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      BBVA Salud Senior Health Insurance

      Medical coverage from the age of 76

      • Take care of your health at every stage of your life with insurance with copayments and Sanitas medical expertise.
      • Pay over 12 months at no cost and save up to 15% by grouping your insurance policies together with BBVA Plan EstarSeguro.
      How to apply

      We support you at every moment

      • With the help of Sanitas

        Access to more than 58,000 professionals and more than 4,500 medical centers throughout Spain.
      • Medical care

        Access to general medicine, specialists, nursing, diagnostic tests, or dental coverage.
      • Home care

        In the event of unforeseen situations, we provide home assistance and personal care.
      • Day centers

        Sanitas residences and day centers offer advice, socializing, and assistance.

      Your doctor nearby, whenever you need them

      • Primary medicine and specialties: gynecology, cardiology...
      • Diagnostic tests: x-rays, ultrasounds, MRIs, etc.
      • Simple therapeutic treatments: treatments, injections, rehabilitation, etc.
      • Basic dental coverage: treatments, cleanings and extractions.
      • Podiatry, psychology and speech therapy with 12, 15 and 80 sessions a year.
      • Medical consultations and 24-hour emergency hotline.
      • 50% reimbursement on medications, up to €200 a year per insured person.
      • 6 deliveries of medication a year per insured person and 2 home test kits a year per insured person.

      You will pay an additional amount for each visit, the first 6 each year are free.

      See co-payments

      We are by your side when unforeseen events occur

      We help you in your daily life during a hospital stay or illness at home:
      • Assistance with household chores, personal care and pet care.
      • Relocation of family members to care for insured persons.
      • Support during hospitalization or at medical appointments.
      • Home services: hairdressing, podiatry, nursing and physiotherapy at home.
      How to apply

      Residences and day centers for the elderly

      Access to Sanitas residences with a €100 discount per month and Sanitas day centers with a €50 discount.
      • Advice

        To give you a better understanding of your health and the option to obtain government aid.
      • Socializing

        With activities that foster relationships through professionals, parties, and organized excursions.
      • Support

        Includes rehabilitation sessions, exercise or preventive physiotherapy.

      Digital medicine from anywhere

      Enjoy digital health services through the Sanitas App.
      • Video consultations for 24/7 emergencies, nursing and pediatrics. Also video consultations with over 3,100 specialists.
      • Digital health with personal training, psychology, nutrition, quit smoking programs...
      • Digital physiotherapy to prevent future injuries and treat symptoms.
      • Check your health: a general check-up for preventive care.
      • Take care of your mental health: service to manage mental health and emotional well-being.
      How to apply
      Illustration of the BBVA Plan EstarSeguro

      Save on your insurance and pay monthly

      BBVA Plan EstarSeguro is a free card with no fees. You can bundle your BBVA insurance policies into a single bill, split the payment over 12 months at no added cost and save up to 15%. The more policies you bundle together, the more you save.
      Find out more

      You can download the Salud Senior insurance documentation

      You will be able to find out what your Salud Senior insurance does and does not cover, what conditions you have to fulfil or what to do if you decide not to renew.
      Download documentation

      Still have questions?

      • The insured person must be at least 76 years old and no more than 85 years old at the time of taking out the policy.
      • You will be required to complete a brief medical questionnaire beforehand.

      Yes, this insurance policy has no waiting periods. All the services will be available once you take out the policy.


      You only have to wait 9 months before you're covered for complex diagnostic tests.

      Yes, the following additional optional coverage may be purchased:

      • Dental coverage: to access even more comprehensive coverage, with more than 65 dental services and discounts of up to 40% off market prices.
      • Home pharmacy and services: includes pharmacy reimbursement (50% up to €300 a year per insured person), delivery of medication (6 times a year per insured person), home test kits (2 times a year per insured person) and home physio (6 times a year per insured person).

       

      This is the time between taking out the insurance policy and when certain assistance services or coverage can be requested.

      Yes, this insurance has copayments.


      In health insurance policies, copayment means paying a sum of money whenever a service included in the policy is used, depending on the type of visit to the doctor required. 


      See co-payments

      There is not a maximum age to terminate the insurance.

      Product underwritten by BBVA ALLIANZ SEGUROS Y REASEGUROS S.A.

       

      BBVA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADO, S.A. listed in the Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under code OV-0060. Has an approved public liability insurance policy.

      Find out​ the price of your insurance with BBVA

      Contact your adviser for more information or visit our branches.

      How to apply

      Manage your policies in the Insurance Space

      Check your insurance information on the BBVA app and get exclusive offers designed for you.
      Find out more

      Do you need another type of health insurance?

      • BBVA Más Salud Insurance

        Get complete medical care with access to the Sanitas medical network. Includes hospitalization and surgical procedures. Medical insurance with custom coverage depending on your needs.
        Calculate price
        More information
      • Father on video call to pediatrician

        BBVA Salud Contigo Insurance

        Get outpatient medical care with access to the Sanitas medical network. Includes video consultation service with specialists and 24/7 emergencies in general medicine and pediatric care.

        Monthly cost of €38.40, with no medical questionnaire.

        Calculate price
        More information
      • Health Insurance for Self-Employed Workers

        Comprehensive insurance policy for medical and hospital care, including surgery. With the Sanitas pool of doctors, with over 58,000 specialists and 4,500 medical centers at your disposal.

         

        Calculate price
        More information

      Become a BBVA customer to take out your insurance

      You can take out insurance by first opening a fee-free online account and an Aqua Debit Card for €0.
      Become a customer
      BBVA Salud Senior Health Insurance
      How to apply
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      3. BBVA Salud Senior Health Insurance
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