Real-Estate Credit Act (LCI) - Drafts
Mortgage loans to individuals
Fixed-rate mortgage
- THP0134 - Mortgage Loan. No Grace Period. Fixed Interest
- THP0757 - Refinancing Mortgage. With Grace Period. Fixed Interest
Other mortgages
- THP0160 - Self-build mortgage.
- THP0165 - Mortgage Loan without Euribor Rate Grace Period
- THP0166 - Mortgage Loan with Grace Period Euribor Rate
MUFACE Mortgages 2020 Agreement
- THP0714 - MUFACE Variable-rate Mortgage (2020 Agreement)
- THP0711 - MUFACE Variable-rate Autopromotor Mortgage (2020 Agreement)
- THP0712 - MUFACE Fixed-Rate Mortgage (2020 Agreement)
- THP0713 - MUFACE Fixed-rate Autopromotor Mortgage (2020 Agreement)
2018 Mortgages
Mortgage 2026
Mortgage novation for private citizens
Novation to Mortgage, Solution, Arrears Redemption
- THP0391 - Novation to Mortgage Grace Period Solution
- THP0404 - Novation to Solución Mortgage without Grace Period
- THP0417 - Novation to Var Res Mortgage Mor Var Ref Grac
- THP0418 - Novation to Var Mortgage Res Mo Var Ref without Grac
Novation to other
- THP0047 - Novation Act 2/94. Variable Interest. Margin Variation. Term extension and capital increase
- THP0048 - Novation Law 2/94. From fixed to variable interest. Capital increase
- THP0049 - Novation Law 2/94. From fixed to variable interest. With/Without capital increase
- THP0050 - Novation Law 2/94. From variable to fixed interest. Capital increase
- THP0384 - Novation Law 2-94. From fixed to variable interest. Reduce initial fixed-rate period
- THP0408 - Novation Law 2-94. Modification of fixed interest Capital increase and term
- THP0626 - Novation Law 2-94. Change to variable interest. Term extension
- THP0627F - Novation Law 2-94. Capital increase. FIXED INTEREST RATE ONLY
- THP0627V - Novation Law 2-94. Capital increase. VARIABLE INTEREST RATE ONLY
- THP0628F - Novation Law 2-94 Only term extension - Unsubsidized or VPO, FIXED-RATE ONLY
- THP0628V - Novation Law 2-94 Only term extension - Unsubsidized or VPO, VARIABLE-RATE ONLY
2018 Mortgage Novation
- THP0690 - NOVATION TO DISCOUNTED MORTGAGE 2018
- THP0691 - NOVATION TO DISCOUNTED FIXED-RATE MORTGAGE 2018
Muface 2020 Agreement Novations
- THP0719 MUFACE VARIABLE NOVATION (2020 Agreement)
- THP0720 - MUFACE FIXED-RATE NOVATION (2020 Agreement)
Open loans novation
"A" Novations
- THP0700_10.1.1 - Novación Préstamo Hipotecario_A0626
- THP0701_10.1.2 - Novación Crédito Hipotecario_A0619
Mortgage Subrogation to individuals
Sundry subrogations
- THP0104 - Switching Lender Act 2-94 Fixed-Variable at Euribor WITH debt certification
- THP0681 - Switching lenders Law 2/94 at fixed rate with debt certificate
Subrogation of a subsidized mortgage
- THP0686 - SWITCHING LENDER WITH DEBT CERTIFICATION 2018
- THP0688-SUBROGATION LAW 2/94 FROM FIXED/VARIABLE RATE TO FIXED RATE WITH DEBT CERTIFICATION
- THP0777 - SWITCHING LENDERS WITH DEBT CERTIFICATE. FIXED TYPE. DISCOUNTED 2026.
