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      ADVERTISING
      MM/DD/YYYY

      BBVA Salud Contigo Insurance

      An ally for your health for €38.40 a month

      • A fixed price with 6 co-payments included per year, with the medical expertise of Sanitas and the services of BBVA.
      • Pay in 12 months at no extra cost and save up to 15% by bundling your insurance policies with BBVA Plan EstarSeguro.
      How to apply

      Why BBVA and Sanitas?

      • All Sanitas

        You'll have access to more than 58,000 professionals and more than 4,500 medical centers throughout Spain.
      • No questionnaires

        No health questions and a fixed price, if you're under 75 years old at the time of purchase.
      • With medical care

        Access to general medicine, specialists, nursing, diagnostic tests and dental coverage.
      • Home healthcare

        Enjoy home delivery of medications, lab tests, online prescriptions, and reimbursement for medications.

      What does BBVA health insurance include?


      • Medical coverage
      • Optional coverage
      • Digital medicine

      Medical coverage

      • Home delivery services:

        • 6 home deliveries of medication a year per insured person.
        • 2 home blood tests a year per insured person.
        • Online prescriptions and tests: get your prescriptions and request medical tests instantly, online.

        We are by your side whenever you need us:

        • Primary medicine and specialties: gynecology, pediatrics, cardiology...
        • Diagnostic tests: x-rays, ultrasounds, MRIs, etc.
        • Simple therapeutic treatments: treatments, injections, rehabilitation, etc.
        • Basic dental coverage: treatments, cleanings and extractions.
        • Podiatry, psychology and speech therapy with 12, 15 and 80 sessions a year.
        • Medical consultations and 24-hour emergency hotline.
        • 50% reimbursement on medications, up to €200 a year per insured person.

        You will have 6 free medical visits each year. You will pay starting from the seventh one.

        See co-payments

      Optional coverage

      • Access additional coverage to make your health insurance even more complete:

        • Students supplement: for young people between 10 and 35 years of age who are going to study abroad.
        • Pediatrics and gynecology reimbursement outside the medical network with a maximum of €10,000 per insured person per year and a limit of €100/consultation.
        • Eye care: reimbursement of 50% of eyewear expenses, up to €600 per insured person per year.
        • Top dental coverage, with over 50 services included.
        • Accidents: compensation for permanent disability or death due to an accident.
        • Family assistance in the event of unforeseen health situations: care services for the elderly, children, and disabled people, as well as help with household chores, delivering medication, and pet care.
        • 6 physiotherapy sessions a year per insured person.

      Digital medicine

      • Enjoy digital health services through the Sanitas app:

        • Video consultations for 24/7 emergencies, nursing and pediatrics. Also video consultations with over 3,100 specialists.
        • Digital health with personal training, psychology, nutrition, quit smoking programs...
        • Digital physiotherapy to prevent future injuries and treat symptoms.
        • Check your health: a general check-up for preventive care.
        • Take care of your mental health: service to manage mental health and emotional well-being.
      Illustration of the BBVA Plan EstarSeguro

      Save on your insurance and pay monthly

      BBVA Plan EstarSeguro is a free card with no fees. You can bundle your BBVA insurance policies into a single bill, split the payment over 12 months at no added cost and save up to 15%. The more policies you bundle together, the more you save.
      Find out more

      Download your health insurance documentation

      This way you'll know in detail what your health insurance covers and doesn’t cover, the conditions you need to meet, and what to do if you decide not to renew.
      Download documentation

      Still have questions?

      • You must be under 75 when you take out the insurance.
      • No health questionnaire is required, and there is no maximum age to end the insurance.
      • The insurance policy will have a fixed price of €38.40 per month (€49.92 in Ibiza).

      Purchase it wherever is easiest for you: through your adviser, at a branch or 100% online from the BBVA app.

      Yes, this insurance policy has no waiting periods. All the services will be available once you take out the policy.

      You only have to wait 9 months before you're covered for complex diagnostic tests.

      In health insurance policies, copayment means paying a sum of money whenever a service included in the policy is used, depending on the type of visit to the doctor required.

      This health insurance has co-payments. This means that, with a fixed insurance price of €38.40 per month (€49.92 in Ibiza), you will pay an additional amount for each service you use. Note that the first six services of each year are free:

      Services a year Cost per service
      Services a year
      From 0 to 6
      Cost per service
      €0
      Services a year
      From 7 to 10
      Cost per service
      €4
      Services a year
      From 11 to 15
      Cost per service
      €7
      Services a year
      Over 15
      Cost per service
      €10
      Other services with co-payment Cost per service
      Other services with co-payment
      10 physiotherapy sessions
      Cost per service
      €20
      Other services with co-payment
      15 ventilotherapy sessions
      Cost per service
      €20
      Other services with co-payment
      30 days of oxygen therapy
      Cost per service
      €20
      Other services with co-payment
      30 days of BiPAP and CPAP
      Cost per service
      €20
      Other services with co-payment
      15 days of air spray
      Cost per service
      €20
      Other services with co-payment
      Diagnostic tests and therapeutic methods
      Cost per service
      €12
      Other services with co-payment
      Emergencies
      Cost per service
      €8

      No matter what happens, there will always be someone you can count on: if you need to manage your medical appointments, you'll have the Sanitas app for your daily needs, and if you need to review your policy, you can count on BBVA from the app or through your adviser.

      There is no maximum age to end the insurance; you decide how long you want to keep it.

      Product underwritten by BBVA ALLIANZ SEGUROS Y REASEGUROS S.A.

       

      BBVA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADO, S.A. listed in the Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under code OV-0060. Has an approved public liability insurance policy.

      Want to know more about BBVA Salud Contigo?

      Contact your adviser for more information or visit our branches. You can also access your BBVA app and apply 100% online.

      Get price

      Manage your policies in the Insurance Space

      Check your insurance information on the BBVA app and get exclusive offers designed for you.
      Find out more

      Do you need another type of health insurance?

      • Promotion

        BBVA Más Salud Insurance

        Get complete medical care with access to the Sanitas medical network. Includes hospitalization and surgical procedures. Medical insurance with custom coverage depending on your needs.

        If you purchase it before February 1, 2026, you will receive a gift of physiotherapy and free home services (analysis and medication delivery) and a 50% reimbursement on medications up to €200/year. 

        Calculate price
        More information
      • BBVA Salud Senior Health Insurance

        BBVA health insurance for people over 76 years of age. With outpatient health care, home care during unforeseen events and access to Sanitas day care centers. 
        How to apply
        More information
      • Family with children

        BBVA Más Salud Passport Insurance

        If you are a foreign national residing in Spain, get complete medical care with access to the Sanitas medical network. Includes hospitalization and surgical procedures. Also valid for students and tourists.
        Calculate price
        More information

      Become a BBVA customer to take out your insurance

      You can take out insurance by first opening a fee-free online account and an Aqua Debit Card for €0.
      Become a customer
      BBVA Salud Contigo Insurance
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