Information on mortgage processing costs

The period for requesting the reimbursement of expenses resulting from an abusive clause, as per the Court of Justice of the European Union, must be calculated from the time the person concerned becomes aware of the abusive nature of the clause in question.

In relation to the BBVA expenses clause, it was declared abusive by the Supreme Court in a ruling dated December 23, 2015. The ruling was published on January 21, 2016, becoming known from that date, appearing in all types of publications, communications, advertising and news stories. Thus, the abusive nature of the clause should have been apparent in January 2016.

Since the period for requesting a refund of the amount is, as per the current law, five years, the deadline for requesting this refund has long since expired.