Switch Lenders Muface Mortgages
- THP0715 - Switch Lenders Variable-Rate Mortgage (Agreement 2020)
- THP0716 - Switch Lenders Fixed-Rate Mortgage (Agreement 2020)
Consumer Loans LCI
Mortgage financing for companies - self-employed workers
Company mortgage loans/financing
Loans with mortgage guarantee
- THP0721 - LCI business loan with mortgage guarantee. PJ and PAES. Linear repayment. Variable rate. With/Without Grace Period
- THP0723 - LCI business loan with mortgage guarantee. PJ and PAES. Linear repayment. FIXED rate. With/Without Grace Period
- THP0730 - LCI business loan with fixed-rate, PJ PAES mortgage guarantee. French System or Final Payment With no Grace Period
- THP0731 - LCI business loan with variable-rate, PJ PAES mortgage guarantee. French System or Final Payment With no Grace Period
Mortgage loans for self-build companies
- THP0154-PJ - Mortgage Loan for Companies - Self-build. Index: EURIBOR
- THP0246-PJ - Fixed-rate Fácil Mortgage Loan Business-Self-build
Variable-rate mortgage companies mortgage
- THP0171-PJ - Mortgage for Businesses Euribor Index with no Grace Period
- THP0178-PJ - Mortgage for Businesses Euribor Index with Grace Period
- THP0222-PJ - Easy Business Mortgage Loan
- THP0240-PJ - Easy Business Mortgage Loan
Fixed company mortgage loan
- THP0245.PJ - Fixed-Rate Business Mortgage without Grace Period
- THP0260 PJ Fixed-Rate Business Mortgage Loan with Grace Period
Self-employed workers mortgage loans/financing
Self-employed companies self-build
- THP0154 - Mortgage for Businesses-Self-build Loan EURiBOR index
- THP0246 - Fixed-Rate Mortgage Loan Self-Employed Self-build
Freelance companies variable
- THP0171 - Mortgage Loan Self-employed Euribor Rate without Grace Period
- THP0178 - Mortgage Loan Self-employed Euribor Rate with Grace Period
- THP0222 - Fácil Mortgage Loan Self-employed. Final Payment. No Grace Period
- THP0240 - Fácil Mortgage Loan Self-employed. Final Payment. With Grace Period
Self-employed companies fixed
- THP0245 - Mortgage Loan Self-employed. Fixed Interest. No grace period
- THP0260 - Mortgage Loan Self-employed. Fixed Interest. With grace period
Mortgage subrogation
Creditor subrogation – mortgage loans to companies
Creditor subrogation – mortgage loans for self-employed workers and companies
- THP0356 - Subrogation to Self-employed Workers/PJ with Debt Certificate, With Grace Period, No Final Payment.
- THP0357 - Switching lender to Self-employed Workers Mortgage/PJ With Debt Certificate, No Grace Period, No Final Payment.
Mortgage novation to individuals
Business Mortgage loan novation
- THP0351 - Business Mortgage Novation. Variable Rate. French System
- THP0352 - Business Mortgage Novation. Variable Rate. Final Payment
- THP0366 - Novation Business Mortgage. Fixed rate
- THP0399 - Novation Negocios Solución Mortgage
- THP0754 - Novation Negocios Fixed-Rate Mortgage for the Redemption of Non-Performing Assets/Refinancing With/Without Grace Period
Developer Loan
ICO guarantees
- THP0762 - Mortgage Loan. No Grace Period. Index: EURIBOR
- THP0776 - Mortgage Loan. No Grace Period. Fixed Rate.
Novations ICO Housing 2024
- THP0763 - Novation to ICO Housing mortgage 2024. Fixed Rate.
- THP0764 - Novation to ICO Housing mortgage 2024. Variable Rate.
Novation Termination
2026 Mortgage Novation
B specific LCI (Real-Estate Credit Act) contracts personal guarantee
Companies entrepreneurs contracts companies personal guarantee
- TPC0001 POLICY FOR FIXED-RATE BUSINESS LOAN WITH A PERSONAL GUARANTEE
- TPC0002 - POLICY FOR VARIABLE RATE BUSINESS LOAN WITH A PERSONAL GUARANTEE
- TPC0003 POLICY FOR BUSINESS LOAN WITH A PERSONAL GUARANTEE. WITH/WITHOUT GRACE PERIOD. EARLY/EXPIRED SETTLEMENT. FIXED INTEREST. LINEAR/INCREASING/DECREASING REPAYMENT
- TPC0004 POLICY FOR BUSINESS LOAN WITH A PERSONAL GUARANTEE. LINEAR/INCREASING/DECREASING REPAYMENT. VARIABLE INTEREST. WITH/WITHOUT GRACE PERIOD