When is the best time to invest in investment funds?

There is no single answer to this question. In addition to the specific circumstances of each customer's situation, there are circumstances specific to the market. Good advice will help paint a clearer picture. We propose the personalized guidance provided by BBVA.

What is the expected yield of an investment fund?

Nobody has a crystal ball, but to compare investment funds you can use the BBVA simulator. The simulator takes into account factors such as the risk level you select, how long you're planning to invest the money, your initial contribution and how much you will pay in over time. Try changing the variables to see different results. And remember that the results will only be a simulation based on the past returns of the funds.

When I sign up at the end of the process, what am I agreeing to?

Once everything is ready to open your investment fund, it's time to accept the contract and recommendation. Remember that you can always count on us to answer any questions you may have.

If I subscribe to one fund and then find another that interests me more, what should I do?

Yes, of course. Feel free to transfer your money between funds, as there are no tax costs or fees associated with the process. This is also useful if you subscribe a mutual fund and for whatever reason you think you have not chosen the right one.

I have no experience with investment funds. Are they a safe option?

You should consider the risk as one more factor in your decisions, but don't worry if you're inexperienced. At BBVA, we know that each customer has their own needs, which is why we have prepared a personalized guide to advise customers choosing an investment fund.

How can I monitor my investment?

Whenever you want, you can log into the BBVA app or website to check the status of your investment. There you will also find the datasheet and key information on your fund. We will also send you updates on a regular basis.

What if I make the wrong decision when investing in a fund?

Your money is not locked away. You can take it out of the fund whenever you want. Remember that the more you know about investment funds, the more confident you will be in your decision-making. And that you can always count on our support.

Shareholders in an investment fund are only taxed when these shares are redeemed. A positive or negative yield is generated at this time that, for tax purposes, is regarded as a capital gain or loss, and as such is added to the savings tax base on your tax return. However, one of the major tax advantages of investment funds is that transfers between funds are tax exempt. In other words, if you move your investment from one fund to another, you do not have to pay any tax on the earnings obtained up until that date (referred to as unrealized gains).

BBVA Invest. Investment and advisory services

We help you in your search for mutual funds

Answer a few simple questions and in less than 3 minutes we will propose one or more funds.

Receive free advice with no commitment to contract
You can invest from €30
Your money will be available at any time, at market prices

We'll offer an investment product to help you achieve your goal.

With BBVA Invest, we provide you with a variety of investment options completely free of charge and without any obligation.

Do you want to find out more?

Opening an investment fund is a good solution to get returns on money you have and are not using. With it, you will be guaranteed professional and simple management, and a diversified investment.

We help you in your search for mutual funds

Receive free advice with no commitment to contract

You can invest from €30

Your money will be available at any time, at market prices