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    BBVA Va Contigo Salary Account for Young People

    What you need from a bank to say hi to your new life.

    A first account to keep track of your money at all times

    • Young Person's Va Contigo Salary Account

      If you are working or you receive unemployment

    • Debit or credit card (1)

      No fees and more than 4,500 BBVA ATMs

    • Get €100 gross

      If you decide to direct deposit a paycheck of at least €800 (only for new customers)
    If you're studying or in college, open a Young Person's Online Account and get an International Student Identity Card (ISIC) free for 1 year
    A fee-free account with a debit card that doesn't require direct depositing your paycheck, with a free International Student Identity Card (ISIC) for one year, with thousands of discounts in 135 countries. Come see it!
    Go to the Online Account for Young People

    BBVA Va Contigo Salary Account for Young People

    If you direct deposit a paycheck of at least €800, a pension or unemployment benefit of at least €300, or receive transfers that total at least €2,500 quarterly:

    • €0 No account administration or maintenance fees. APR: 00.0 %. And with a second account holder, also with no fees.
    • No fees on online transfers within the European Economic Area.
    • No fee for checks issued in euros.
    • And, if your paycheck is equal to or greater than €800, you'll have your own BBVA adviser you can contact when you have a question or need help with some transaction.
    • And if you need to, you can open a second account, also with no fees, so you can share expenses, make purchases or for anything you want. 

    If you don't satisfy the conditions, the account maintenance fee is €160 (payable €40 a quarter), APR: -5.23% (assuming a constant daily balance of €3,000 for one year). The fee for issuing a check in euros is 0.5% of the check amount, minimum of €18.03 if you do not meet the conditions.

    Open account

    Aqua Cards. Safe and under control

    The cards with no printed numbers that also help you track all your expenses

    • More secure, because they do not have printed card numbers or CVV code.
    • With a dynamic CVV code that changes every time you use the card to protect your online purchases.
    • With more control, since you can turn them off or on at any time and keep them secure when you don't use them (or can't find them).

    Do you have to make a payment and don't have money in your account?

    This service offers the peace of mind you need to deal with the unexpected when you don't have sufficient balance in your salary account.

    The overdraft fees for the Young Person's Salary Account are as follows:

    • Account overdraft fee: €0 if not over €18. Over €18.01, the management fee is €30.
    • Annual interest rate for authorized overdraft. 7.25% (NIR).
    • Salary account overdraft fee: 4.50% (minimum amount €15).

    The APR resulting from the application of borrowing interest and the overdraft fee is legally restricted for "consumers" and cannot be more than 2.5 times higher than the legal interest rate. Any change to the legal interest rate will automatically modify the APR applied to overdrafts.

    And choose the card you prefer

    • A debit card that's with you wherever you go.

      • So you can take out cash on debit at an ATM with no fees.
      • And pay in online stores using the money you have available in your account.
      Free with the Online Young Person's Account

    • A credit card for travel and to prepare for the unexpected.

      • To withdraw cash from an ATM.
      • Defer payment on your purchases (with interest) or pay for them the following month (without interest).
      • And be able to rent cars or make reservations in hotels.
      You can select it with the Young Person's Salary Account
    What's the difference between Aqua credit and debit cards?
    If you have any questions, get the answers here.
    More information

    Get €100 gross for bringing over your paycheck

    You decide. If you open a Young Person's Va Contigo Salary Account and you direct deposit a paycheck of over €800.

    See terms and conditions.

    And the best tools to keep track of your money

    Send and receive money through your smartphone (with Bizum) or by chatting (with Cashup).

    With super simple rules to do it automatically or by rounding up your purchases.

    Achieve your objectives by putting the money you save in a Goals Account.

    Organize all your expenses when you travel and easily stick to the budget you set for yourself.

    How is becoming a BBVA customer in your best interest?

    See the advantages that await you

    • You'll have access to over 4,500 BBVA ATMs, where you can take out cash free of charge.
    • Making transfers is free within the European Union.
    • And you'll have an adviser to help with whatever you need.

    How do I open a BBVA bank account?

    Watch the video

    If you are not a BBVA customer, you can now become one and include a second account holder in your account.

    During the registration process for new customers on digital channels, BBVA needs to process your biometric data (among other personal data) in order to verify your identity. If you do not want to register online, you can become a customer by going to a BBVA branch and taking out one of the products available on this channel.

    In order to use the BBVA app and get access to all its features, you need to enter your contact and login details (email, phone, DNI/NIE and password).

    Watch the video

    You can now use our video identification system to contact one of our advisers. It's free and your bank account will be open and operational within 5 minutes.

    Watch the video

    Fill in and confirm your personal details (name, surnames, etc.) that coincide with those of your ID documentation (DNI/NIE) as well as those of your domicile for tax purposes (where you are registered).

    Watch the video

    You can avoid paperwork and traveling by signing the contracts of your new bank with a code we will send you via text message (free for you). You will receive it on the mobile phone number you provided in step 2. It's that easy.

    Watch the video
    Become a customer

    Have you not yet found the one?

    It's possible, because love at first sight is not for banks

    But it's no big deal, we'll be friends, as you can use our app even if you are NOT a customer and, who knows, you may end up in love.

    • Keep tabs on all your banks from a single place.
    • Manage your income and spending and improve your budgeting.
    • Make better decisions if you are planning to buy, sell or rent your house, with BBVA Valora.
    • And no need to apply for any products or be a customer.

    Try it free and register as a user in just a minute.

    Create user

    Any questions?

    It's important for you to know and understand the documents required to open this salary account. You can view them here:

    IP Va Contigo Account: pre-contractual information document detailing the terms and conditions between BBVA and the account holder.

    FID Va Contigo Account: information document about the fees applied for using the main services associated with the payment account.

    You can view a list of the most typical services for a payment account.

    (1) The credit card can only be taken out by the account holder. Granting subject to approval by BBVA.
    BBVA Va Contigo Salary Account for Young People
    Open account