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      MM/DD/YYYY

      BBVA Más Salud Passport Insurance for foreigners

      Your health, cared for and covered in Spain

      • With the experience of Sanitas for foreign residents in Spain with a passport, and students.
      • With the services of BBVA, the benefits of Sanitas, and copayment or no copayment options.
      Get price

      Why BBVA and Sanitas?

      • All Sanitas

        You'll have access to more than 58,000 professionals and more than 4,500 medical centers throughout Spain.
      • Less waiting

        Shorter waiting times, with priority access to the medical care of your choice.
      • Whatever happens

        Including surgeries, hospitalization, pregnancy follow-up, physiotherapy and rehabilitation.
      • Home healthcare

        Enjoy home delivery of medications, lab tests, online prescriptions, and reimbursement for medications.

      What does BBVA health insurance for foreigners include?


      • Medical coverage
      • Optional coverage
      • Digital medicine

      Medical coverage

      • We're by your side when it matters most:

        • Surgery and hospitalization.
        • Pregnancy and childbirth follow-up.
        • Therapeutic treatments: treatments, physiotherapy, rehabilitation, CT scans, radiotherapy, X-rays...
        • Ambulance.
        • Second medical opinion.
        • Emergency care abroad up to €12,000 and repatriation in case of death.

         

        And whenever you need it, with this health insurance for foreign residents:

        • Primary medicine and specialties: gynecology, pediatrics, cardiology...
        • Diagnostic tests: x-rays, ultrasounds, MRIs, etc.
        • Basic dental coverage: treatments, cleanings and extractions.
        • Podiatry, psychology and speech therapy with 12, 15 and 80 sessions a year.
        • Medical consultations and 24-hour emergency hotline.

      Optional coverage

      • Access additional coverage to make your health insurance for foreign residents even more complete:

        • Access to the prestigious Clínica Universidad de Navarra.
        • Assistance in the United States.
        • Students supplement: for young people between 10 and 35 years of age who are going to study abroad.
        • Pediatrics and gynecology reimbursement outside the medical network with a maximum of €10,000 per insured person per year and a limit of €100/consultation.
        • Eye care: reimbursement of 50% of eyewear expenses, up to €600 per insured person per year.
        • Top dental coverage, with over 50 services included.
        • Accidents: compensation for permanent disability or death due to an accident.
        • Traffic and occupational accidents.
        • Family assistance in the event of unforeseen health situations: care services for the elderly, children, and disabled people, as well as help with household chores, delivering medication, and pet care.
        • Home pharmacy and services: pharmacy reimbursement of 50% up to €300 per insured person, per year, 6 deliveries of medication per insured person, per year, 2 home test kits per insured person, per year, and 6 home physio sessions per insured person, per year.
        • Reimbursement Services.

      Digital medicine

      • Enjoy digital health services through the Sanitas app:

        • Video consultations for 24/7 emergencies, nursing and pediatrics. Also video consultations with over 3,100 specialists.
        • Digital health with personal training, psychology, nutrition, quit smoking programs...
        • Digital physiotherapy to prevent future injuries and treat symptoms.
        • Check your health: a general check-up for preventive care.
        • Take care of your mental health: service to manage mental health and emotional well-being.

      Pay depending on how often you visit the doctor

      • Esencial with copayment

        If you almost never go to the doctor.

        • The most cost-effective option.
        • There is a minimum monthly fee, and an additional amount for each visit.

        See co-payments

      • No copayment

        If you go to the doctor regularly.

        • This insurance covers all your doctor visits during your time in Spain.
        • You will not have any additional payments for visits to your doctor.

      Download the documentation on your health insurance for foreigners

      • Document without copayment
      • Essential with copayment document

      Still have questions?

      • You must be under 75 years of age at the time of purchase and be a foreign national intending to reside in Spain with a passport.
      • Depending on your situation, you might need to answer a few questions, do a medical survey or have a medical check up.

      • Purchase it wherever is easiest for you: through your adviser, at a branch or 100% online from the BBVA app.

      After taking out the insurance, you will have to wait before requesting certain services; in other words, you will have a waiting period for:

      • Outpatient surgical operations: 3 months.
      • High-technology diagnostic tests: 6 months.
      • Psychology: 6 months.
      • Childbirth or Cesarean section: 8 months.
      • Fallopian tube tying or vasectomy: 10 months.
      • Complex therapeutic methods: 10 months.
      • Non-outpatient surgical procedures and hospitalization: 10 months

      In health insurance policies, copayment means paying a sum of money whenever a service included in the policy is used, depending on the type of visit to the doctor required. The No Copayment option has copayments and the Essential with copayment option includes the following copayments:
      Services a year Cost per service
      Services a year
      From 0 to 34
      Cost per service
      €4
      Services a year
      From 4 to 10
      Cost per service
      €7
      Services a year
      From 11 to 15
      Cost per service
      €10
      Services a year
      Over 15
      Cost per service
      €15
      Other services with co-payment Cost per service
      Other services with co-payment
      10 physiotherapy sessions
      Cost per service
      €20
      Other services with co-payment
      15 ventilotherapy sessions
      Cost per service
      €20
      Other services with co-payment
      30 days of oxygen therapy
      Cost per service
      €20
      Other services with co-payment
      30 days of BiPAP and CPAP
      Cost per service
      €20
      Other services with co-payment
      15 days of air spray
      Cost per service
      €20
      Other services with co-payment
      Diagnostic tests and therapeutic methods
      Cost per service
      €12
      Other services with co-payment
      Emergencies
      Cost per service
      €8
      Other services with co-payment
      Dental
      Cost per service
      €3

      No matter what happens, there will always be someone you can count on: if you need to manage your medical appointments, you'll have the Sanitas app for your daily needs, and if you need to review your policy, you can count on BBVA from the app or through your adviser.

      There is no maximum age to end the insurance; you decide how long you want to keep it.

      Product 50% underwritten by BBVASEGUROS, S.A. de Seguros y Reaseguros and SANITAS, S.A. de Seguros. 

      BBVA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADO, S.A. listed in the Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under code OV-0060. Has an approved public liability insurance policy.

      BBVA Más Salud Passport Insurance

      Get price

      Manage your policies in the Insurance Space

      Check your insurance information on the BBVA app and get exclusive offers designed for you.
      Find out more

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      Become a BBVA customer to take out your insurance

      You can take out insurance by first opening a fee-free online account and an Aqua Debit Card for €0.
      Become a customer
      BBVA Más Salud Passport Insurance
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      1. Insurance
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      3. Medical insurance for foreign nationals living in Spain
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