BBVA mortgages

With the BBVA Fixed-Rate Mortgage you will pay the same amount every month for your mortgage repayment, with no surprises. So you will be able to look after those who matter most.

We have the mortgage that is best for you

VARIABLE-RATE mortgage

Without start-up fee

Variable rate from
Euribor +0.89
(Variable APR of 1.577%)

First year: from 1.89% NIR

FIXED-RATE mortgage

Without start-up fee

Fixed rate from
1.75% NIR
(APR 2.581%)

Compare our mortgages with a single simulation and find the most suitable option for finding the house of your dreams

We have the mortgage that is best for you

Fixed rate for switching lenders

Without start-up fee

Fixed rate from
1.75% NIR
(APR 2.39%)

Switch to a variable rate

Without start-up fee

Variable rate from
Euribor +0.89
(Variable APR of 1.461%)

First year from 1.89% NIR

Mortgage switching calculator

Calculate the monthly fee and the savings that switching your mortgage to BBVA will involve.

Calculate the cost of subrogation

Mortgage Simulator

Before you apply for it, calculate the instalment amounts and payment terms for the loan, as well as the expenses associated with the purchase and the mortgage.

Calculate your payment

BBVA Vivienda

Discover our real-estate offer; homes, garages, storage rooms, business premises...

Find your property

Related links

Floor clause information

View information about the procedure for requesting a refund in relation to a floor clause.

More info

Mortgage comparison

Quickly compare the characteristics and requirements before applying for the mortgage for the house of your dreams.

More info

Official interest rates (Banco de España)

Here is the link to the Banco de España web page showing the official interest rates.

More info

Taking out a mortgage loan in Spain

We provide you with the complete guide created by Banco de España on mortgage loans.

More information (PDF)

Precontractual information file (FIPRE)

Information on the BBVA variable mortgage, providing transparency and protection for bank customers.

More information (PDF)

Annex to precontractual information file (FIPRE)

Additional text on the pre-contractual information file (FIPRE). Consumer law of Catalonia.

More information (PDF)

Precontractual information file (FIPRE)

Information on the BBVA fixed-rate mortgage, providing transparency and protection for bank customers.

More information (PDF)

Law 3/2016 Andalusia

Documents and information on the List of Documentation for Mandatory Submittal.

More info