Check the terms and conditions of the promotion here.
BBVA health insurance for self-employed workers
If you get sick, make sure your business doesn't too
- 86% of self-employed workers receive €375.10 less benefit on average than an employee. Reduce waiting lists to start earning again as soon as possible.
- Absences during periods of sick leave can result in the loss of future customers. We help you set up a home office.
- This insurance is deductible by up to €500 for Personal Income Tax purposes. That means you can recover up to €150 of your Self-Employed Health Insurance.
You can now get the bluaU digital supplement free of charge for the first year and take advantage of its new digital psychology service.
Calculate the price of your insurance and get this discount until January 31, 2023.
We take care of you so that you can get back to business as soon as possible
Includes medical appointments and sessions with specialists
You can choose from more than 50,000 professionals and 4,200 medical centers.
- Psychology, up to 15 sessions per year per medical indication.
- Podiatry, up to 12 sessions per year per medical indication.
- Physiotherapy at home if prescribed by a medical professional.
- Dentist, with over 30 services included. And if you need to extend your coverage, we can offer you up to 21% off.
- And since 60% of patients request a second medical opinion when they are diagnosed with a serious illness, this is included too.
With medical care tailored to your pace of work
A self-employed worker works an average of 8.2 hours more hours a week than a salaried worker.
We offer you a service that is suited to your schedule and your mobility:
- Medical appointments without waiting lists.
- 24-hour emergency telephone.
- 24/7 video consultations.
- Ambulance service with no distance limit.
- Emergencies while abroad covered up to €12,000 per year.
We help you to ensure that your health problems affect your work and home as little as possible
Whenever you need immobilization at home or hospitalization for more than 72 hours:
- We will pay you the price of the insurance payment for up to 3 months and a maximum of €200.
- We visit you up to 15 days a month to take care of domestic tasks: cooking, cleaning, washing, ironing...
- We support you in caring for your children under 16 years of age or with disabilities: accompanying your children home from school and offering home educational support.
- We pay for 2 return taxi trips per week for your work-related tasks during the first two weeks.
- We help you set up a home office with computer, telephone or remote assistance.
- We will send you the medication you need and work mail to your home address up to 2 times a week during the first two weeks.
You can add the BluaU service for free the first year
Take it out before February 1, 2023 and enjoy Sanitas' digital supplement to help you take care of your health and that of your loved ones.
It includes:
- Health monitoring with your tracker.
- Vital sign readings.
- Preventive healthcare, nutrition, training, pregnancy and child programs.
- Video consultations with your usual doctors.
- Home services such as home delivery of medicines and tests.
- Psychology service for prevention and promotion of mental and emotional health.
Personal income tax
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Remember that you can deduct up to €500 of your insurance in your personal income tax return
And up to €4,500 by adding your family's insurance policies.
As a self-employed worker you can deduct every year:
- Up to €500 of your Self-Employed Health Insurance.
- Up to €500 of health insurance for every member of your family, such as your spouse or children under 25 years of age who continue to live in the family home.
- Up to €1,500 of health insurance for every member of your family with a recognized disability.
In the BBVA app, you will always have the policy and insurance bills available to help you deduct them from your Personal Income Tax return.
Choose your price according to the co-payment method
You will have the same coverage with any of the 3 options.
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Salud Autónomos Esencial
The lowest fee with one co-payment per session
- First 3 sessions: €4 per session.
- From 4 to 10 sessions: €7 per session.
- From 11 to 15 sessions: €10 per session.
- More than 15 sessions: €15 per session.
With special prices for frequent services.
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THE MOST POPULAR
Salud Autónomos with co-payments
One fee with 6 sessions without co-payment included
- First 3 sessions: €4 per session.
- From 4 to 10 sessions: €7 per session.
- From 11 to 15 sessions: €10 per session.
- More than 15 sessions: €15 per session.
With special prices for frequent services.
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Salud Autónomos without co-payments
All the basic coverage and extended coverage plus:
- All the sessions you need: €0 per session.
Have you decided?
You will be able to pay your fee as you prefer: monthly, quarterly, half-yearly or yearly.
Would you like more information?
Apply for Salud Autónomos Insurance
Apply