BBVA Salud Senior health insurance for seniors

Your health insurance for people over 76 years old, for €53.36 a month.

  • A fixed price for people aged 76 to 85, this health insurance for seniors includes 6 free co-payments a year.
  • Pay over 12 months at no cost and save up to 15% by grouping your insurance policies together with BBVA Plan EstarSeguro.

Health insurance designed for every moment

  • All Sanitas

    You'll have access to more than 58,000 professionals and more than 4,500 medical centers throughout Spain.

  • Medical care

    Access to general medicine, specialists, nursing, diagnostic tests and dental coverage.

  • Home care

    In the event of unforeseen situations, we provide home assistance and personal care.

  • Day centers

    Sanitas residences and day centers offer advice, socializing, and assistance.

What coverage does this insurance for seniors offer?

  • Home delivery services:

    • 6 home deliveries of medication a year per insured person.
    • 2 home blood tests a year per insured person.

    We are by your side whenever you need us:

    • Primary medicine and specialties: gynecology, pediatrics, cardiology...
    • Diagnostic tests: x-rays, ultrasounds, MRIs, etc.
    • Simple therapeutic treatments: treatments, injections, rehabilitation, etc.
    • Basic dental coverage: treatments, cleanings and extractions.
    • Podiatry, psychology and speech therapy with 12, 15 and 80 sessions a year.
    • Medical consultations and 24-hour emergency hotline.
    • 50% reimbursement on medications, up to €200 a year per insured person.

    You will have 6 free medical visits each year. You will pay starting from the seventh one.

    See co-payments

  • We help you in your daily life during a hospital stay or illness at home:

    • Assistance with household chores, personal care and pet care.
    • Relocation of family members to care for insured persons.
    • Support during hospitalization or at medical appointments.
    • Home services: hairdressing, podiatry, nursing and physiotherapy at home.

  • Enjoy digital health services through the Sanitas app:

    • Video consultations for 24/7 emergencies, nursing and pediatrics. Also video consultations with over 3,100 specialists.
    • Digital health with personal training, psychology, nutrition, quit smoking programs...
    • Digital physiotherapy to prevent future injuries and treat symptoms.
    • Check your health: a general check-up for preventive care.
    • Take care of your mental health: service to manage mental health and emotional well-being.

Always in good company

This policy provides access to Sanitas residences with a €100 discount per month and to Sanitas day centers with a €50 discount.
  • To give you a better understanding of your health and the option to obtain government aid.
  • With activities that foster relationships through professionals, parties, and organized excursions.
  • Includes rehabilitation sessions, exercise or preventive physiotherapy.

With assistance from BBVA

You can download the Salud Senior insurance documentation

This way you'll know in detail what your health insurance covers and doesn’t cover, the conditions you need to meet, and what to do if you decide not to renew.

Still have questions?

Want to know more about BBVA Salud Senior Insurance?

Contact your adviser for more information or visit our branches.

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Do you need another type of health insurance?

  • Get complete medical care with access to the Sanitas medical network. Includes hospitalization and surgical procedures. Medical insurance with custom coverage depending on your needs.

    Take out a policy by June 1, 2026, and get 50% off for the first three months of the policy.

  • Get outpatient medical care with access to the Sanitas medical network. Includes video consultation service with specialists and 24/7 emergencies in general medicine and pediatric care.


    Monthly cost of €39.86 (see terms and conditions for Ibiza), with no medical questionnaire.

  • Comprehensive insurance policy for medical and hospital care, including surgery. With the Sanitas pool of doctors, with over 58,000 specialists and 4,500 medical centers at your disposal.

    Take out a policy by June 1, 2026, and get 50% off for the first three months of the policy.

BBVA Salud Senior Health Insurance
How to apply