 times higher than the legal interest rate. Any change to the legal interest rate will automatically modify the APR applied to overdrafts.