Coverage Included
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Basic Coverage
- Primary healthcare.
- Medical specialties (gynecology, pediatrics, cardiology).
- Diagnostic tests (laboratory tests, x-rays, ultrasounds, MRIs, etc.)
- Assistance during pregnancy and childbirth.
- Surgery.
- Hospitalization.
- Treatment methods (oncology, radiotherapy, physiotherapy).
- Prosthesis: no financial limit.
- Dental coverage: more than 30 services included, with an average discount of 21% on other treatments.
- Second medical opinion.
- Emergencies abroad: €12,000 a year.
- Chiropody: 12 sessions.
- Psychology: 15 sessions.
- Logophoniatric treatment.
- Prevention programs.
- 24-hour emergency telephone.
- Ambulance: unlimited distance.
- 24/7 video consultations (*)
- Video consultation and digital health programs (*)
(*) For registrations from April 1, 2022.
Specific coverage for self-employed workers
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Coverage included for self-employed workersTotal ProtectionAssistance that guarantees the policyholder all the necessary assistance if immobilized at home or in a hospital for at least 72 hours.
- Payment protection: Compensation for the amount equivalent to the current monthly payment of the health insurance bill.
- At-home therapist: Help with the care of minor children and basic domestic chores, such as cleaning, washing and ironing, preparing meals, etc.
- Mobility guarantee: Taxi service so you can go to work and do work-related tasks during the first two weeks of your immobilization.
- Home office: Remote or telephone computer assistance to set up a home office.
- Childcare:
- Travel of a family member to care for children.
- Travel of the policyholder's children to a relative's home.
- Accompaniment of the policyholder's children from home to school and vice versa.
- Home tutoring
- Physiotherapy service: For therapies that have been prescribed by your doctor
as a result of an accident or illness. - Home delivery of medicines and mail.
Coverage for traffic and occupational accidents
Health care in the event of a traffic or occupational accident or work-related illness.
Choose the most suitable option
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Depending on your needs, you can choose between*:
- BBVA Salud Autónomos Esencial: with the same coverage as BBVA Salud Autónomos, but with a lower monthly payment and a higher copayment. (i).
- BBVA Salud Autónomos with copayments: you pay nothing for the first 6 services in any year.
- BBVA Salud Autónomos with no copayments: intended for people that do not want to make any additional payments when using medical services. (i).
*The coverage of the 3 products is the same, the only difference being the copayment method.
(i) Copayment: with this system, you pay a minimum amount whenever you use a medical service in general, provided it is covered by the insurance policy. These expenses are included in your monthly bill at the end of each quarter.
What are the requirements?
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Requirements
- Be aged between 0 and 75 years old. There is no upper age limit for its expiry.
- Fill in a simple medical questionnaire and conduct a medical interview by phone or a medical examination, if necessary.
- Be aged between 0 and 75 years old. There is no upper age limit for its expiry.
Do you want to expand your insurance?
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Digital bluaU supplements
Video consultation service with doctors in every specialty, home services and reimbursements.
And now, with much more!
- Online diagnostic tests thanks to the use of facial imaging to measure vital signs.
- Instant digital consultation.
- Connected Health in 5 specific profiles: weight control, asthma, arrhythmias or palpitations, pre-natal care and monitoring of people diagnosed with COVID-19.
- Digital prevention program.
And you can add
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Optional coverage
- Access to the prestigious Clínica Universidad de Navarra, a highly specialized hospital.
- Reimbursement of 50% of pharmaceutical expenses, limited to €200 per policyholder per year (Reimbursement supplements).
- Reimbursement of Pediatrics, Gynecology and Obstetrics consultations if outside the Sanitas medical network (enhanced dental coverage).
- Coverage in the USA from Olympus
- Student Supplements.
Tax benefits
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In addition to all the advantages offered by BBVA's Salud Autónomos Insurance, you will also be eligible for tax advantages. You can deduct your insurance premium, your spouse's premium and the premium of children under 25 who live with you, up to a maximum of €500 for each one.
Would you like more information?
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- At BBVA, we offer a wide range of insurance products for protecting both you and your business.
- We are working to make your life a little easier with our digital solutions.
- Our approach is based on transparency, clarity and responsibility.
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