BBVA Salud Senior Health Insurance

From the age of 76, you've earned insurance like this

  • A specific insurance policy for this stage of life, with 6 free co-payments per year and the experience of Sanitas.
  • Pay over 12 months at no cost and save up to 15% by grouping your insurance policies together with BBVA Plan EstarSeguro.

Always by your side

  • All Sanitas

    You'll have access to more than 58,000 professionals and more than 4,500 medical centers throughout Spain.

  • Medical care

    Access to general medicine, specialists, nursing, diagnostic tests and dental coverage.

  • Home care

    In the event of unforeseen situations, we provide home assistance and personal care.

  • Day centers

    Sanitas residences and day centers offer advice, socializing, and assistance.

What does BBVA health insurance include?

  • Home delivery services:

    • 6 home deliveries of medication a year per insured person.
    • 2 home blood tests a year per insured person.

    We are by your side whenever you need us:

    • Primary medicine and specialties: gynecology, pediatrics, cardiology...
    • Diagnostic tests: x-rays, ultrasounds, MRIs, etc.
    • Simple therapeutic treatments: treatments, injections, rehabilitation, etc.
    • Basic dental coverage: treatments, cleanings and extractions.
    • Podiatry, psychology and speech therapy with 12, 15 and 80 sessions a year.
    • Medical consultations and 24-hour emergency hotline.
    • 50% reimbursement on medications, up to €200 a year per insured person.

    You will have 6 free medical visits each year. You will pay starting from the seventh one.

    See co-payments

  • We help you in your daily life during a hospital stay or illness at home:

    • Assistance with household chores, personal care and pet care.
    • Relocation of family members to care for insured persons.
    • Support during hospitalization or at medical appointments.
    • Home services: hairdressing, podiatry, nursing and physiotherapy at home.

  • Enjoy digital health services through the Sanitas app:

    • Video consultations for 24/7 emergencies, nursing and pediatrics. Also video consultations with over 3,100 specialists.
    • Digital health with personal training, psychology, nutrition, quit smoking programs...
    • Digital physiotherapy to prevent future injuries and treat symptoms.
    • Check your health: a general check-up for preventive care.
    • Take care of your mental health: service to manage mental health and emotional well-being.

Always in good company

Access to Sanitas residences with a €100 discount per month and Sanitas day centers with a €50 discount.
  • To give you a better understanding of your health and the option to obtain government aid.
  • With activities that foster relationships through professionals, parties, and organized excursions.
  • Includes rehabilitation sessions, exercise or preventive physiotherapy.

Save on your insurance and pay monthly

BBVA Plan EstarSeguro is a free card with no fees. You can bundle your BBVA insurance policies into a single bill, split the payment over 12 months at no added cost and save up to 15%. The more policies you bundle together, the more you save.

You can download the Salud Senior insurance documentation

This way you'll know in detail what your health insurance covers and doesn’t cover, the conditions you need to meet, and what to do if you decide not to renew.

Still have questions?

Find out​ the price of your insurance with BBVA

Contact your adviser for more information or visit our branches.

Manage your policies in the Insurance Space

Check your insurance information on the BBVA app and get exclusive offers designed for you.

Do you need another type of health insurance?

  • Get complete medical care with access to the Sanitas medical network. Includes hospitalization and surgical procedures. Medical insurance with custom coverage depending on your needs.

    If you purchase it before February 1, 2026, you will receive a gift of physiotherapy and free home services (analysis and medication delivery) and a 50% reimbursement on medications up to €200/year. 

  • Get outpatient medical care with access to the Sanitas medical network. Includes video consultation service with specialists and 24/7 emergencies in general medicine and pediatric care.


    Monthly cost of €38.40 (see terms and conditions for Ibiza), with no medical questionnaire.

  • Comprehensive insurance policy for medical and hospital care, including surgery. With the Sanitas pool of doctors, with over 58,000 specialists and 4,500 medical centers at your disposal.

    If you purchase it before February 1, 2026, you will receive a gift of physiotherapy and free home services (analysis and medication delivery) and a 50% reimbursement on medications up to €200/year. 

Become a BBVA customer to take out your insurance

You can take out insurance by first opening a fee-free online account and an Aqua Debit Card for €0.
BBVA Salud Senior Health Insurance
How to apply