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      Experiences

      • Bizum

        Send and receive money from your phone instantly. As easy as sending a message.

      • My everyday operations

        Track your income and expenses, organized by categories and subcategories.

      • Mobile payment

        Leave your wallet at home and pay for everything with your cell phone.

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        We'll help you evaluate the price of a car, a home and much more.

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      ADVERTISING
      MM/DD/YYYY

      BBVA Va Contigo Salary Account for Young People

      What you need from a bank to say hi to your new life.

      A first account to keep track of your money at all times

      • Young Person's Va Contigo Salary Account

        If you are working or you receive unemployment
      • Debit or credit card (1)

        No fees and more than 6,000 BBVA ATMs
      • Get €100 gross

        If you decide to direct deposit a paycheck of at least €800 (only for new customers)
      Become a customer
      If you're studying or in college, open a Young Person's Online Account and get an International Student Identity Card (ISIC) free for 1 year
      A fee-free account with a debit card that doesn't require direct depositing your paycheck, with a free International Student Identity Card (ISIC) for one year, with thousands of discounts in 135 countries. Come see it!
      Go to the Online Account for Young People

      BBVA Va Contigo Salary Account for Young People

      If you are working or you receive unemployment

      • No administration or maintenance fees. 

      If you direct deposit a paycheck of at least €800, a pension or unemployment benefit of at least €300, or receive transfers that total at least €2,500 quarterly.

      • Free transfers online and within the EU. (2)
      • And with a second account holder, also with no fees.

      More information

      Open account

      A young person's account with pro advantages

      • BBVA Advisor

        Your adviser will help with your banking and answer questions from the My Conversations section of bbva.es and in the BBVA app.
        More information
      • Paycheck Advance Loan

        You can get up to €3,000 before your company deposits your paycheck, and pay it back over up to 6 months.
        More information

      Aqua Cards. Safe and under control

      The cards with no printed numbers that also help you track all your expenses

      • More secure, because they do not have printed card numbers or CVV code.
      • With a dynamic CVV code that changes every time you use the card to protect your online purchases.
      • With more control, since you can turn them off or on at any time and keep them secure when you don't use them (or can't find them).

      And choose the card you prefer

      • Aqua Debit Card

        A debit card that's with you wherever you go.

        • So you can take out cash on debit at an ATM with no fees.
        • And pay in online stores using the money you have available in your account.
        Free with the Online Young Person's Account
        More information
      • Aqua Credit Card

        A credit card for travel and to prepare for the unexpected.

        • To withdraw cash from an ATM.
        • Defer payment on your purchases (with interest) or pay for them the following month (without interest).
        • And be able to rent cars or make reservations in hotels.
        You can select it with the Young Person's Salary Account
        More information
      What's the difference between Aqua credit and debit cards?
      If you have any questions, get the answers here.
      More information

      Get €100 gross for bringing over your paycheck

      You decide. If you open a Young Person's Va Contigo Salary Account and you direct deposit a paycheck of over €800.

      See terms and conditions.

      And the best tools to keep track of your money

      Bizum & Cashup

      Settle up with your friends & family

      Send and receive money through your smartphone (with Bizum) or by chatting (with Cashup).
      More information

      Stretch your money

      Save with the minimum effort

      With super simple rules to do it automatically or by rounding up your purchases.
      More information

      Easy saving

      Say goodbye to piggy banks

      Achieve your objectives by putting the money you save in a Goals Account.
      More information

      My trips

      Track your expenses so you can enjoy the trip

      Organize all your expenses when you travel and easily stick to the budget you set for yourself.
      More information

      Got it?

      If you want an account, it can be yours in under 10 minutes with our online help

      Open account

      How is becoming a BBVA customer in your best interest?

      See the advantages that await you

      • You'll have access to over 6,000 BBVA ATMs, where you can take out cash free of charge.
      • Making transfers is free within the European Union.
      • And you'll have an adviser to help with whatever you need.

      Any questions?

      If you meet the conditions (direct deposit your paycheck from €800, pension or unemployment benefit from €300 or have a quarterly income of at least €2,500, etc.), the Young Person's Va Contigo Salary Account has no fees. Otherwise, the following charges will be applied:

      • Account maintenance service: €0 if conditions satisfied (€100 a year otherwise). APR: 0.00% calculated if the requirements of this salary account are satisfied. APR: -3.31% if requirements not satisfied (calculated assuming an average daily balance of €3,000 for one year).
      • Account administration service: €0 if conditions are met (€0.60 per item otherwise).
      • Transfers: €0 (2)
      • Checks issued in euros: €0 if conditions satisfied (0.5%/nominal check. Minimum of €18.03 if you do not meet the conditions).

      Bizum is a tool that is integrated into the BBVA app, with which you can send and receive money just by knowing the other person's cell phone number. Decide how much to send, enter their phone number and they'll have the money in their account instantly. And if someone else wants to pay you, with Bizum it's just as easy. Just keep in mind that you can send between €0.50 and €500 per operation, limited to €1,200 a day and €5,000 a month. 

      With the Aqua Debit Card, withdrawing cash on debit at ATMs is subject to these fees: 

      • ATMs of the BBVA group in Spain: 0% fee.
      • ATMs of banks other than the BBVA Group in Spain: you will be charged the fee that the bank that owns the ATM charges BBVA, which will be displayed on the screen of the ATM before you confirm the operation. 
      • ATMs located outside Spain: a fee of 4.5% on the amount you withdraw (minimum fee €3).

      With the Aqua Credit Card, withdrawing cash at ATMs is subject to these fees:

      • ATMs of the BBVA GROUP in Spain: a fee of 3.5% on the amount you withdraw (minimum fee €3).
      • Network of ATMs: a fee of 5% on the amount you withdraw (minimum fee €3).

      It's important for you to know and understand the documents required to open this salary account. You can view them here:

      IP Va Contigo Account: pre-contractual information document detailing the terms and conditions between BBVA and the account holder.

      FID Va Contigo Account: information document about the fees applied for using the main services associated with the payment account.

      You can view a list of the most typical services associated with a payment account here.

      Do you want to use the BBVA app even if you're not a customer?
      You'll be able to control your finances from one place, see all your accounts and products from your other banks, use tools, make transfers, all without leaving the BBVA app. It's free and you don't have to sign up for any products.
      I'm interested

      (1) The credit card can only be taken out by the account holder. Granting subject to approval by BBVA.

      (2) At bbva.es, the BBVA app and ATMs, you pay no fees for transfers in euros, Swedish krona or Romanian leu (ron) within the European Economic Area (members of the European Union + Iceland, Liechtenstein and Norway). Not including transfers on magnetic media, urgent transfers, FMOs (Fund Movement Orders), same-day-value transfers and instant transfers. For transfers which are not included, accompanying expenses and transfer fees established for these purposes do apply.

      BBVA Va Contigo Salary Account for Young People
      Open account
      Offer valid during current month
      1. Accounts
      2. Va Contigo Salary Account for Young People

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