Advised Portfolios

With our Advised Portfolios service, you can steer your investments in the direction you want. Our team of experts will tailor your investment portfolio based on your preferences to maximize its returns. 

This service takes into account at all times the combination of the different types of financial assets you have selected, adapted to your risk profile and your investment objectives. The current market situation and future forecasts are also taken into account. Your private banker will then execute on your behalf the personalized recommendations you have accepted.

This solution provides an excellent tool for taking advantage of the opportunities that the market offers. 

Documentation: you can consult the non-independent investment advisory service contract (Private Banking and Equity Portfolios) and the independent advisory service contract in the field of investments. We will generate the contract with your personalized data.

Information on sustainability

The following link provides access to BBVA's Statement regarding the main adverse impacts of investment advice on sustainability factors, relating to those financial instruments that are considered financial products under Regulation (EU) 2019/2088 (SFDR).

For those financial instruments that are not financial products under SFDR, the following link provides access to the Statement of No consideration of adverse impact of investment advice on sustainability factors.

Based on your financial situation, knowledge, experience and your investment goals, five different risk profiles are established resulting from the suitability questionnaire that you filled out. We will make personalized recommendations or manage your portfolio according to your investor profile. These profiles will be delimited according to the maximum limit of equity (E) exposure.

You will have a team of experts in investment and asset planning solutions at your disposal to help you maximize the returns on your money:

• Customized financial strategy based on geographical preferences, investor profile and tax status. 
• Investment opportunities and tailor-made financial solutions through Asesora, an in-house BBVA methodology.
  
• Independent advice: we select the best funds on the market, our own or those of other national and international managers.
• Timely and exhaustive information on the status of your portfolio to help you make investment decisions at any time.

Through your private banker or the BBVA app and the www.bbva.es website, you can monitor your portfolio with complete and detailed information:

In your personal area of the app and bbva.es, you will have the following available:

• Detailed analysis of all the financial instruments that make up your portfolio: values, returns and percentages of each asset. You have the option to customize your queries based on various criteria.
  
• Activity in the account or accounts of the portfolio with detailed information.
• Actual and unrealized gains and losses for the year to analyze the tax impact of transactions.
• Transactions in the portfolio over a given period with details of each. 
• Reports section, just a click away, with everything you need to know:
  • Daily: with the portfolio's performance in recent quarters, historical yields and last 12 months, composition of the portfolio with each of the instruments that make it up, with tax data and returns for each one, as well as a general risk profile.
    In addition, transactions from the last month and current month, and lastly, a tax simulation of the unrealized losses and gains of each item.
  • Monthly and tax: in the first, details of the portfolio at the end of the month with changes, transactions, details, comparison against the benchmark index, fees and income received if applicable, as well as market information. In the second, information on the tax simulation of the portfolio with the year-to-date unrealized losses and gains for each item. Suitability assessment with data from the last profiling done.
  • Annual costs and expenses: so you can know, in complete transparency, the costs incurred during the previous year and the impact on the portfolio's returns.

These are the functionalities and how to access them if the ownership is under a company (CIF).