If you direct deposit a paycheck of at least €800, a pension or unemployment benefit of at least €300, or receive transfers that total at least €2,500 quarterly:
- €0 No account administration or maintenance fees. APR: 00.0 %. And with a second account holder, also with no fees.
- No fees on online transfers within the European Economic Area.
- No fee for checks issued in euros.
- And, if your paycheck is equal to or greater than €800, you'll have your own BBVA adviser you can contact when you have a question or need help with some transaction.
- And if you need to, you can open a second account, also with no fees, so you can share expenses, make purchases or for anything you want.
If you don't satisfy the conditions, the account maintenance fee is €160 (payable €40 a quarter), APR: -5.23% (assuming a constant daily balance of €3,000 for one year). The fee for issuing a check in euros is 0.5% of the check amount, minimum of €18.03 if you do not meet the conditions.