BBVA Va Contigo Salary Account for Young People

If you meet the conditions (direct deposit your paycheck from €800, pension or unemployment benefit from €300 or have a quarterly income of at least €2,500, etc.), the Young Person's Va Contigo Salary Account has no fees. Otherwise, the following charges will be applied:

• Account maintenance service: €0 if conditions satisfied (€160 a year otherwise, quarterly settlements of €40). APR: 0.00% calculated if the requirements of this salary account are satisfied. APR: -5.23% if requirements not satisfied (assuming an average daily balance of €3,000 for one year).
• Transfers: €0 (2)
• Checks issued in euros: €0 if conditions satisfied (0.5%/nominal check. Minimum of €18.03 if you do not meet the conditions).

With the Aqua Debit Card, withdrawing cash on debit at ATMs is subject to these fees: 

• ATMs of the BBVA group in Spain: 0% fee.
• ATMs of banks other than the BBVA Group in Spain: you will be charged the fee that the bank that owns the ATM charges BBVA, which will be displayed on the screen of the ATM before you confirm the operation. 
• ATMs located outside Spain: a fee of 4.5% on the amount you withdraw (minimum fee €3).

With the Aqua Credit Card, withdrawing cash at ATMs is subject to these fees:

• ATMs of the BBVA GROUP in Spain: a fee of 3.5% on the amount you withdraw (minimum fee €3).
• Network of ATMs: a fee of 5% on the amount you withdraw (minimum fee €3).

It's important for you to know and understand the documents required to open this salary account. You can view them here:

IP Va Contigo Account: pre-contractual information document detailing the terms and conditions between BBVA and the account holder.

FID Va Contigo Account: information document about the fees applied for using the main services associated with the payment account.

You can view a list of the most typical services associated with a payment account here.