Renfe Dorada Card

Renfe Dorada Card

The credit card for people over 60 with discounts at Renfe.

  • Up to 40% discount on Renfe train tickets.
  • Accident insurance.
  • More than 6,000 BBVA ATMs at your disposal.

Decide how to organize your spending every month

  • The Dorada Renfe Card lets you pay and withdraw cash as long as you don't go over the credit limit set by the bank. Choose how you want to pay the money back:

    • Paying for your purchases on the 21st of the settlement month or on the 5th of the following month.
    • Paying a fixed amount (with interest).
    • Personalizing the payment over 3 to 6 months (with no interest and a deferred payment processing fee based on the deferred amount and period) and over 7 to 36 months (with interest).

    View the process and examples

You have access to more than 6,000 ATMs throughout Spain.

Main advantages

  • The Dorada Renfe Card lets you save on train tickets:

    • Up to 40% discount on AVE and Long Distance, Avant, Conventional Medium Distance and commuter train.
    • Up to 50% discount on Feve.

    See the Renfe website for more information.

    And, you'll feel more protected when you travel:

    • Accident insurance of up to €310,000.

With the advantages of being with BBVA

  • The Dorada Renfe Card also offers the following additional benefits:

    • Set your own limits

    You can set up limits for using your card to give you better control over your expenses by setting a daily ATM cash withdrawal limit or placing limits on your purchases at physical or online stores.

    • Receive notifications right away

    Any time you pay with your Dorada Renfe Card or withdraw money at an ATM, we'll send you a notification through the BBVA app so you can review your daily expenses and make sure it's you who is using the card.

    • Activate or deactivate the Dorada Renfe Card whenever you want

    If you ever need to, you will be able to temporarily block your card, or cancel it completely, by simply going into the BBVA app or at

    • Security at ATMs

    If you're robbed at an ATM, the insurance on the Dorada Renfe Card will cover up to €600 per event, up to a maximum of €1,200 per card per year.

    See conditions

Add the card to your smartphone from the BBVA app and pay directly with your phone.

Would you like more information?

Be a BBVA customer.

  • We have a network of 6,000 ATMs in Spain that are always available for you.
  • We are leaders in digital innovation working to make your life that bit easier.
  • Our approach is based on transparency, clarity and responsibility.

Your bank on your smartphone with the BBVA app

Renfe Dorada Card Apply