BBVA Va Contigo Salary Account for Young People

If you meet the conditions (direct deposit your paycheck from €800, pension or unemployment benefit from €300 or have a quarterly income of at least €2,500, etc.), the Young Person's Va Contigo Salary Account has no fees. Otherwise, the following charges will be applied:

• Account maintenance service: €0 if conditions satisfied (€100 a year otherwise). APR: 0.00% calculated if the requirements of this salary account are satisfied. APR: -3.31% if requirements not satisfied (calculated assuming an average daily balance of €3,000 for one year).
• Account administration service: €0 if conditions are met (€0.60 per item otherwise).
• Transfers: €0 (2)
• Checks issued in euros: €0 if conditions satisfied (0.5%/nominal check. Minimum of €18.03 if you do not meet the conditions).

Bizum is a tool that is integrated into the BBVA app, with which you can send and receive money just by knowing the other person's cell phone number. Decide how much to send, enter their phone number and they'll have the money in their account instantly. And if someone else wants to pay you, with Bizum it's just as easy. Just keep in mind that you can send between €0.50 and €500 per operation, limited to €1,200 a day and €5,000 a month. 

With the Aqua Debit Card, withdrawing cash on debit at ATMs is subject to these fees: 

• ATMs of the BBVA group in Spain: 0% fee.
• ATMs of banks other than the BBVA Group in Spain: you will be charged the fee that the bank that owns the ATM charges BBVA, which will be displayed on the screen of the ATM before you confirm the operation. 
• ATMs located outside Spain: a fee of 4.5% on the amount you withdraw (minimum fee €3).

With the Aqua Credit Card, withdrawing cash at ATMs is subject to these fees:

• ATMs of the BBVA GROUP in Spain: a fee of 3.5% on the amount you withdraw (minimum fee €3).
• Network of ATMs: a fee of 5% on the amount you withdraw (minimum fee €3).

It's important for you to know and understand the documents required to open this salary account. You can view them here:

IP Va Contigo Account: pre-contractual information document detailing the terms and conditions between BBVA and the account holder.

FID Va Contigo Account: information document about the fees applied for using the main services associated with the payment account.

You can view a list of the most typical services associated with a payment account here.