BBVA mortgages: your home is closer than ever

Searching for a home can be time-consuming, but it can also be very exciting. With BBVA, you can track your mortgage application step by step from your cell phone, with your adviser available whenever you need.

We are with you throughout the process

  • Watch where you step

    With BBVA Valora, you can find out the value of the house you like or how much you should pay for it according to the market.

  • Learn every step

    The Step-by-Step Guide to Buying Your Home explains the process, from the search to the loan signing.

  • And let's make your dream come true

    You can talk to your adviser, starting from the moment you submit your application, to progress further or resolve any queries you might have.

Got it? You can choose your mortgage now

No commitment fee and no notary, management or registration fees. And a repayment period of up to 30 years.

Fund 100% with ICO Guarantee Facilities for first-time buyers

If you are under 36 years of age or have dependent children, you can obtain financing up to 100% of the appraised value or the purchase price (the lower of the two) to purchase your primary residence.

When you make your application, you will be able to process it in the app

Follow your mortgage application step by step from your cell phone in Espacio Hipoteca. Whether you are a customer or not, you can:

  • View all stages of your application.
  • Upload documents and speed up any outstanding processes.
  • Talk to your adviser and resolve any doubts you may have.

To log in as a non-customer, you need to create a free username in just two steps.

If you have your mortgage with another bank, let's talk about it

Make a no-obligation switching lender simulation and see what conditions you could improve by bringing your mortgage to BBVA.

And once you have signed, we do not stop there

  • To equip your new home: with discounts of up to 50% on major brands of household appliances and do-it-yourself products.
  • To make your home more efficient: you can get financing to install solar panels or make a sustainable renovation.
  • To boost your finances: with our Financial Health tools, you will be able to better manage your daily expenses and save more easily.

Rankia Award for the Best Fixed-Rate Mortgage of 2025

Rankia Awards 2025