Repsol más Platinum Visa card

No, since you can direct debit the payments in an account with a different bank.

The granting of the card is subject to approval by BBVA.

The first year does not have annual credit card issuance and maintenance fee. From the second, this fee is €90 (€45 for additional cards).

A fee will be charged for cash withdrawals on credit at ATMs in the following cases:

• ATMs of the BBVA group in Spain: 4% (€4 minimum)
• ATMs of banks other than the BBVA Group in Spain: for cash withdrawals in euros on credit by card at ATMs belonging to banks that are not part of the BBVA Group in Spain, BBVA will charge the same amount as the fee it is charged by the bank that owns the ATM. This amount will be provided by the bank that owns the ATM before the cash withdrawal. Likewise, BBVA will charge the fee for cash withdrawals on credit stipulated for BBVA Group ATMs in Spain. This fee is in addition to the fee charged by BBVA.
• ATMs located outside of Spain: 5% (minimum €3).

A fee will be charged for cash withdrawals on debit at ATMs in the following cases:

• ATMs of the BBVA group in Spain: 0%.
• ATMs of banks other than the BBVA Group in Spain: for cash withdrawals in Euros using a debit card at ATMs belonging to a bank that is not part of the BBVA Group in Spain, BBVA will pass on the fee it was charged to perform the transaction by the bank that owns the ATM. This amount will be provided by the bank that owns the ATM before the cash withdrawal.
• ATMs located outside of Spain: 4.5% (minimum €3.5).

The limit may be between €9,000 and €30,000.

Between the 20th of successive months. If it falls on a non-business day, the previous day will apply. Personalized payments are settled on the last business day of each month.

You can choose the bill charge date: on the 21st of the month of settlement or on the 5th of the following month. 

Yes, you can change the date at any time. If you change the debit date before the 20th of the month, it will take effect in that month's settlement. If you change it between day 20 and 30 of the month, the change will take effect in the settlement for the following month.

 

If that happens, you'll be able to use up to 20% more. A 3% fee is applied to the extra amount you use, with a minimum of €6 and a maximum of €12.

Every month you will receive a detailed report of all the payments made and cash withdrawn from ATMs using your credit card.

Yes, you can request an additional card for other users. These cards will be associated to the same account and will share your same credit limit.

A fee of 3.00% will be charged on the amount resulting from the equivalent value in euros of all transactions made outside the eurozone based on the exchange rate obtained by the Payment Systems on the date on which they carry out the corresponding settlement.

By law, we have to provide you with a standard document with the pre-contractual information on payment services to help you better understand its main features and so you can compare with other cards and make an informed decision.

Open document.

See the European regulation, PSD2, on electronic payment services here. 

See document